6.00% WESTconsin Credit Union 16 & 26 Month Share Certificates

WESTconsin Credit Union is offering yields of up to 6.00% apy on a 16 month & 26 month share certificate special. The minimum deposit requirement for these certificates is $1,000. You must have a Gold MVP relationship status with the credit union to earn this 6.00%. Silver MVP members will earn 5.60% apy. See site for details.

Field of membership in WESTconsin Federal Credit Union is extended to those who live or work in the counties of Barron, Buffalo, Burnett, Chippewa, Dunn, Eau Claire, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Trempealeau or Washburn in the State of Wisconsin or the counties of Chisago, Dakota, Goodhue or Washington in the State of Minnesota.

6.00% Westar Credit Union 60 Month Share Certificate Special

Westar Credit Union is offering 6.00% apy on a 60 month share certificate special. The minimum deposit requirement for this special is $500.

Field of membership in Westar Credit Union is extended to those who are employed by any company licensed for Gaming by the State of Nevada as well as those who belong to other certain select employer groups. See site for details.

Meriwest Bonus Bucks Money Market Offer, Yields up to 5.50%

Meriwest Credit Union is offering yields of up to 5.5o% apy with their Bonus Bucks promotion. When you deposit $25,000 or more into a Meriwest Premium High Yield Money Market Account you will receive a Bonus Bucks deposit into your account of up to $1,050. Combined with the current apy offered on this account the blended apy would be 5.50% apy on deposits of $50,000 or more and 5.30% apy on deposits of $25,000 or more. You must retain the qualifying balance in this account for 6 months in order to keep your Bonus Bucks deposit. The qualifying deposit for this promotion must be funded with money new to the credit union.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

8.00% Watermark Credit Union First 500 Checking & Savings Accounts, 8.00% High 5 Youth Savings Account Also Available

Watermark Credit Union is offering 8.00% apy on the first $500 on deposit in their First 500 Checking and Savings Accounts. Balances over $500 earn .5% in checking and 1.75% in savings. The First 500 Checking Account offers free checks and has no minimum balance requirement. For the FIrst 500 Checking Account you must receive estatements, have direct deposit into your checking account, and maintain a First 500 Savings account.

The credit union also offers a High Five Youth Savings Account. This account earns 8.00% apy on the first $500 on deposit and is available to members 17 and under.

Field of membership in Watermark Credit Union is open to those who live, work, worship or attend school in the State of Washington. Membership is also extended to members of certain employer groups and associations, some which anyone can join.

6.17% United Maryland Employees Federal Credit Union 12 Month Share Certificate Special

United Maryland Employees Federal Credit Union is offering 6.17% apy on a 12 month share certificate special from August 27th through September 30th. The minimum deposit requirement for this certificate is $5,000 and this special must be funded with money new to the credit union.

Field of membership in United Maryland Employees Federal Credit Union is extended to employees and retirees of the Owings Mills, Maryland location of the Solo Cup Corporation as well as those who report to management of the company in Owings Mills. Membership is also extended to employees and volunteers of the Northwest Hospital Center, employees of the English American Tailoring Corporation, and employees of the Medstar Visiting Nurses Association.

5.50% Cornerstone Credit Union 60 Month Share Certificate

Cornerstone Credit Union is offering 5.50% apy on a 60 month share certificate. The minimum deposit for this rate is $20,000. Lesser deposits starting at $1,000 earn 5.25% apy.

Field of membership in Cornerstone Credit Union is extended to those who live or work in the Illinois Counties of Bureau, Carroll, JoDaviess, Lee, Ogle, Stephenson, or Whiteside. Membership is also extended to a number of select employee groups. Contact the credit union for further infomation.

$75 America's Credit Union Checking Account Bonus

America's Credit Union is offering a $75 bonus for opening a Checking Direct or Choice Checking account with Direct Deposit. Direct Deposit must start within 30 days of opening your checking account to qualify for this bonus. See site for additional terms and conditions.

Field of membership in America's Credit Union is extended to anyone through membership in the Association of the United States Army. Membership in this association is open to all. Additional avenues to membership in this credit union are available as well. See site for details.

5.55% Ukrainian Federal Credit Union 60 Month Share Certificate + Other Special Rates

Ukrainian Federal Credit Union is offering 5.55% apy on a 60 month share certificate special. The minimum deposit requirement for this certificate is $500.

This credit union is also offering two other share certificate specials. They are offering 5.25% apy on a 2 year add-on share certificate and 5.35% apy on a 3 year share certificate with a one time bump-up option. Both of these certificates have a minimum deposit requirement of $2,000. All of the above certificate offers expire on August 31st.

Field of membership in this credit union is extended to those who belong to a number of Ukrainian related organizations, churches, and associations. See site for details.

5.85% Cinfed Credit Union 60 Month Jumbo Share Certificate

Cinfed Credit Union is offering 5.85% apy on a 60 month jumbo share certificate. This yield includes a .25% apy rate bonus over the regular share certificate yield. The minimum deposit requirement for this certificate is $100,000.

Field of membership in Cinfed Credit Union is extended to a number of Cincinnati and Northern Kentucky area employer groups as well as most federal employees and all employees of Hamilton County, Ohio. See site for additional details.

5.40% STCU Credit Union 16 Month Share Certificate Special

STCU Credit Union is offering 5.40% apy on a 16 month share certificate special. The minimum deposit requirement for this special is $5,000.

Field of membership in STCU Credit Union is extended to employees of a number of Massachusetts based educational employers and associations. See site for details.

6.00% MCAS Beaufort Federal Credit Union 15 Month Share Certificate Special Update, Other High Yields Available

MCAS Beaufort Federal Credit Union continues to offer high yields on a number of their share certificates. They are still offering the 6.00% apy 15 month share certificate special on their website that I posted on back in February. The minimum deposit requirement for this special is $10,000.

The credit union is also offering a rate of 5.75% apy on their share certificates with terms of 1 year to 36 months. IRA share certificates with the same maturities earn 5.88% apy. The minimum deposit for these certificates is $500.

Field of membership in MCAS Beaufort Federal Credit Union is extended to those who live or work in Beaufort County, South Carolina.

5.45% College Credit Union 14 Month Share Certificate Special

College Credit Union is offering 5.45% apy on a 14 month share certificate special. The minimum deposit requirement for this certificate is $5,000 and this account must be funded with money new to the credit union.

Field of membership in College Credit Union is extended to those who live or work in the city of Greeley, Colorado and certain surrounding areas. Contact the credit union for more information.

5.40% Best Source Credit Union 18 Month Share Certificate Special

Best Source Credit Union is offering 5.40% apy on an 18 month share certificate special. The minimum deposit requirement for this special is $2,500 and this account must be funded with money new to the credit union. This certificate special is being offered through August 31st.

Field of membership in Best Source Credit Union is extended to those who live, work, or worship in certain areas of Oakland County, Michigan as well as employees and retirees of certain select employer groups. See site for details.

5.42% Holston Methodist Federal Credit Union 7 Month Certificate Share Special

Holston Methodist Federal Credit Union(HMFCU) is offering 5.42% apy on a 7 month share certificate special. The minimum deposit requirement for this special is $10,000 and this account must be funded with money new to the credit union. You must have or establish a Holston Methodist Federal Credit Union share checking account with direct deposit and MasterCard to qualify for this special rate. Members who don't will earn .25% less.

Field of membership in HMFCU is extended to a number of groups related to the Methodist Holston Conference and certain educational institutions. Members of additional groups are also eligible. See site for details.

6.00% Family Horizons 6 Month Share Certificate Special

Family Horizons Credit Union is offering 6.00% apy on a 6 month share certificate special. The minimum deposit requirement for this offer is $2,500. This special must be funded with money new to the credit union.

Field of membership in Family Horizons Credit Union is extended to those who live, work, or worship in certain areas in the Indianapolis, Indiana metropolitan region. Employees of certain select employee groups in this region are also eligible. See site for details.

Golden One Credit Union Update, 5.45% 9 Month & 5.50% 45 Month Share Certificates Now Available

Golden One Credit Union is now offering 5.45% apy on a 9 month share certificate special & 5.50% apy on a 45 month share certificate special. The minimum deposit requirement to earn these yields is $10,000. Lower rates are available for lesser deposits. These accounts may be opened as regular or IRA accounts. These certificates have lower yields and higher deposit minimums than the specials that I posted on recently which they replace.

Field of membership in Golden One Credit Union is extended to those who live or work in a wide variety of California communities and/or belong to any of a number of select employer groups. See site for more information.

10% Wescom Credit Union 7 Month Share Certificate Special, August 20 Through August 26 Only at the Santa Barbara-La Cumbre Branch ($1,000 Max)

Wescom Credit Union is offering a 10% apy 7 month share certificate special. This special has a minimum deposit requirement of $500 and a maximum funding limit of $1,000. This certificate must be opened in person at Wescom's Santa Barbara-La Cumbre Branch from August 20 through August 26, 2007. Wescom is also offering two other specials tomorrow at their Santa Barbara-La Cumbre Branch. They are offering a free piggy bank and a $5 deposit for the first 100 kids who open a Kids Club Account. In addition, those who open their first Wescom checking account and sign-up for direct deposit will earn $50. See link for additional details.

Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

5.50% Lake Michigan Credit Union IRA Share Certificate Specials

Lake Michigan Credit Union is offering 5.50% apy on a number of IRA share certificates with a range of maturities. IRA share certificates with terms of 14, 15, 17, 18, & 24 months earn this special rate. You must have a VIP relationship with the credit union to earn this yield. The minimum deposit requirement for this offer is $500.

The credit union is also offering 5.40% apy on their 8 month regular and IRA share certificates and 5.50% apy on their 14 month regular and IRA share certificates. You must have a VIP relationship with the credit union to qualify for these yields. Lower rates are available for those who are not VIP members.

Field of membership in Lake Michigan Credit Union is extended to those who live, work, worship, or attend school in the Michigan Counties of Allegan, Kent, Muskegon or Ottawa. Membership is also extended to those who are over the age of 55 and receive a retirement payment(ex. Social Security, annuity, pension) and live in or belong to a retirement organization in the county or a county adjacent to where the credit union's main office is located.

5.75% Centra Credit Union 7 Month Share Certificate Special

Centra Credit Union is offering 5.75% apy on a 7 month share certificate special. The minimum deposit requirement for this special is $500.

Centra Credit Union, formerly Obelisk Federal Credit Union, serves those in the Southern Indiana community. See site for details.

Virginia Federal Credit Union Rate Update, Share Certificate Yields up to 5.53%

Virginia Federal Credit Union is offering high rates on a number of their share certificates. They are offering 5.53% apy on a 60 month share certificate and 5.48% apy on a 36 month share certificate. The minimum deposit requirement to earn these yields is $50,000. Lesser rates are available at lower deposit levels.

Field of membership in Virginia Credit Union is extended to employees and retirees of the Commonwealth of Virginia, any county, city, or town in Virginia, and any public school or Virginia state funded college or university. Membership is also extended to employees and retirees of a number of other select organizations. See site for details.

Atlanta Postal Credit Union Rate Update, Share Certificate Yields as High as 5.75%

Atlanta Postal Credit Union continues to offer yields as high as 5.75% apy on their share certificates. Yields range from 5.70% apy for a 12 month share certificate to 5.75% apy for a 60 month share certificate. These yields are good for both regular and IRA share certificates. Regular share certificates require a minimum deposit of $500. IRA share certificates require a $2,000 minimum deposit.

Field of membership in Atlanta Postal Credit Union is extended to employees and retirees of the U. S. Postal Service as well as their family. Members of other certain select employee groups are eligible as well. See site for details.

Agriculture Federal Credit Union New Car Loans up to 60 Months, Rates as Low as 5.00%

Agriculture Federal Credit Union is offering rates as low as 5.00% apr on new car loans with terms of up to 60 months. This rate is lower than most car loans offered by banking institutions that I have come across recently.

Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble. Membership in City Dance Ensemble is $20 and you can apply at the time you complete your online membership application for the credit union.

5.50% Northwest Federal Credit Union 9 Month Share Certificate Special

Northwest Federal Credit Union is offering 5.50% apy on a 9 month share certificate special. The minimum deposit requirement for this certificate is $10,000.

Field of membership in Northwest Federal Credit Union includes employees of the National GeoSpatial Intelligence Agency and the National Reconnaissance Office among other select employer groups. See site for details.

5.60% Navy Federal Credit Union 7 Year Share Certificate

Navy Federal Credit Union is offering 5.60% apy on a 7 year share certificate. The minimum deposit requirement for this yield is $20,000. Lesser deposits starting at $1,000 earn 5.45% apy. These yields apply to both regular and IRA certificate shares.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.

5.45% Orange County Teachers Federal Credit Union 9 Month Multi Add On Share Certificate Update

Orange County Teachers Federal Credit Union(OCTFCU) continues to offer 5.45% apy on a 9 month multi add on share certificate. I lasted posted on this special back in May. The minimum deposit requirement for this certificate is $500. Multiple additional deposits may be added to this certificate in an amount up to the the initial opening balance during the term of this certificate.

Field of membership in OCTFCU is primarily extended to employees of a number of educational institutions who work in certain Southern California counties in addition to their immediate family. See site for details.

5.60% Golden One Credit Union 45 Month Share Certificate, 5.50% 9 Month Share Certificate Continues

Golden One Credit Union is offering 5.60% apy on a 45 month share certificate. This account is available as either a regular or an IRA account. The minimum deposit requirement for regular share certificates is $1,000, while IRA accounts require a $500 minimum deposit.

The credit union also continues to offer a 5.50% apy 9 month share certificate special that I posted on back in July.

Field of membership in Golden One Credit Union is extended to those who live or work in a wide variety of California communities and/or belong to any of a number of select employer groups. See site for more information.

5.50% Digital Federal Credit Union 60 Month IRA Share Certificate, New Share Certificate Specials Also Available

Digital Federal Credit Union is offering 5.50% apy on a 60 month IRA share certificate. You must have a Loyalty Checking Plus relationship to qualify for this yield. Those without this relationship will earn a lower rate. The minimum deposit requirement for this certificate is $500. See site for details.

The credit union is also offering a number of share certificate specials. They are offering 5.20% apy on their 5 & 10 month regular, jumbo, and IRA share certificates. They are also offering 5.25% apy on a 27 month Jump-Up IRA share certificate. See site for complete details.

Field of membership in Digital Federal Credit Union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

5.72% State Department Federal Credit Union 5 Year IRA Share Certificate

State Department Federal Credit Union is offering 5.72% apy on a 5 year IRA share certificate for those members who are in their Capital Club. To join the Capital Club, you must open a State Department FCU checking account and have your paycheck or annuity directly deposited. If direct deposit isn't available to you, you can also join the Capital Club by having a minimum of $500 in your regular share savings account.

Field of membership in State Department Federal Credit Union is extended to employees of the Department of State and a number of other select employee groups in the Washington DC area. See site for details.

6.27% SAFE Federal Credit Union 5 Year Jumbo IRA Share Certificate Update, Other High Yields Available

SAFE Federal Credit Union continues to offer 6.27% apy on a 5 year jumbo IRA share certificate. The minimum deposit requirement for this certificate is $100,000. They are also offering high yields on a number of other share certificates, including 6.02% apy on a 60 month jumbo share certificate.

Field of membership in SAFE Federal Credit Union is extended to those who live, work, worship or attend school in Lee, Clarendon, or Sumter Counties as well as parts of Kershaw, Florence, Richland, or Lexington Counties in South Carolina. Those who work for any one of over 500 select employee groups are also eligibile. Contact SAFE FCU for more information.

5.83% GE Federal Credit Union 1 year Jumbo IRA Share Certificate, Other High Yields Available

GE Federal Credit Union is offering 5.83% apy on a one year jumbo IRA share certificate. The minimum deposit requirement for this yield is $100,000. The credit union is also offering 5.74% apy on a 1 year jumbo share certificate. Other competitive yields and terms are available.

Field of membership in GE Federal Credit Union is extended to those who either live or work in Sharonville, OH, are employees or pensioners of the General Electric Company in Greater Cincinnati, or are employees of one of more than 300 Cincinnati area organizations. There are a number of other ways to qualify for membership in this credit union. See site for additional information.

5.40% STCU Credit Union 16 Month Share Certificate

STCU Credit Union is offering 5.40% apy on a 16 month share certificate. The minimum deposit requirement for this certificate is $5,000.

Field of membership in STCU Credit Union is extended to employees of a number of Massachusetts based educational employers and associations. See site for details.

Advancial 70th Anniversary 20 & 30 Month Share Certificate Specials

Advancial Federal Credit Union is offering two share certificate specials in recognition of their 70th Anniversary. The first is a 20 month share certificate that earns 7% apy for the first three months and then 4.94% apy over months four through twenty. The blended yield for this 20 month certificate is 5.25% apy. The second certificate has a term of 30 months and earns 7.00% apy for the first four months and 5.27% apy over the months five through thirty. This 30th month certificate has a blended yield of 5.51% apy. The minimum deposit requirement for both of these certificates is $7,000.

Field of membership in Advancial Federal Credit Union is extended to those who are employees of certain select employee groups. Advancial has branches in Alaska, Louisiana, and Texas. Contact the credit union for more information.

10% Meriwest Credit Union One Year Share Certificate Special, August 20 through 25th($1,000 min/max)

Meriwest Credit Union is offering 10% apy on a one year share certificate special from August 20th through 25th at any Meriwest Financial Center location. This offer seems to be an extension of the offer I posted on last week. The minimum/maximum funding requirement for this special is $1,000 and this account must be opened with money new to the credit union. To be eligible for this promotion a new member must open a new Meriwest Credit Union checking account. Limit 1 certificate per member. Existing members who refer a new member who opens a Meriwest Checking Account are also eligible. See site for additional details.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

6.00% Catholic Family Federal Credit Union 12 Month Share Certificate Special

Catholic Family Federal Credit Union is offering 6.00% apy on a 12 month share certificate special. To qualify for this rate you must open a Catholic Family Federal Credit Union Visa card. This card offers 0% APR for the first 6 months and a minimum credit limit of $5,000. Those who don't open this credit card can open this certificate with a yield of 5.50% apy. The minimum deposit requirement for this certificate is $10,000.

Field of membership in Catholic Family Federal Credit Union is open to "members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools and institutions in the Wichita area" as "well as to those who live, work, worship, or attend school and businesses and other legal entities located in designated underserved low-income areas in Wichita, Kansas". See site for details.

6.00% Tyndall Federal Credit Union e-Checking

Tyndall Federal Credit Union is offering 6.00% apy on the first $50,000 on deposit in their e-Checking account. Account balances over $50,000 will earn .35% apy. This account features no minimum balance requirement and up to $15 of ATM fee refunds per month for transactions at other financial institution's ATMs. To qualify for this high yield and ATM refunds you must receive e-Statements through Internet Banking, make at least 15 Debit Card transactions per month, and have Direct Deposit or at least one automatic debit from your e-Checking Account.

Field of membership in Tyndall Federal Credit Union has been expanded to include those who live, work, worship, attend school, or volunteer in Calhoun County, Franklin County, Gulf County, Holmes County, Jackson County, Walton County, or Washington County in the State of Florida as well as some in Bay County and Okaloosa County. See site for additional details about eligibility for membership in this credit union.

5.55% Apco Employees Credit Union 182 & 366 Day Share Certificates

Apco Employees Credit Union is offering 5.55% apy on their 182 & 366 day share certificates. The minimum deposit requirement for these certificates is $2,500.

Field of membership in Alabama based Apco Employees Credit Union is extended to those who are emplyees or retirees of the Alabama Power Company, Southern Company Services, Southern Nuclear or it's other affiliated companies. Membership is also extended to employees of other select organizations. See site for details.

6.00% Tech Credit Union 181 - 270 Day Share Certificate Special

Tech Credit Union is offering 6.00% apy on a 6 month share certificate special. The minimum deposit requirement for this special is $10,000 and this account must be funded with money new to the credit union.

Credit for finding this deal goes to reader SVG who left a comment on the Hot Tips link, where readers can share credit union deals that they have found.

Field of membership in Tech Credit Union is extended to those who live, work, worship, or attend school in the California Counties of Santa Clara, San Mateo, Alameda, Contra Costa, Santa Cruz, or San Francisco. Membership is also extende to employees of certain select companies. See site for details.

7.5% Landmark Credit Union Premium Checking Account(Up to 1st $500)

Landmark Credit Union is offering 7.5% apy on the first $500 on deposit in their Premium Checking Account with free eStatements and Direct Deposit. Balances over $500 earn .30% apy.

Credit for finding this deal goes to Fatwallet member michal1980. If you have a credit union deal that you would like to share, you can leave a comment on the Hot Tips link.

Field of membership in Landmark Credit Union is extended to those who live or work in the Southeastern Wisconsin Counties of Milwaukee, Waukesha, Ozaukee, Washington, Dodge, Jefferson, Racine, Kenosha or Walworth. Membership is also extended to employees of certain select companies within this area.

Educational Employees Credit Union 1 Year Share Certificates, Yields of up to 5.50%

Educational Employees Credit Union is offering yields of up to 5.50% apy on a 12 month share certificate. One year share certificates with a minimum deposit of $100,000 will earn this rate while lesser deposits starting at $50,000 will earn 5.45% apy. One year share certificates with a minimum deposit of $10,000 will earn 5.40% apy.

Field of membership in Educational Employees Credit Union is extended to those who are employees or students of any accredited or licensed school system, state college, community college, or university in the California Counties of Fresno, Kings, Tulare, Merced, Madera, Mariposa, Inyo, San Luis Obispo, San Benito, or Monterey. See site for additional details and additional ways to qualify for membership.

8.00% Patelco "gr8 r8" Youth Share Savings Account

Patelco Credit Union is offering 8.00% apy on the first $1,000 in their "gr8 r8" youth share savings account through 12/31/2008. Balances over $1,000 currently earn a tiered regular share account rate based on your account balance. The minimum deposit requirement for this account is $1 and there is no maximum deposit limit. You must be 21 or under to open this account.

Thanks to the reader who emailed me this deal. If you've got a credit union deal you would like to share, you can leave a comment on the Hot Tips link where members can contact me with deals that they have found.

Field of membership in Patelco Credit Union is open to a wide variety of groups and organizations. Anyone who isn't otherwise eligible for membership can become eligible by joining the California Association for Older Americans which is open to anyone regardless of age or geographic location. Simply indicate California Association for Older Americans on your application for Patelco credit union membership.

Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account and is not federally insured. For more details about American Share Insurance, see the link above.

7.00% Hawaii Schools Federal Credit Union 12 Month Share Certificate Special($1,000 Max)

Hawaii Schools Federal Credit Union continues to offer a 7.00% apy 12 month share certificate special. The maximum deposit for this special is $1,000 and there is a limit of one certificate per member who has direct deposit into their Hawaii Schools Federal Credit Union checking account. I originally posted about this deal last December.

Field of membership in Hawaii Schools Federal Credit Union is extended to a number of groups who have a relationship to the Hawaii public school system. See site for details.

Arizona Central Credit Union, Share Certificate Yields up to 5.75%

Arizona Central Credit Union is offering yields of up to 5.75% apy on their share certificates. The minimum deposit requirement for these accounts is $1,000. Yields and terms are listed below:

Apy Term
12 Month 5.40%
18 Month 5.50%
24 Month 5.60%
36 Month 5.75%

Field of membership in Arizona Central Credit Union includes a number of broad based groups such as those who are members of the Baptist or Mormon religion and Arizona residents who are 55 years of age or older. In addition, current members can sponsor individuals for credit union membership. See site for additional details.

5.50% Patelco Credit Union 24-35 Month IRA Share Certificates

Patelco Credit Union is offering 5.50% apy on IRA share certificates with maturities ranging from 24 to 35 months. The minimum deposit requirement for these certificates is $500.

Patelco Credit Union also continues to offer a number of other accounts with attractive yields. They continue to offer a 7.00% apy 12 month share certificate special($1,000 maximum deposit) that I originally posted on in June. They also are offering 5.50% apy on a 9 month IRA share certificate special which I posted on last month.

Field of membership in Patelco Credit Union is open to a wide variety of groups and organizations. Anyone who isn't otherwise eligible for membership can become eligible by joining the California Association for Older Americans which is open to anyone regardless of age or geographic location. Simply indicate California Association for Older Americans on your application for Patelco credit union membership.

Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account and is not federally insured. For more details about American Share Insurance, see the link above.

6.01% Credit Union West Star Checking Account

Credit Union West is offering 6.01% apy on the first $25,000 on deposit in their Star Checking Account. Balances over $25,000 earn 2.25% apy. To qualify for these rates you must make a minimum of 10 debit card purchases per month, have direct deposit, and accept eStatements. Those who don't will earn .25% apy on their account. See site for additional details.

Field of membership in Credit Union West is extended to those who live, work, or worship in Maricopa County, Arizona.

5.75% 1st Financial Federal Credit Union 60 Month Jumbo Share Certificate

1st Financial Federal Credit Union is offering 5.75% apy on a 60 month jumbo share certificate. The minimum deposit requirement for this certificate is $50,000.

Field of membership in 1st Financial Federal Credit Union is extended to those in the City of St. Louis as well as those in St. Louis County and St. Charles County in Missouri. Membership is also extended to a number of companies in the St. Louis metropolitan area. Contact 1st Financial Federal Credit Union for more information.

$100 BrightStar Credit Union Checking Account Opening Bonus

BrightStar Credit Union is offering a $100 bonus for new members who open a new checking account with the credit union. You must keep the account active by making at least 4 transactions per 30 days after the first 30 days the account is open through the first 7 months. The credit union's Best Free Checking Account In Town features no minimum balance requirement and no monthly fee. See site for complete details.

Field of membership in BrightStar Credit Union is extended to those who live, work, or attend school in Broward or Palm Beach County in Florida. Membership is also extended to family members of those eligible for membership.

5.75% Credit Union West 60 Month IRA Share Certificate

Credit Union West is offering 5.75% apy on a 60 month IRA share certificate. The minimum deposit requirement for this certificate is $50,000. Lesser deposits starting at $10,000 earn 5.70% apy.

Field of membership in Credit Union West is extended to those who live, work, or worship in Maricopa County, Arizona.

10% Meriwest Credit Union One Year Share Certificate Special, August 20 through 25th at the San Ramon Financial Center($1,000 min/max)

Meriwest Credit Union is offering 10% apy on a one year share certificate special from August 20th through 25th at their San Ramon Financial Center location. The minimum/maximum funding requirement for this special is $1,000 and this account must be opened with money new to the credit union. To be eligible for this promotion a new member must open a new Meriwest Credit Union checking account. Limit 1 certificate per new member. Existing members who refer a new member who opens a Meriwest Checking Account are also eligible. See site for additional details.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

10% Wescom Credit Union 7 Month Share Certificate Special, August 11 Only at Tustin Branch($1,000 Max)

Wescom Credit Union is offering a 10% apy 7 month share certificate special. This special has a minimum deposit requirement of $500 and a maximum funding limit of $1,000. This certificate must be opened in person at Wescom's Tustin Branch on August 11, 2007. Wescom is also offering two other specials tomorrow at their Tustin Branch. They are offering a free piggy bank and a $5 deposit for the first 100 kids who open a Kids Club Account. In addition, those who open their first Wescom checking account and sign-up for direct deposit will earn $50. See link for additional details.

Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

5.60% Mountain America Credit Union 60 Month Share Certificate, Other Competitive Yields Available

Mountain America Credit Union is currently offering share certificates with yields up to 5.60% apy. See below for yields:

Term APY
12 Month 5.30%
18 Month 5.30%
24 Month 5.35%
30 Month 5.40%
36 Month 5.45%
48 Month 5.50%
60 Month 5.60%

The minimum deposit requirement for these share certificates is $1,000.

Field of membership in Mountain America Credit Union is extended to those who reside in Salt Lake, Duchesne, or select parts of Wasatch or Uintah County in Utah as well as employees, members, or volunteers of certain select employee groups or affiliated associations. See site for details.

5.55% CEFCU 5 Month Share Certificate Special

CEFCU is offering 5.55% apy on a 5 month share certificate special. The minimum deposit requirement for this yield is $5,000. This certificate is being offered through August 21, 2007.

Field of membership in CEFCU is extended to those who are employees or retirees of Caterpillar or their subsidiaries or dealerships as well as members of certain select employee groups. Membership is also extended to those who live in any of a number of certain Illinois counties. See site for details.

Eastern Financial Florida Credit Union Platinum Mastercard 7,500 ScoreCard Rewards Bonus Point Offer

Eastern Financial Florida Credit Union is offering 7,500 Bonus ScoreCard Rewards Points when you apply for and use your new Platinum Mastercard Rewards Card for the first time by September 30th, 2007. This card has no annual fee and allows for fee free balance transfers. See site for further information.

Field of membership in Eastern Financial Florida Credit Union is extended to those who live or work in Miami-Dade, Broward, Palm Beach, Hillsborough or Pinellas County, Florida. Membership is also extended to those who belong to any of a number of certain select employee groups. See site for details.

6.01% United Heritage Credit Union Free Checking

United Heritage Credit Union is offering 6.01% apy on the first $25,000 on deposit in their free checking account. Deposit amounts over $25,000 earn 1.01% apy. This account features no minimum balance requirement and free ATM withdrawls at other financial institution's ATMs. In order to qualify for the benefits of this account you must receive eStatements, make a minimum of 10 debit card transactions per statement cycle, and make at least one direct deposit or auto debit ACH transaction per statement cycle. If these conditions are not met this account will earn .25% apy on the entire account balance.

Field of membership in United Heritage Credit Union is extended to those who live, work, attend school, or have a business located in Travis, Williamson, Bastrop, Caldwell, Hays, Smith, or Wood County in the state of Texas. Membership is also extended to those who work for any of a number of select employee groups. See site for details.

Triple Star Points on Travel Purchases With The Randolph Brooks Federal Credit Union Mastercard

Randolph Brooks Federal Credit Union is offering Triple Star Points on travel related purchases made with the Randolph-Brooks Gold or Platinum MasterCard. Star Points can be redeemed for gift certificates, merchandise, and travel. Purchases that qualify for this promotion include gas, airline tickets, or hotel or motel reservations. This promotion is being offered from August 1st, 2007 through December 31st, 2007. New cardholders will earn 3.9% APR on purchases, cash advances, and balance transfers for the first 6 billing cycles after account opening.

According to Randolph Brooks Federal Credit Union's website, there are over 1,000 ways to meet their field of membership requirements. This credit union has branches in Arizona and Texas. See site for details.

5.64% Deer Valley Credit Union 11 Month Share Certificate Special

Deer Valley Credit Union is offering 5.64% apy on an 11 month share certificate special now through the end of August. You must have an active Deer Valley Credit Union checking account with direct deposit of your net pay in order to qualify for this certificate special. There is a minimum deposit requirement of $500 and a maximum deposit limit of $50,000 for this special.

Thanks to the reader who left a comment about this deal on the Hot Tips link, where readers can share deals that they have found.

Field of membership in Deer Valley Credit Union is extended to those who live, work, or worship in anyone of 93 ZIP codes located in Central, North and Northwest Phoenix, AZ.

5.81% Visions Federal Credit Union 12-41 Month Share Certificates

Visions Federal Credit Union is offering 5.81% apy on their 12-41 month share certificates. The minimum deposit requirement for these 12-41 month share certificates is $500. This rate is good for both regular and IRA share certificates. To qualify for this rate, you must have a combination of other financial products with the credit union. For example, those who have a VisionsPlus Checking Account with a Visa Check Card and a Visions Gold or Platinum Card would qualify for this rate. Certain other product combinations will also qualify you for this rate. See site for details.

Field of membership in Visions Federal Credit Union is extended to those who live in the NY Counties of Broome, Chenango, Tioga, the City of Syracuse, NY, or Bradford County, PA. Certain residents of Chemung and Schuyler in New York are also eligible. Contact the credit union for more information.

Delta Community Credit Union Visa Platinum Rewards Credit Card

Delta Community Credit Union offers the Delta Community Credit Union Visa Platinum Rewards Credit Card. This card features a fixed rate of 9.8% APR and credit lines of up to $50,000. Purchases made with this card will earn Delta Community Rewards Points. These points may be exchanged for cash back, gift certificates, and travel rewards. New cardholders currently earn 2000 bonus rewards points for enrolling in this rewards program. An additional 1,000 bonus points will be earned after the first purchase is made within the first 30 days after the card is issued. Balance transfers made within the first 30 days the account is opened will earn 1.5% cash back. See site for additional details.

Field of membership in Delta Community Credit Union is extended to those who are residents of any of the following Georgia Counties: Cobb, Coweta, Fayette, Fulton, Gwinnett, or Henry. Membership is also extended to those who belong to any of a number of certain select employer groups. See site for details.

5.50% Digital Credit Union American Dream Home-Ownership Program

Digital Federal Credit Union offers a unique deposit account called the American Dream Home-Ownership Program. This account pays a variable rate. The yield for this account is currently at 5.50% apy. This yield is adjusted quarterly and "will consistently be among the highest certificate rates offered on the longest term DCU Savings Certificate products". The minimum deposit for this account is $100 and additional deposits can be made any time up to a $25,000 account balance. This account has a 60 month term and will renew at maturity. Withdrawls may be made at any time without penalty when a Residential Purchase & Sale agreement or Offer to Purchase in the name of Prime and/or joint account owner is provided to the credit union. See the Terms of the American Dream Home-Ownership Program on Digital Federal Credit Union's website for more information.

Field of membership in this credit union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

5.50% Apple Federal Credit Union 60 Month Jumbo Share Certificate

Apple Federal Credit Union is currently offering 5.50% apy on a 60 month jumbo share certificate. The minimum deposit requirement for this certificate is $50,000. This account is available as either a regular or an IRA share certificate.

Field of membership in Apple Federal Credit Union includes a variety of select employer groups, alumni and faculty groups, as well as members of a number of national associations. See site for additional details.

6.00% Family First Federal Credit Union 60 Month Share Certificate

Family First Federal Credit Union is offering 6.00% apy on a 60 month share certificate. Other high yields are available as well. This credit union is offering 5.75% apy on a 48 month share certificate and 5.59% apy on a 36 month share certificate. The minimum deposit requirement for these certificates is $500.

Field of membership in Families First Federal Credit Union is extended to those who live, work, or attend school in Utah County, UT as well as those who have family who are eligible for membership.

5.87% Visions Federal Credit Union 32 Month IRA Super Saver Share Certificate

Visions Federal Credit Union is offering 5.87% apy on a 32 month IRA Super Saver share certificate special. The minimum deposit requirement for this special is $500.

Field of membership in Visions Federal Credit Union is extended to those who live in the NY Counties of Broome, Chenango, Tioga, the City of Syracuse, NY, or Bradford County, PA. Certain residents of Chemung and Schuyler in New York are also eligible. Contact the credit union for more information.

5.55% SESLOC Federal Credit Union 1 Year Building Block Share Certificate

SESLOC Federal Credit Union is offering 5.55% apy on a 1 year Building Block share certificate. You may add funds to this account at anytime in amounts of $25 or more. The minimum deposit requirement for this certificate is $250.

Field of membership in SESLOC Federal Credit Union is extended to those who live, work, worship, or attend school in San Luis Obispo County in California.

Desert Schools Federal Credit Union Update and Correction, Yields up to 5.64%

Desert Schools Federal Credit Union is currently offers yields of up to 5.64% apy on their jumbo share certificates. Yields range from 5.06% apy on a 6 month jumbo share certificate to 5.64% apy on a 60 month jumbo share certificate. The minimum deposit requirement for these certificates is $100,000.

Thanks to the reader who pointed out that the 5.75% apy 21 month share certificate I posted on earlier this week was no longer being offered. I inadvertantly posted this prior offering which is now archived.

Field of membership in Desert Schools Federal Credit Union is extended to those who live, work, worship or attend school in Gila, Maricopa, or Pinal Counties in Arizona. Businesses and other legal entities in these areas are also eligible. See site for details.

5.64% City County Credit Union 1 Year Add-On Share Certificate

City County Credit Union is offering 5.64% apy on a 1 year add-on share certificate. The minimum deposit requirement for this certificate is $500 and you can add on to this account at anytime in increments of $250 or more.

Field of membership in City County Credit Union is extended to those who live or work in Broward County, Palm Beach County, Martin County or the city of Port St. Lucie in the State of Florida. Membership is also extended to those who belong to any of a number of certain select employee groups.

6.01% Power Financial Credit Union Cash Back Checking Account

Power Financial Credit Union is offering 6.01% apy on the first $25,000 on deposit in their Cash Back Checking Account. Balances over $25,000 will earn .50% apy. There is no minimum balance requirement for this account and up to $20 of other financial institution's ATM fees will be refunded per statement cycle. To qualify for the benefits of this account you must make a minimum of 12 Visa Debit Card transactions per statement cycle(ATM transactions do not count toward this total), receive eStatements, and make 3 bill payments per statement cycle. See site for additional information.

Field of membership in Power Financial Credit Union is open to those who live or work in any of a number Florida communities. Membership is also extended to those who belong to any of a number of certain select employee groups. See site for details.

Lake Michigan Credit Union GasPlus Platinum Visa Credit Card, Up to 3% Cash Back on Gasoline Purchases

Lake Michigan Credit Union offers the GasPlus Platinum Visa Credit Card. This card earns 3% cash back on gas purchases up to $500 per month, 2% cash back on grocery purchases, and 1% cash back on everything else.

Field of membership in Lake Michigan Credit Union is extended to those who live, work, worship, or attend school in the Michigan Counties of Allegan, Kent, Muskegon or Ottawa. Membership is also extended to those who are over the age of 55 and receive a retirement payment(ex. Social Security, annuity, pension) and live in or belong to a retirement organization in the county or a county adjacent to where the credit union's main office is located.

5.00% Addison Avenue Federal Credit Union Premier Checking Account Promotion

Addison Avenue Federal Credit Union will offer 5.00% apy on balances of $2,500 and higher in their Premier Checking Account from August 13th through October 12, 2007. This account refunds up to $10 per month in ATM fees charged by other financial institutions. You must maintain a minimum balance of $10,000 in avoid a $15 monthly account fee.

Field of membership in Addison Avenue Federal Credit Union is open to all by virture of membership in the Financial Fitness Association. Membership in this organization costs as little as $5.

5.65% NASA Federal Credit Union 7 Month Share Certificate Special Update

NASA Federal Credit Union continues to offer 5.65% apy on a 7 month share certificate special. The minimum deposit requirement for this special is $5,000.

Field of membership in NASA Federal Credit Union is open to those who belong to any of a number of select employee groups in addition to those who belong to certain associations that anyone may join. See site for additional details.

5% Lake Michigan Credit Union Max Checking Account

Lake Michigan Credit Union is offering 5% apy on the first $15,000 on deposit in their Max Checking Account. This account features no minimum balance requirement and ATM fee rebates up to $15 per month. To receive the benefits of this account you must have direct deposit into this account, receive estatements, make at least 10 debit card transactions per month, and login to home banking at least 4 times per month.

Field of membership in Lake Michigan Credit Union is extended to those who live, work, worship, or attend school in the Michigan Counties of Allegan, Kent, Muskegon or Ottawa. Membership is also extended to those who are over the age of 55 and receive a retirement payment(ex. Social Security, annuity, pension) and live in or belong to a retirement organization in the county or a county adjacent to where the credit union's main office is located.

1.5% Cornerstone Federal Credit Union Platinum Visa Card Cash Back Promotion

Cornerstone Federal Credit Union is offering 1.5% Cash Back on purchases made with their Visa Platinum with Cash Back Rewards Card until December 31st, 2007. This card ordinarily features 1% cash back on all purchases. There are no cash advance fees or annual fees associated with this card. See site for additional details.

Field of membership in Carlisle, PA based Cornerstone Federal Credit Union includes many local employer groups and associations. See site for more information.