5.46% Melrose Credit Union 1 Year Share Certificate

Melrose Credit Union is offering 5.46% apy on a 1 year share certificate. This account is available as a regular or an IRA share certificate. The minimum deposit for regular share certificates is $5,000, while IRA accounts require a minimum deposit of $4,000.

According to their website, Melrose Credit Union's Field of membership is open to anyone regardless of where they live or how they earn a living.

5.50% Paragon Federal Credit Union 5 Year Jumbo Share Certificate

Paragon Federal Credit Union is offering 5.50% apy on their five year jumbo share certificates. The minimum deposit requirement for these certificates is $100,000. This rate is good for both regular and IRA share certificates.

Field of membership is in Paragon Federal Credit Union is extended to those who live, work, worship, or attend school in Bergen or Passaic County, New Jersey, certain locations in Pennsylvania and New York, and members of certain select organizations. See link for additional details.

5.50% Deer Valley Credit Union 5 Year Share Certificate

Deer Valley Credit Union is offering 5.50% apy on a 5 year share certificate. The minimum deposit for this certificate is $500.

Field of membership in Deer Valley Credit Union is extended to those who live, work, or worship in anyone of 93 ZIP codes located in Central, North and Northwest Phoenix, AZ.

Telco Federal Credit Union(New York) 5.61% 36 Month & 5.57% 24 Month Share Certificates

Telco Federal Credit Union is offering two high rate share certificates. They are offering 5.61% apy on a 36 month share certificate and 5.57% apy on a 24 month share certificate. The minimum deposit for these rates is $10,000. Similar term share certificates requiring lesser deposits are available at lower rates. See site for details.

Field of membership in Elmira, NY based Telco Federal Credit Union is extended to those who belong to any of a number of select sponsoring organizations. See site for more information.

Honeywell Aerospace Federal Credit Union Share Certificates, Rates up to 6.10%

Honeywell Aerospace Federal Credit Union is offering a number of high rates on their share certificates. A 60 month jumbo share certificate with a minimum deposit of $100,000 earns 6.10% apy. Regular share certificates with a minimum deposit of $1,000 earn 5.83% apy for a term of 60 months. See site for additional rates and terms.

Honeywell Aerospace Federal Credit Union has a limited field of membership with branches located in Arizona and New Mexico.

TMH Federal Credit Union, Share Certificate Rates Up to 5.96%

TMH Federal Credit Union is offering high rates on a number of their share certificates. Jumbo rates range from 5.43% apy for a two year share certificate to 5.96% apy for a five year share certificate. The minimum deposit for these rates is $99,000. Lower, but very competitive rates are available for deposits at the $1,000, $5,000, & $10,000 deposit levels.

Field of membership in TMH Federal Credit Union is extended to those who are employees, independent contractors, or self-employed persons who regularly work in the Health Care Industry in the Florida Counties of Leon, Wakulla, Gadsden, Jefferson, or Liberty or the Georgia Counties of Grady, Thomas, or Decatur. See site for more details.

5.75% Apple Federal Credit Union 60 Month Jumbo IRA Share Certificate

Apple Federal Credit Union is currently offering 5.75% apy on a 60 month jumbo IRA share certificate. The minimum deposit for this certificate is $50,000.

Field of membership in Apple Federal Credit Union includes a variety of select employer groups, alumni and faculty groups, as well as members of a number of national associations. See site for additional details.

5.07% American First Credit Union 60 Month Share Certificate

American First Credit Union is offering 5.07% apy on a 60 month share certificate. The minimum deposit for this certificate is $500.

Field of membership in American First Credit Union is extended to those who live, work, or worship in Orange County, Corona, or Chino Hills in California in addition to employees of over 100 select employer groups across the country.

6.59% CAHP Credit Union 728 Day Variable Rate IRA Share Certificate & Other High Rates

CAHP Credit Union is offering 6.59% apy on a 728 Day variable rate IRA certificate. Other high rates of 6%+ are also available. See this link for more information about rates and terms.

Field of membership in Sacremento based CAHP Credit Union is extended to those who are employed by certain select California public safety organizations. See site for details.This Credit Union is privately insured by American Share Insurance and is not federally insured. For more details about American Share Insurance, see the link above.

Navy Federal Credit Union Rate Update, Share Certificate Rates up to 6.00% Still Available

Navy Federal Credit Union currently offers share certificates with rates as high as 6.00% apy. They are offering 6.00% apy on a 15 month share certificate special. The minimum deposit for this special is $8,000. I originally posted about this certicate back in February. The credit union is also offering 5.70% apy on their 7 year regular and IRA share certificates. The minimum deposit for this rate is $20,000. Lesser deposits starting at $1,000 earn 5.45% apy.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.

5.53% Valley First Credit Union 60 Month Jumbo IRA Share Certificate

Valley First Credit Union is offering 5.53% apy on a 60 month jumbo share certificate. The minimum deposit for this certificate is $100,000.

Field of membership in Valley First Credit Union is extended to those who live, regularly work or worship, or attend school in San Joaquin or Stanislaus County in California as well as those who belong to certain select employer groups. See site for additional details.

University of Kentucky Federal Credit Union Jumbo Share Certificates, Rates of up to 5.65%

University of Kentucky Federal Credit Union is offering rates as high as 5.65% apy on their jumbo share certificates. The minimum deposit requirement for these certificates is $90,000. Rates are listed below:
Term APY
1 Year 5.25%
2 Year 5.35%
3 Year 5.45%
4 Year 5.55%
5 Year 5.65%

Regular share certificates are also available with a minimum deposit of $1,000 and rates of up to 5.50% apy.

Field of membership for this University of Kentucky Federal Credit Union includes employees, students, and various alumni of the University of Kentucky as well as members of certain other select organizations. See site for additional details.

Desert Schools Federal Credit Union Jumbo Share Certificates, Rates as High as 5.55%

Desert Schools Federal Credit Union is offering high rates on a number of their jumbo share certificates. The minimum deposit for these certificates is $100,000. The highest rate available is 5.55% apy on a 60 month jumbo share certificate. Other high rates are available for shorter terms. See site for details.

Field of membership in Desert Schools Federal Credit Union is extended to those who live, work, worship or attend school in Gila, Maricopa, or Pinal Counties in Arizona. Businesses and other legal entities in these areas are also eligible. See site for details.

MPD Community Credit Union, Share Certificate Rates as High as 6.00%

MPD Community Credit Union currently has a number high rates posted on their website for their share certificates. The highest rate they have posted is 6.00% apy on a 60 month share certificate. 36 and 48 month share certificates earn 5.48% apy and 5.74% apy respectively. These rates are based on the 13-Week T-Bill Discount Rate and are subject to change every Wednesday. The minimum deposit for these certificates is $2,500.

Field of membership for MPD Community Credit Union is extended to those who are employees of law enforcement agencies in Davidson County, Tennessee as well as members of certain select organizations. See site for details.

Agriculture Federal Credit Union Share Certificates, Rates up to 5.50%

Agriculture Federal Credit Union is offering rates as high as 5.50% apy on their share certificates. They are offering 5.50% apy on their 60 month share certificates and 5.25% apy on both their 36 & 48 month share certificates. The minimum deposit for these certificates is $1,000. These rates are good for both regular and IRA share certificates.

Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble. Membership in City Dance Ensemble is $20 and you can apply at the time you complete your online membership application for the credit union.

5.6513% Northrop Grumman Federal Credit Union 6 Month Share Certificate, Other High Rates Available

Northrop Grumman Federal Credit Union is offering 5.6513% apy on a 6 month bonus term share certificate. They are also offering 5.5147% apy on a 12 month bonus term share certificate. The minimum deposit for these certificates is $40,000.

Field of membership in Northrop Grumman Federal Credit Union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don't otherwise qualify for membership in this credit union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

10% Wescom Credit Union 7 Month Share Certificate Grand Opening Special($1,000 Max, Santa Maria Branch Only)

Wescom Credit Union is offering a 10% apy 7 month share certificate grand opening special. This special has a minimum deposit requirement of $500 and a maximum funding amount of $1,000. This certificate must be opened in person at the grand opening of the new Santa Maria Branch between April 23rd and April 29th. You must be a new Wescom member to qualify for this special. Wescom is also offering two other specials during this grand opening week at their new Santa Maria Branch. They are offering a free piggy bank and a $5 deposit for the first 100 kids who open a Kids Club Account. In addition, those who open their first Wescom checking account and sign-up for direct deposit will earn $50. See link for additional details.

Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

5.745% Golden Key Federal Credit Union 12 Month Share Certificate

Golden Key Federal Credit Union is offering 5.745% apy on a 12 month share certificate. The minimum deposit for this rate is $25,000. Lesser deposits starting at $500 earn 5.535% apy. This credit union also offers high rates of 5.558% and 5.640% apy respectively on 30 and 6o month share certificates with a minimum deposit of $25,000. Even though the rates listed on the credit union's website were originally posted back in January, I called and confirmed that they are still current.

Thanks to the reader who mentioned this deal over the weekend on the Hot Tips link, where readers can leave a comment about deals that they have found.

Field of membership in Golden Key Federal Credit Union is extended to those who live, work, worship, or attend school from Rim Road to Lee Trevino in the El Paso, Texas area.

5.50% Coastal Federal Credit Union 15 Month Share Certificate

Coastal Federal Credit Union continues to offer a 15 month share certificate special with yield of 5.50% apy on their website. I orginally posted on this certificate back in January. The minimum deposit for this certificate is $2,500.

Field of membership for Coastal Federal Credit Union is detailed here. Among other ways to qualify for membership in this credit union, those who join the Coastal Capital Club for $10 are eligible for memberhip in Coastal Federal Credit Union.

5.54% Pinal County Credit Union 9 Month Share Certificate Special

Pinal County Credit Union is offering 5.54% apy on a 9 month share certificate. The minimum deposit for this certificate is $5,000.

Field of membership in Pinal County Credit Union is extended to those who live, work, worship or attend school in Pinal County, Arizona.

5.70% Mountain High Federal Credit Union 5 Year Share Certificate

Mountain High Federal Credit Union is offering 5.70% apy on a 60 month share certificate. The minimum deposit for this certificate is $500. They are also offering high rates on a number of other share certificates with shorter maturities. See site for details.

Mountain High FCU is a Utah based credit union. Field of membership in this credit union is open to those who live, work, worship or study in Utah or Juab counties as well as immediate family of current members.

5.53% Northwest Federal Credit Union 60 Month Jumbo Share Certificates

Northwest Federal Credit Union is offering 5.53% apy on 60 month jumbo share certificates with a deposit of $100,000 or more. The credit union is also offering 48 month jumbo share certificates with a yield of 5.44% apy. See site for additional rates.

Field of membership includes employees of the National GeoSpatial Intelligence Agency and the National Reconnaissance Office among other organizations including a variety of select employee groups.

6.33% Team & Wheel Federal Credit Union 60 Month Share Certificate

Team & Wheel Federal Credit Union is offering 6.33% apy on a 60 month certificate. They are also offering a rate of 5.90% apy on a 48 month share certificate. The minimum deposit for both of these share certificates is $50,000.

Field of membership in North Carolina based Team & Wheel Federal Credit Union appears to be union based.

5.50% Kirkwood Municipal Credit Union 57 Month Share Certificate Special

Kirkwood Municipal Credit Union is offering 5.50% apy on a 57 month share certificate special. The minimum deposit for this special is $5,000 and this certificate must be funded with money new to the credit union.

Field of membership in Kirkwood Municipal Credit Union is extended to employees of any business located in Kirkwood, MO as well as certain family members of current members. See site for additional details.

6% Monroe Automotive Federal Credit Union 6 Month Youth Share Certificate

Monroe Automotive Federal Credit Union is offering 6% apy on a 6 month share certificate for those under the age of 18 during the week of April 22-28 to celebrate National Credit Union Youth Week. This share certificate has a minimum deposit requirement of $100 and a maximum deposit limit of $5,000.

Field of membership in Monroe Automotive Federal Credit Union is extended to those who live, work, worship or attend school in Monroe County, Michigan.

5.40% San Antonio Credit Union 6 Month Share Certificate

San Antonio Credit Union is offering 5.40% apy on a 6 month share certificate. The minimum deposit for this certificate is $1,000.

Field of membership in San Antonio Credit Union is extended to those who belong to any of the credit union's 1500 plus sponsoring organizations. Membership is also extended to students at any post secondary educational institution who live in the San Antonio area. See site for additional details.

Velocity Credit Union $30 Mastercard Gift Card Checking Account Promotion

Velocity Credit Union is offering a $30 Mastercard Gift Card for those who open their Totally Free Checking Account now through April 30th. You must either make a deposit of $100 into this checking account or set up direct deposit to qualify for this promotion. This account must remain open for 60 days before the Gift Card is mailed to you. See site for additional details.

Field of membership in Velocity Credit Union is extended to those who live or work in Williamson County, San Marcos, or Round Rock in Texas as well as those who belong to any of over 250 sponsoring organizations or associations. See site for additional details.

$25 USA Federal Credit Union Youth Savings Account Opening Bonus

USA Federal Credit Union is offering $25 when you open a new Youth Savings Account before April 30th. New members will also receive a new piggy bank. A deposit of $5 is required to open this account and there is a $5 membership fee for joining the credit union. See site for additional details.

Field of membership in USA Federal Credit Union includes those who are active or retired military as well as those who are members of many others organizations and employee groups. If you find that you don't fall under any of these groups, membership in the Prime Meridian Association is another avenue to membership. For more information on the Prime Meridian Association, you can contact USA FCU.

Premier Financial Credit Union, Share Certificate Rates as High as 5.72%

Premier Financial Credit Union is offering 5.72% apy on a 60 month Jumbo IRA certificate. The minimum deposit for this rate is $100,000. They are also offering high rates on a number of other share certificates with varying deposit levels and terms. See site for details.

Field of membership in Premier Financial Credit Union is primarily composed of select employer groups and organizations in Michigan, as well as a number of Auto, Powersport, RV and Marine Dealers and their clients.

Half Price Tickets at Wescom Credit Union's Members Only Night at Disney's California Adventure, June 1, 2007

Wescom Credit Union is having a member's only night at Disney's California Adventure. This event starts on Friday, June 5th at 4:00 PM. From 9:00 PM to 1:00 AM, the park will be closed to everyone except Wescom Credit Union guests. Tickets for this event are priced at $31.50 each, half the cost of a single day's regular admission. Children two and under are admitted for free. You can purchase tickets to this event through the credit union's ebranch. Tickets are limited and are available on a first come first serve basis. You may purchase up to 20 tickets per member. See site for additional details.

Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

TMH Federal Credit Union, Share Certificate Rates Up to 5.96%

TMH Federal Credit Union is offering high rates on a number of their share certificates. Jumbo rates range from 5.33% apy for a one year share certificate to 5.96% apy for a five year share certificate. The minimum deposit for these rates is $99,000. Lower, but very competitive rates are available for deposits at the $1,000, $5,000, & $10,000 deposit levels.

Field of membership in TMH Federal Credit Union is extended to those who are employees, independent contractors, or self-employed persons who regularly work in the Health Care Industry in the Florida Counties of Leon, Wakulla, Gadsden, Jefferson, or Liberty or the Georgia Counties of Grady, Thomas, or Decatur. See site for more details.

6.00% Millstream Area Credit Union 24 Month Share Certificate Special

Millstream Area Credit Union is offering 6.00% apy on a 24 month share certificate. The minimum deposit for this certificate is $5,000. This offer is good through July 31, 2007. You must present this coupon at the time of account opening.

Field of membership in Millstream Area Credit Union is extended to those who live, work, worship, or attend school in Hancock County, Ohio.

5.75% Coreplus Federal Credit Union 36 Month Variable Rate Share Certificate

CorePlus Federal Credit Union continues to offer a 36 month variable rate certificate with a yield of 5.75% apy. I originally posted on this certificate last August. The rate for this certificate is determined by the Prime Rate minus 2.50% as reported in the Eastern Edition of the Wall Street Journal five days prior to the end of each month. Rates change on the first of the month. The rate on this account will not drop below 3% or rise above 8%.

Field of membership for CorePlus Credit Union includes those "who live, work, worship, or attend school in and businesses and other legal entities located in New London County or Windham County, Connecticut" as well as those "who reside in the Town of Hebron, Connecticut, employees of the Town of Bolton, Connecticut".

6.00% Santa Clara County Federal Credit Union 8 Month Grand Opening Share Certificate & Other Specials

Santa Clara County Federal Credit Union is offering 6.00% apy on an 8 Month Grand Opening Share Certificate Special. This special is being offered from April 15th through May 31, 2007. The minimum deposit for this certificate is $5,000. At least 50% of the funds for this account must come from money new to the credit union. Those with less than this 50% will earn 5.75% apy.

Field of membership in Santa Clara County Federal Credit Union is extended to those who belong to any of a number of select employee groups or associations. See site for details.

6.00% Ohio University Credit Union Easy Save IRA Savings Account

Ohio University Credit Union is offering 6.00% apy on their Easy Save IRA Savings Account. This rate is guaranteed through February 1st, 2008. This account has no minimum deposit requirement and a maximum deposit limit of $5,000. You may add to this IRA savings account through automatic transfers or payroll deductions.

Field of membership in Ohio University Credit Union is extended to employees, students, and alumni of Ohio University, Hocking College, and employees and students of Zane College. Membership in this credit union is also open to those who belong to any of a number of certain select employee groups or associations. One of these associations is the Ohio University Friends of the Libraries Association. Membership in this association is $30 for regular members and $10 for students. See site for additional information.

Educational Employees Credit Union 1 Year Share Certificates, Yields of up to 5.54%

Educational Employees Credit Union is offering yields of up to 5.54% apy on a 12 month share certificate. One year share certificates with a minimum deposit of $100,000 will earn this rate while lesser deposits starting at $50,000 will earn 5.48% apy. One year share certificates with a minimum deposit of $10,000 will earn 5.43% apy.

Field of membership in Educational Employees Credit Union is extended to those who are employees or students of any accredited or licensed school system, state college, community college, or university in the California Counties of Fresno, Kings, Tulare, Merced, Madera, Mariposa, Inyo, San Luis Obispo, San Benito, or Monterey. See site for additional details and additional ways to qualify for membership.

Lake Michigan Credit Union 13 Month Share Certificate Special, Rate up to 5.65%

Lake Michigan Credit Union is offering a 13 month share certificate special in recognition of the grand opening of their new Byron Center Branch. This special will be available at all of the credit union's branches from April 16th through April 28th. Those with an existing account can earn 5.40% apy on this special. If money new to the credit union is used to open this account you can earn 5.50% apy. Those without a Lake Michigan Credit Union checking account who open a new checking account with direct deposit can earn 5.65% apy. The minimum deposit requirement for this offer is $500. See site for additional details.

Field of membership in Lake Michigan Credit Union is extended to those who live, work, worship, or attend school in the Michigan Counties of Allegan, Kent, Muskegon or Ottawa. Membership is also extended to those who are over the age of 55 and receive a retirement payment(ex. Social Security, annuity, pension) and live in or belong to a retirement organization in the county or a county adjacent to where the credit union's main office is located.

5.52% APCO Employees Credit Union 182 Day Share Certificate

APCO Employees Credit Union is offering 5.52% apy on a 182 day share certificate. The minimum deposit for this certificate is $2,500.

Field of membership in APCO Employees Credit Union is extended to employees and retirees of the Alabama Power Company, Southern Company Services, Southern Nuclear, and other select organizations. See site for details.

5.65% Washington State Employees Credit Union 13 Month Share Certificate & 5.38% 7 Month Share Certificate Specials

Washington State Employees Credit Union(WSECU) continues to offer 5.65% apy on a 13 month share certificate. The minimum deposit for this certificate is $1,000. I originally posted on this special back in December.

The credit union is also offering 5.38% apy on a 7 month share certificate special. The minimum deposit for this certificate is $20,000.

Field of membership in Washington State Employees Credit Union is extended to those who are employees of any city, county, state, institute of higher education, or public school in Washington State. Membership is also extended to relatives of current or potential members.

5.50% Municipal Credit Union 24 & 36 Month Share Certificates

Municipal Credit Union is offering 5.50% apy on their 24 and 36 month share certificates. This rate is good for both regular and IRA share certificates. The minimum deposit requirement for both types of accounts is $500.

Field of membership in Municipal Credit Union is extended to New York City employees, Federal and State employees who work in any of the five boroughs, health care professionals working in New York State, employees of the City of Yonkers, and those who belong to any of a number of other select groups. See site for additional information.

5.55% Provident Credit Union 12 through 60 Month IRA Share Certificates

Provident Credit Union is offering a rate of 5.55% apy on their 12, 15, 18, 24, 36, 48, and 60 month IRA share certificates. You must open a Provident Credit Union checking account and have direct deposit of $1,000 per month or higher deposited into it to qualify for this rate. Those who don't will earn 5.30%. See site for additional details.

Field of membership in Provident Credit Union is extremely broad and includes members of any of a number select associations that anyone can join. See site for details.

8% Fort Financial Credit Union 13 Month Share Certificate Special

Fort Financial Credit Union is offering 8% apy on a 13 month share certificate special. The minimum/maximum deposit for this certificate is $1,000 and there is a limit of one certificate per member. This certificate must be funded with money new to the credit union.

Field of membership in Fort Financial Credit Union is extended to those who belong to any of a number select employee groups. This credit union has branches located in Indiana, Illinios, North Carolina, and Mississippi. See site for details.

5.50% Western Credit Union 36 Month Variable Rate IRA Share Certificate & 5.47% 18 month Variable Rate IRA Share Certificate

Western Credit Union is offering a rate of 5.50% apy on their 36 month variable rate IRA share certificate. They are also offering a rate of 5.47% apy on an 18 month variable rate IRA share certificate. The minimum deposit for both of these certificates is $1,000. See site for details.

Field of membership in Western Credit Union is open to those who live, work, worship or attend school in a number of Ohio communities. Membership is also open to employees who work for any one of over 400 select employee groups. See site for additional information.

Wright-Patt Credit Union EasySaver Debit Card Round-Up Program

Wright-Patt Credit Union offers a cash back feature for their debit card called the EasySaver Debit Card Round-Up Program. With this program the credit union will round up your purchases to the nearest dollar and put the difference into your Wright-Patt EasySaver account. The credit union will also match 50% of your rounded up purchases made during your first 30 days in the EasySaver program when you sign up for eStatements. After the first 30 days the credit union will match 5% of all your rounded up purchases.

Field of membership in Wright-Patt Credit Union is extended to who live, work, worship or attend school in the Ohio Counties of Montgomery, Greene, Warren, Miami, Clark, or Clinton as well as a number of other Ohio localities. Membership is also extended to those belonging to any of over 1,100 select employee groups among others. See site for details.

5.65% Chartway Federal Credit Union 17 Month Share Certificate & 5.35% 10 Month Share Certificate

Chartway Federal Credit Union is offering 5.65% apy on a 17 month share certificate. They are also offering 5.35% apy on a 10 month share certificate. The minimum deposit to qualify for these rates is $10,000. The maximum opening deposit per household for this special is $250,000. You also must have either Preferred Plus, Elite 50 Plus, or Premier Checking to qualify for these rates. Those who do not have or open any of the above checking accounts may open these certificates with a .26% lower rate. See site for additional details.

Chartway has a membership that is limited to those who "live, work, worship or go to school in a defined geographic area served by our Virginia, Florida, Rhode Island and Texas branches".

6.00% Land of Lincoln Credit Union 10 Month Share Certificate Special

Land of Lincoln Credit Union is offering 6.00% apy on a 10 month Relationship Share Certificate. The minimum deposit for this certificate is $1,000 and there is a maximum deposit limit of $20,000 per account. To qualify for this certificate special you must either have or open a checking account with direct deposit of your net check of $300 or more per month. See site for additional details.

Field of membership in Land of Lincoln Credit Union is extended to those who live or work in the Illinios Counties of Macon, Shelby, DeWitt, Christian, Piatt, Clay, Effingham, Coles, Moultrie, Jasper, Cumberland, Fayette, Bond, Montgomery, Douglas, Edgar or Clark. Membership is also open to those who belong to certain select employee groups. See site for details.

5.65% Delta Community Credit Union 60 Month Share Certificate & $30 Referral Bonus

Delta Community Credit Union is offering 5.65% apy on their 60 month share certificate. The minimum deposit for this certificate is $5,000.

The credit union is also offering a referral bonus of up to $30 for members who refer a new member who joins. Both the referring member and the new member will earn $10 for each of the following accounts and services the new member signs up for within 60 days of account opening:

1. Open a savings and checking account with check card. The check card must be used for purchases in the initial 60 day period after account opening.
2. Enrolls in direct deposit.
3. Signs up for and uses Online Bill pay.

Field of membership in Delta Community Credit Union is extended to those who are residents of any of the following Georgia Counties: Cobb, Coweta, Fayette, Fulton, Gwinnett, or Henry. Membership is also extended to those who belong to any of a number of certain select employer groups. See site for details.

Rainbow Federal Credit Union Jumbo Share Certificates, Rates up to 5.85%

Rainbow Federal Credit Union is offering high rates on their jumbo share certificates. Rates are listed below:

Term APY
1 Year 5.38%
2 Year 5.54%
3 Year 5.64%
4 Year 5.75%
5 Year 5.85%

The minimum deposit for these certificates is $90,000. These rates are good for both regular and IRA share certificates.

Rainbow Federal Credit Union is insured by ESI and is not federally insured. For more information about insurance through ESI, you can visit their website.

Field of membership in Rainbow Federal Credit Union is extended to those who live, work, or attend school in the town of New Gloucester or Androscoggin or Oxford Counties in Maine.

AP Federal Credit Union Share Certificate Update, Rates up to 6.00%

AP Federal Credit Union continues to offer high rates on their share certificates. This credit union is offering 6.00% apy on a 60 month share certificate special. The minimum deposit for this share certificate is $25,000. Other high rates are available, including a 5.75% apy 50 month share certificate with a minimum deposit requirement of $2,000.

Field of membership in AP Federal Credit Union is extended to those who live, work, worship, volunteer, or attend school in Lucas County in the state of Ohio.

5.93% Abbott Laboratories Employees Federal Credit Union 24 Month Variable Rate Share Certificate

Abbott Laboratories Employees Federal Credit Union is offering 5.93% apy on a 24 month variable rate share certificate. The minimum deposit for this certificate is $500. The rate for this account is determined by adding 1% to the 13-Week Treasury Bill rate from the last business day of the month from the "Money Rates" section of the Wall Street Journal. The rate for this certificate has a floor of 2% apy and a maximum rate of 10% apy. This certificate is available as a regular or an IRA share certificate.

Field of membership in Abbott Laboratories Employees Federal Credit Union is extended to employees and retirees of Abbott Laboratories or it's subsidiaries in addition to their spouses. Membership is also extended to employees and retirees of Hospira and TAP Pharmaceuticals in addition to their spouses.

Endura Financial Credit Union Share Certificate Update, Rates up to 6.14%

Endura Financial Federal Credit Union, continues to offer a number of high rate share certificates. They are offering 6.14% apy on a 60 month variable rate share certificate and 5.87% apy on a 36 month variable rate share certificate. The rate for these certificates is based on the Prime Rate minus a margin of 2.25% & 2.50% respectively. The minimum deposit for both of these certificates is $1,000.

Field of membership in Endura Financial Federal Credit Union is extended to those who are employees and retirees of Honeywell as well as those who live, work, worship or attend school in either Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale or St. Louis Park in Minnesota.

5.41% Lockheed Federal Credit Union 2 Year Jumbo Share Certificate

Lockheed Federal Credit Union is offering 5.41% apy on a two year jumbo share certificate. The minimum deposit for this account is $100,000. To qualify for this rate, you must be eligible for the credit union's Gold Relationship Rewards Tier. This Gold Tier requires the credit union's Checking or Money Market Account and a minimum combined balance of $25,000 in Savings, Checking, Money Market, or loan balances. Those with a Lockheed Federal Credit Union Brokerage account automatically qualify for the Gold Tier. Those with $100,000 in combined balances qualify for the credit union's Platinum Tier and earn a .15% higher rate on the credit union's share certificates. Other lower rates are available for additional Tiers. See site for details.

Field of membership in Lockheed Federal Credit Union is open to all by virtue of membership in the Achievers Club if you don't otherwise qualify for Lockheed FCU membership. Membership in the Achievers Club costs $5 and you may join through the online Lockheed FCU membership application.

6.00% Tarrant County Credit Union Premier Savings Account Promotion

Tarrant County Credit Union is offering 6.00% apy on balances of $10,000 in their Premier Savings Account through April 30. After that balances of $10,000 will earn 5.50% through May 31 and 5.00% apy through June 30. Deposits above $10,000 will earn 4.00% apy through June 30th. This account requires a minimum deposit of $10,000. Balances under $10,000 will not earn dividends. You must receive e-Statements to avoid a $2 monthly statement fee for this account. See site for additional details.

Field of membership in Tarrant County Credit Union is extended to those who live, work, worship, or attend school in Tarrant County, Texas as well as those who belong to any of a limited number of select employee groups. See site for details.

5.90% Smart Financial Credit Union 18 Month Jumbo Share Certificate

Smart Financial Credit Union is offering 5.90% apy on an 18 month jumbo share certificate. The minimum deposit for this certificate is $90,000. The credit union is also offering an 18 month mini-jumbo share certificate with a yield of 5.38% apy. The minimum deposit for this mini-jumbo share certificate is $25,000. Regular 18 month share certificates with a minimum deposit requirement of $1,000 earn 5.12% apy.

Field of membership in Texas based Smart Financial Credit Union includes those who live, work, or attend school in the counties of Fort Bend, Harris, or Montgomery as well as those who belong to certain select employee groups. See site for details.

5.50% Paragon Federal Credit Union 5 Year Share Certificates

Paragon Federal Credit Union is offering 5.50% apy on their five year share certificates. The minimum deposit requirement for these certificates is $500. This rate is good for both regular and IRA share certificates.

Field of membership is in Paragon Federal Credit Union is extended to those who live, work, worship, or attend school in Bergen or Passaic County, New Jersey, certain locations in Pennsylvania and New York, and members of certain select organizations. See link for additional details.

AA Credit Union Platinum Rewards Credit Card 5000 Connection Points Bonus Offer

AA Credit Union is offering 5,000 bonus Connection Points when you open an AA Credit Union Platinum Rewards Credit Card and make your first purchase. With this card you will earn one Connection Point for every dollar you spend on the card. Connection Points can be redeemed for air travel, cruises, hotel rewards, and other rewards. This card also features no annual fee, no cash advance fees, and no balance transfer fees. See site for additional details.

AA Credit Union's field of membership includes current or retired employees of American Airlines and employees of a number of other transportation related organizations. See site for details.

5.61% Loudoun Credit Union 60 Month Roth IRA Share Certificate

Loudoun Credit Union is offering 5.61% apy on their 60 month Roth IRA share certificate. The minimum deposit for this share certificate is $1,000.

Field of membership in Loudoun Credit Union is extended to those belonging to a variety of groups with a connection to Loudoun, Virginia. See site for details.

6.00% Greylock Federal Credit Union 11 Month IRA Share Certificate

Greylock Federal Credit Union is offering 6.00% apy on an 11 month IRA share certificate. The minimum deposit for this certificate is $1000.

Field of membership for this Greylock Federal Credit Union is open to those who live or work in Berkshire County, Massachusetts. This credit union has branches located in Adams, Great Barrington, Lee, North Adams, Pittsfield, and Williamstown, MA.

Members 1st Federal Credit Union VISA Debit Card Swipe 5 Rebate

Members 1st Federal Credit Union offers a "Swipe 5 Rebate" program on their Visa Debit Card. With this program you will earn a 5 cent rebate for each purchase you make with your debit card when you select the "credit" option at checkout and sign for your purchase. Your rebate will post to your linked Members 1st checking account on the last day of the month. The credit union's checking account requires no minimum balance and pays dividends on balances of $2,500 or more. Contact the credit union for additional details.

Field of membership in Members 1st Federal Credit Union is extended to those who live, work, worship, attend school, or volunteer in the Pennsylvania Counties of Adams, Cumberland, Dauphin, Lebanon, Perry or York or the Borough of Shippensburg. Immediate family members of the aforementioned are eligible as well.

Research Federal Credit Union Share Certificate Specials, Rates up to 5.80%

Research Federal Credit Union is currently offering a number of share certificate specials. They are offering 5.80% apy on a 46 month share certificate special. The minimum deposit for this special is $5,000 with a $50,000 maximum. This rate applies to both IRA and regular share certificates. The credit union is also offering 5.40% apy on a 16 month share certificate. The minimum and maximum deposit levels for this certificate are $2,500 and $50,000 respectively. This account is also available as both a regular or IRA share certificate. A third share certificate special is an 8 month share certificate with a yield of 5.20% apy. The minimum deposit requirement for this certificate is $5,000 and the maximum deposit limit is $75,000.

Field of membership includes employees and retirees of General Motors who are located at the following locations: the Renaissance Center Corporate Headquarters, the Warren Tech Center, and the Milford Proving Grounds. Membership is also extended to employees and retirees of companies that belong to either the Warren, Center Line, Sterling Heights, Huron Valley, or South Lyon Chamber of Commerce as well as immediate family of any of the aforementioned groups.

5.50% NASA Federal Credit Union 5 Month Share Certificate Special, Other Specials Still Available

NASA Federal Credit Union is now offering 5.50% apy on a 5 month share certificate special. The minimum deposit for this certificate is $5,000. This special is in addition to a number of other share certificate specials from this credit union that I posted on last month. They are offering 5.35% apy on a 7 month IRA share certificate special with a minimum deposit of $1,000. The credit union is also offering two 15 month share certificates. One is an IRA share certificate with a yield of 5.75% apy. The other is a regular share certificate with a yield of 5.50% apy. Both of these 15 month share certificates have a minimum deposit requirement of $2,000.

Field of membership in NASA Federal Credit Union is open to those who belong to any of a number of select employee groups in addition to those who belong to certain associations that anyone may join. See site for additional details.

$100 SECU Credit Union Checking Account & Bill Pay Bonus

SECU Credit Union is offering a bonus of up to $100 for those who open a new SECU checking account and commence online statements and active Bill Pay. Those who open a new SECU checking account with direct deposit and fund it with a minimum deposit of $100 between April 2 and June 30, 2007 will receive a $50 bonus. Those who add online statements and active Bill Pay to their new checking account will receive an additional $50 bonus. See site for details.

Thanks for finding this deal goes to ProfessorB who left a comment about this on the Hot Tips Post, where readers can share credit union deals that they have found.

Field of membership in SECU Credit Union is extended to Alumni, full-time and part-time students, faculty, and staff members of a number of Maryland schools, Maryland State employees and retirees, and members of a number of select employee groups and organizations. See site for details.

6.29% Visions Federal Credit Union 6-11 Month Share Certificates

Visions Federal Credit Union is offering 6.29% apy on 6-11 month share certificates. The minimum deposit requirement for these certificates is $2,500. This rate is good for both regular and IRA share certificates. To qualify for this rate, you must have a combination of other financial products with the credit union. For example, those who have a VisionsPlus Checking Account with a Visa Check Card and a Visions Gold or Platinum Card would qualify for this rate. Certain other product combinations will also qualify you for this rate. Those who don't meet these criteria will earn 6.02% apy. See site for details.

Field of membership in Visions Federal Credit Union is extended to those who live in the NY Counties of Broome, Chenango, Tioga, the City of Syracuse, NY, or Bradford County, PA. Certain residents of Chemung and Schuyler in New York are also eligible. Contact the credit union for more information.

Eastern Financial Florida Credit Union Platinum Mastercard 7,500 Bonus Reward Point Offer

Eastern Financial Florida Credit Union is offering 7,500 Bonus Rewards Points when you apply for and use your new Platinum Mastercard Rewards Card for the first time by June 30th, 2007. The reward program this card is in enrolled in is called ScoreCard Rewards. This card has no annual fee and allows for fee free balance transfers. See site for further information.

Field of membership in Eastern Financial Florida Credit Union is extended to those who live or work in Miami-Dade, Broward, Palm Beach, Hillsborough or Pinellas County, Florida. Membership is also extended to those who belong to any of a number of certain select employee groups. See site for details.

Alliant Credit Union Platinum Rewards VISA Credit Card, Double Bonus Point Offer for Travel Purchases

Alliant Credit Union is offering double bonus points on their Platinum Rewards VISA Credit Card for qualifying travel related purchases made between March 19, 2007 and September 30th, 2007. Qualifying purchases include airfare, cruises, tours, hotel rooms, car rentals, and travel agency purchases. See site for further details.

Field of membership in Alliant Credit Union is broad. Some groups which fall within this credit union's field of membership include employees of United Airlines, those who live or work in a number of Chicago area communities, and members of the National Parent Teachers Association. Membership in the National Parent Teacher Association costs $25 and you can apply online.

Orange County Teachers Federal Credit Union Jumbo Share Certificate Rate Update, Rates as High as 5.80%

Orange County Teachers Federal Credit Union(OCTFCU) is offering high rates of up to 5.80% apy on their jumbo share certificates. Rates are listed below:

Term APY
06 - 11 Month 5.40%
12 - 17 Month 5.45%
18 - 23 Month 5.50%
24 - 29 Month 5.60%
30 - 47 Month 5.65%
48 - 59 Month 5.70%
60 Month 5.80%

The minimum deposit for these rates is $100,000. Lower rates are available for certificates with lesser deposits.

Field of membership in OCTFCU is primarily extended to employees of a number of educational institutions who work in certain Southern California counties in addition to their immediate family. See site for details.

Digital Credit Union American Dream Home-Ownership Program, Rate Now at 5.50%

Digital Federal Credit Union offers a unique deposit account called the American Dream Home-Ownership Program. This account pays a variable rate, currently 5.50% apy, which is adjusted quarterly and "will consistently be among the highest certificate rates offered on the longest term DCU Savings Certificate products". The minimum deposit for this account is $100 and additional deposits can be made any time up to a $25,000 account balance. This account has a 60 month term and will renew at maturity. Withdrawls may be made at any time without penalty when a Residential Purchase & Sale agreement or Offer to Purchase in the name of Prime and/or joint account owner is provided to the credit union. See the Terms of the American Dream Home-Ownership Program on Digital Federal Credit Union's website for more information.

Field of membership in this credit union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

Pentagon Federal Credit Union Rate Update, Certificate Rates up to 5.50%

Pentagon Federal Credit Union has updated their share certificate rates. They are now offering a rate of 5.50% apy on their 3, 4, 5, & 7 year share certificates. The minimum required deposit for these certificates is $1,000.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

Navy Federal Credit Union, Auto Loan Rates as low as 3.50% APR

Navy Federal Credit Union currently offers a low 3.50% apr on loans up to 36 months for new or 2006-2007 late model cars. They are also offering 5.00% apr on vehicle loans from 37-72 months.

Field of membership for Navy Federal Credit Union includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.