5.15% The Johns Hopkins Federal Credit Union 18 Month IRA Rollover Share Certificate Special

The Johns Hopkins Federal Credit Union is offering 5.15% apy on an 18 month Rollover IRA share certificate special. The minimum deposit requirement for this special is $5,000.

Field of membership in The Johns Hopkins Federal Credit Union is extended to employees and retirees of John Hopkins University and a number of select employer groups. Membership is also extended to those who live, work, worship, volunteer, or attend school in a defined area within Baltimore, Maryland. See site for details.

Canyon State Credit Union 8 Month Share Certificate Special, Yields up to 5.15%

Canyon State Credit Union is offering yields of up to 5.15% apy on an 8 month share certificate special. Yields begin at 5.00% apy with a minimum deposit of $1,000 and go up to 5.15% apy for jumbo share certificates with a minimum deposit of $100,000 or greater.

The credit union is also running a promotion where you can earn an even greater yield on these special certificates. When you pick a NCAA Division I Final Four team you will earn you an extra 0.25%. If you pick the National Champion you will earn an additional 0.50%. This offer ends March 19th, 2008.

Field of membership in Canyon State Credit Union is open to most residents of Arizona according to their website. See site for details.

5.25% Southland Credit Union Smart Checking Account

Southland Credit Union is offering 5.25% apy on their Smart Checking Account. This account features no minimum or maximum balance requirement and refunds up to $20 in ATM fees per month. In order to qualify for these benefits you must make at least 10 debit card transactions per month, receive eStatements, and make at least one ePay, direct deposit, or ACH credit into this account per month.

Credit for finding this deal goes to the reader who left a comment on the Hot Tips link, where readers can share credit union deals that they have found.

Field of membership in Southland Credit Union is extended to those who live, work or worship in Orange County, California and a number of nearby towns. Membership is also extended to those who belong to any of a number of select employee groups located in the California Counties of Orange or Los Angeles. See site for details.

$100 Holyoke Credit Union Checking Account Bonus

Holyoke Credit Union is offering a $100 bonus when you open a new checking account and initiate direct deposit of your net pay from your paycheck or retirement payment into the account. The account must remain open for one year to keep the bonus. See site for additional details.

Field of membership in Holyoke Credit Union is extended to those who lives or works in the counties of Hampden or Hampshire in the state of Massachusetts.

Digital Federal Credit Union Promotions through, $50 Checking Account Bonus, IRA Share Certificate Yields up to 5.00% +, $20 Referral Bonus, & More

Digital Federal Credit Union New Year's specials in celebration of the opening of their new Waltham branch will end this Friday, February 29th. These specials include a .25% bonus on share certificates opened with money new to the credit union, a $20 new member referral bonus, a $50 New Direct Deposit Checking Account bonus, and no PMI on mortgages when you borrow over 80% of your home's equity, $500 cash back when you borrow less than 80%. When you add the .25% rate bonus to their current share certificate rates, you'll earn some of the highest rates available in the nation right now. See site for complete details.

Field of membership in Digital Federal Credit Union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

5.00% United SA Federal Credit Union 24 Month Share Certificate Special

United SA Federal Credit Union is offering 5.00% apy on a 24 month share certificate special. The minimum deposit requirement for this certificate is $500 and it is available only at the 1604 Braun location in San Antonio, Texas only. This special is being offered through Febuary 29.

Field of membership in United SA Federal Credit Union is extended to those who live, work, regularly conduct business, volunteer, worship, or attend school in Bexar County, Texas. See site for a further details on this credit union's field of membership.

5.00% Call Federal Credit Union 9 Month Share Certificate Special

Call Federal Credit Union is offering 5.00% apy on a 9 month share certificate special. The minimum deposit requirement for this special is $10,000.

Field of membership in Call Federal Credit Union is extended to those who live, work, worship, volunteer or attend school in the city of Richmond in Virginia or parts of Cabarrus and Rowan Counties in North Carolina. Membership is also extended to those belonging to any of a number of select organizations. See site for details.

1 Gig Ipod Shuffle + up to $100 NuVision Federal Credit Union Free Checking Bonus Offer

NuVision Federal Credit Union is offering a 1 Gig Ipod Shuffle and up to $100 when you open a new Free Checking account. Account holders will earn $50 for making at least 3 transactions per month for the first 3 months the account is open. Account holders will also earn $50 for setting up Online Billpay and making at least 3 transactions during the first 90 days the account is open. The minimum deposit requirement to open a Free Checking account is $100 and direct deposit of $200 or more must begin within 90 days of account opening for this offer. This offer ends February 29th, 2008. See site for additional details.

Field of membership in NuVision Federal Credit Union is open to those who join the American Consumer Council. Annual membership in the council is $6.

5.05% Oregon Community Credit Union Remarkable Checking

Oregon Community Credit Union is offering 5.05% apy on their Remarkable Checking Account. In order to earn this yield you must be actively enrolled in eStatements, login to Internet Banking at least once per cycle, make one electronic deposit or withdrawal per cycle, and make at least ten cleared debit transactions per cycle. Those who don't will earn .10% on their account after the first statement cycle. This account has no minimum balance requirements and refunds ATM fees from other financial institutions. See site for details.

Field of membership in Oregon Community Credit Union is extended to those who live or work in the Oregon counties of Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington or Yamhill.

7.00% Burbank City Federal Credit Union 12 Month Share Certificate Special($1,000 Min/Max)

Burbank City Federal Credit Union is offering 7.00% apy on a 12 month share certificate special for new members who join the credit union. The minimum/maximum deposit requirement for this special is $1,000. I originally posted about this offer back in October.

Field of membership in Burbank City Federal Credit Union is extended to employees of the city of Burbank, California, certain voting members of the Friends of the Burbank Public Library and the Burbank Historical Society among others. See site for details.

7.00% Jeanne D'Arc Credit Union Savings Accounts(on the first $500)

Jeanne D'Arc Credit Union is offering 7.00% apy on the first $500 on deposit in their primary savings account. Account balances over $500 will earn the standard savings rate which is currently .75% apy. See site for complete details.

Field of membership in Jeanne D'Arc Credit Union is extended to those who live, work, or attend school in the counties of Middlesex or Essex, the cities or towns of Fitchburg, Leominster, Harvard, Lunenburg or Lancaster in the state of Massachussetts or the counties of Hillsborough or Rockingham in the state of New Hampshire.

5.39% Belvoir Federal Credit Union 12 Month Youth Share Certificate ($1,000 max)

Belvoir Federal Credit Union is offering 5.39% apy on their Young Savers 12 month youth share certificate. This certificate is available to members 18 years of age and younger. The maximum deposit limit for this certificate is $1,000.

Field of membership in Virginia based Belvoir Federal Credit Union is open to all active duty or retired US Armed Forces as well as a employees, members, worshipers, or volunteers of a number of organizations. Membership is also extended to members of the Friends of Manassas National Battlefield Park which anyone can join for $15.

1st Advantage Federal Credit Union Triple Points Promotion

1st Advantage Federal Credit Union is offering triple CU Rewards points for the first 30 days when you recieve a new 1st Advantage Platinum Visa Card Account. CU Rewards points may be redeemed for merchandise and travel. Triple points are capped at 5,000. This card features no balance transfer fees and 3.99% apr on purchaces and balance transfers for the first 6 billing cycles.

Field of membership in 1st Advantage Federal Credit Union is extended to those who live, work, worship or attend school on the Virginia Peninsula.

5.00% Community Choice Credit Union Youth Savings Accounts( up to $500)

Community Choice Credit Union is offering 5.00% apy on the first $500 in their mychoice and Captain Kid's Club youth savings accounts. Mychoice accounts are offered to kids from 13 - 18 while Captain Kid's Club accounts are open to those aged 0 - 12. Balances over $500 earn the standard savings rate, currently .5%.

Field of membership in Community Choice Credit Union is extended to those who live, work, or worship in the counties of Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne in the state of Michigan. Membership is also open to employees and retirees of General Motors.

5.25% MIT Federal Credit Union 12 Month Jumbo IRA Share Certificate Speical

MIT Federal Credit Union(MITFCU) is offering 5.25% apy on a 12 month jumbo IRA share certificate. The minimum deposit requirement for this certificate is $50,000. Regular 12 month IRA share certificates are also available with a .25% lower yield and a minimum deposit requirement of $500. To qualify for these yields you must have an active MIT Federal Credit Union checking account with direct deposit of your net pay, pension, or social security into a MITFCU account. See site for details.

Field of membership in MIT Federal Credit Union includes employees of MIT who work in or are paid from Cambridge or Lexington, Massachusetts as well as current students at MIT. Members of other certain select employer oganizations are also eligible for membership. See site for details.

Navy Federal Credit Union, Auto Loan Rates as Low as 3.50% APR

Navy Federal Credit Union is offering 3.50% apr on loans up to 36 months for new or 2007-2008 late model cars. They are also offering 5.00% apr on vehicle loans from 37-72 months. See site for details.

Field of membership for Navy Federal Credit Union includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.

5.00% Air Academy Federal Credit Union 12 Month Share Certificate Special, Available Through February 15th

Air Academy Federal Credit Union is offering 5.00% apy on a 12 month share certificate special. This special offer is available through today, but you have till February 22nd to fund this account. The minimum deposit requirement for this special is $500. This special may be opened as either a regular or an IRA share certificate.

Field of membership in Air Academy Federal Credit Union is open to active and retired military and their family among others. Membership is also open to all through membership as a friend of the USAFA Association of Graduates. See site for details.

5.13% Affinity Federal Credit Union Health Savings Account

Affinity Federal Credit Union is offering 5.13% apy on their Health Savings Account. See site for complete details.

Field of membership in Affinity Federal Credit Union is extended to those who are employed by any of a number of select employer groups. Membership is also extended to those who are age 55 or older and live in Bergen, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset or Union County in the State of New Jersey and join the Affinity Retirement Association.

$50 North Island Credit Union New Member Referral Bonus

North Island Credit Union is offering a $50 new member referral bonus for members who refer a new member. The bonus comes in the form of a Visa Gift Card. The new member must open an Island Checking Account plus one other account or open a Business Checking Account. See site for details.

Field of membership in North Island Credit Union is extended to those who live or work in San Diego, Riverside, or Orange county in the state of California.

$50 NuVision Federal Credit Union New Member Referral Bonus

NuVision Federal Credit Union is offering a $50 referral bonus for members who refer a new member who joins and makes a deposit of at least $100. You can download a referral form here. This offer ends February 29th, 2008. See site for additional details.

Field of membership in NuVision Federal Credit Union is open to those who join the American Consumer Council. Annual membership in the council is $6.

5.25% Afena Federal Credit Union 14 Month Share Certificate Special

Afena Federal Credit Union is offering 5.25% apy on a 14 month share certificate special. The minimum deposit requirement for this special is $500.

Field of membership in Afena Federal Credit Union is extended to those who live, work, or worship in Grant or Wabash County in the State of Indiana.

5.00% State Department Federal Credit Union 14 Month IRA Share Certificate Special

State Department Federal Credit Union is offering 5.00% apy on a 14 month IRA share certificate special. The minimum deposit requirement for this special is $500 and this account must be funded with money new to the credit union.

Field of membership in State Department Federal Credit Union is extended to employees of the Department of State and a number of other select employee groups in the Washington DC area. See site for details.

HEW Federal Credit Union CU Rewards Visa Card 0% APR Offer

HEW Federal Credit Union is offering a low introductory rate of 0% apr for the first 6 months when you apply for their HEWFCU CU Rewards Visa Card. This card earns CU Rewards points which can be redeemed for merchandise and travel. The credit union is also offering 4.9% apr on balance transfers for the life of the balance which are made during the introductory period .

Field of membership in HEW Federal Credit Union is primarily extended to the employees of the Department of Health and Human Services and the Department of Education.

Fort Knox Federal Credit Union Visa Platinum Card, 5% Cash Back on Gas Purchases & 1.25% on All Other Purchases

Fort Knox Federal Credit Union is offering their new Visa Platinum Card. This card earns 5% cash back on gas when you pay at the pump and 1.25% cash back on all other purchases. This card features a rate as low as 8.99% apr and a credit limit of up to $25,000. There is no annual fee for this card. See site for terms and conditions.

Field of membership in Fort Knox Federal Credit Union is open to those who are members of certain select employer groups or those who live, work or worship in Boyle, Breckinridge, Grayson, Hart, LaRue, Meade or Nelson Counties in Kentucky. Membership is also extended to relatives of anyone who can currently become a member.

5.00% Coastal Federal Credit Union Health Savings Account

Coastal Federal Credit Union is offering 5.00% apy on their Health Savings Account. The minimum deposit requirement for this account is $1. See site for complete details.

Field of membership for Coastal Federal Credit Union is detailed here. Among other ways to qualify for membership in this credit union, those who join the Coastal Capital Club for $10 are eligible for memberhip in Coastal Federal Credit Union.

5.00% Altura Credit Union 50 Week Youth Share Certificate

Altura Credit Union is offering 5.00% apy on a 50 week youth share certificate. This certificate has a minimum deposit requirement of $50 and a maximum deposit limit of $10,000.

Field of membership in Altura Credit Union is extended to those who live, work, attend school, or worship in Riverside County or San Diego County, California or the following California cities: Anaheim, Garden Grove, Irvine, Santa Ana, Rancho Cucamonga, Ontario or Fontana. If you otherwise don't qualify for membership in this credit union, you can first join the Riverside PTA for $5 to meet the field of membership requirements.

5.50% Digital Credit Union American Dream Home-Ownership Program

Digital Federal Credit Union offers a unique deposit account called the American Dream Home-Ownership Program. This account pays a variable rate. The yield for this account is currently at 5.50% apy. This yield is adjusted quarterly and "will consistently be among the highest certificate rates offered on the longest term DCU Savings Certificate products". The minimum deposit for this account is $100 and additional deposits can be made any time up to a $25,000 account balance. This account has a 60 month term and will renew at maturity. Withdrawls may be made at any time without penalty when a Residential Purchase & Sale agreement or Offer to Purchase in the name of Prime and/or joint account owner is provided to the credit union. See the Terms of the American Dream Home-Ownership Program on Digital Federal Credit Union's website for more information.

Field of membership in this Digital Federal Credit Union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

7.00% State Department Federal Credit Union 7 Month New Member Share Certificate Special ($7,000 Min/Max)

State Department Federal Credit Union is offering 7.00% apy on a 7 month new member share certificate special for those who sign up for membership on February 7th only. This special has a minimum/maximum funding requirement of $7,000 and must be funded with money new to the credit union.

Field of membership in State Department Federal Credit Union is extended to employees of the Department of State and a number of other select employee groups in the Washington DC area. See site for details.

Deseret First Credit Union, Jumbo Share Certificate Yields up to 5.23%

Deseret First Credit Union is offering yields of up to 5.23% apy on their jumbo share certificates. 36 month jumbo share certificates earn 5.07% apy, while jumbo share certificates with terms of 60 months or more earn 5.23% apy. The minimum deposit requirement for these yields is $75,000.

Field of membership in Deseret First Credit Union is extended to those who are members of the Church of Jesus Christ of Latter-Day Saints throughout the United States.

Library of Congress Federal Credit Union IRA Share Certificates, Yields up to 5.30%

Library of Congress Federal Credit Union is offering high yields on a number of their IRA share certificates. Yields range from 4.95% apy for a 12 Month IRA share certificate to 5.30% apy for a 60 month IRA share certificate. The minimum deposit requirement for these IRA share certificates is $1,000. The credit union also offers regular share certificates with a .10% lower yield and a minimum deposit requirement of $500. See site for complete details.

Field of membership in Library of Congress Federal Credit Union is extended to those who live, work, worship, or attend school within the District of Columbia as well as employees of the Library of Congress among others. See site for more information.

5.23% Educational Employees Credit Union 1 Year Jumbo Share Certificate

Educational Employees Credit Union is offering 5.23% apy on a 12 month jumbo share certificate. They are also offering 5.05% apy on a 6 month jumbo share certificate. The minimum deposit requirement for these certificates is $100,000. Lower yields are available for lesser deposits. See site for details.

Field of membership in Educational Employees Credit Union is extended to those who are employees or students of any accredited or licensed school system, state college, community college, or university in the California Counties of Fresno, Kings, Tulare, Merced, Madera, Mariposa, Inyo, San Luis Obispo, San Benito, or Monterey. See site for additional details and additional ways to qualify for membership.

$100 Meriwest Credit Union Checking Account Bonus

Meriwest Credit Union is offering up to a $100 bonus when you open a new checking account with direct deposit. You'll receive $25 for opening the account and $75 for initiating direct deposit of $500 or more per month. See site for additional details.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

Credit Union Share Certificates Available to All, Yields up to 5.05%

Yields on credit union share certificates have dropped significantly since the begining of the year as many credit unions have discontinued certificate specials and lowered rates across the board. Alliant Credit Union dropped the yield on their market leading 12 month mini jumbo share certificate to 4.90%, still the highest yield available to all on a 12 month cd that I'm aware of.

At the start of the new year there were numerous credit unions offering 5.00% apy on a 5 year share certificate. Now Coastal Federal Credit Union is the only credit union open to all with a 5 year share certificate yielding 5.00% apy or above. Deposits begining at $500 earn this yield, while their jumbo shares earn 5.15% apy.

An updated date list comparing credit union and bank yields can be found on FINANCEALLSTARS.COM. If you find a higher rate from a financial institution that anyone can open a certificate at please feel free to add to the list there.

10% Wescom Credit Union 7 Month Share Certificate Special, January 28th Through February 3rd Only at the Redlands Branch ($1,000 Max)

Wescom Credit Union is offering a 10% apy 7 month share certificate special. This special has a minimum deposit requirement of $500 and a maximum funding limit of $1,000. This certificate must be opened in person at Wescom's Redlands Branch from January 28th through February 3rd, 2008. Wescom is also offering two other specials at their Redlands Branch. They are offering a free piggy bank and a $5 deposit for the first 100 kids who open a Kids Club Account. In addition, those who open their first Wescom checking account and sign-up for direct deposit will earn $50. See link for additional details.

Thanks to the reader who left on comment on the Hot Tips link, where readers share credit union deals that they have found.

Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

5.05% Coastal Federal Credit Union 5 Year Share Certificate

Coastal Federal Credit Union is offering 5.05% apy on a 5 year share certificate. The minimum deposit requirement for this yield is $10,000. Lesser deposits starting at $500 earn 5.00% apy.

Field of membership for Coastal Federal Credit Union is detailed here. Among other ways to qualify for membership in this credit union, those who join the Coastal Capital Club for $10 are eligible for memberhip in Coastal Federal Credit Union.

Randolph Brooks Federal Credit Union Mastercard Double Cash Back or Double Points Balance Transfer Offer

Randolph Brooks Federal Credit Union is offering double cash back or double Star Points on balance transfers made to their Randolph-Brooks MasterCard. Gold MasterCard holders can earn up to $200 cash back, while Platinum MasterCard holders can earn up to 20,000 Star Points. Star Points can be redeemed for gift certificates, merchandise or travel. New cardholders will earn 3.9% APR on purchases, cash advances, and balance transfers for the first 6 billing cycles after account opening. Cash Back or Star Points from this promotion will be awarded on or after April 15, 2008. See site for complete details on this offer.

According to Randolph Brooks Federal Credit Union's website, there are over 1,000 ways to meet their field of membership requirements. This credit union has branches in Arizona and Texas. See site for details.

Pentagon Federal Credit Union Share Certificate Rate Update, Yields up to 5.00%

Pentagon Federal Credit Union has updated their share certificate rates. They are now offering a yield of 5.00% apy on their 7 year share certificates and 4.85% apy on their 5 year share certificates. These yields are good for both regular and IRA share certificates. The minimum deposit requirement for these certificates is $1,000.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.