Navy Federal Credit Union 3.25% apr 36 month new and late model car loans

Navy Federal Credit Union currently offers a low 3.25% apr on 36 month loans for new or 2005-2006 late model cars. By comparison, the highest rate listed on a popular rate search engine for a similar term loan in my area is 5.5% apr. Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details.