5.75% Beach Municipal Federal Credit Union 14 Month Share Certificate Special

Beach Municipal Federal Credit Union is offering 5.75% apy on a 14 month share certificate special. The minimum deposit requirement for this special is $1,000.

Field of membership in Beach Municipal Federal Credit Union is primarily open to those who fit within a defined association to the City of Virginia Beach. See site for details.

5.50% Suncoast Federal Credit Union 21 Month Share Certificate Special

Suncoast Federal Credit Union is offering 5.50% apy on a 21 month share certificate special. The credit union is also offering 5.25% apy on a 9 month share certificate special. The minimum deposit requirement for both of these certificates is $500.

Field of membership in Suncoast Federal Credit Union is extended to those with a certain specified relationship to any of the following Florida counties: Charlotte, Citrus, Collier, Desoto, Glades, Hardee, Hendry, Hernando, Hillsborough, Lee, Levy, Manatee, Pasco, Pinellas, or Sumter. Each county has a different set of membership criteria, although anyone 55 and older who lives in any of the aforementioned counties can become eligible to join the credit union by becoming a member of the SSFCU Retirement Association. Membership in SSFCU is $5.

Credit Unions That Offer a Best Rate Guarantee

Many credit unions offer a "Best Rate Guarantee" on one or more of their financial products like auto loans or share certificate accounts. This guarantee can be a convenient tool to help consolidate much of your financial life at one local institution where you know you will be getting the best rates. There can be other benefits to aggregating your loans and accounts at your local credit union. Many credit unions offer relationship rewards and give better rates to customers who have a certain number of accounts or a minimum level of combined account balances. Dupage Credit Union is one example of a credit union that offers relationship rewards.

Here's a sampling of credit union's that will match or beat local competitor's rates on one or more financial products:

California Coast Credit Union
Florida State University Federal Credit Union
Miami Firefighters Federal Credit Union
Tampa Bay Federal Credit Union
Tenet Federal Credit Union
University of Iowa Community Credit Union

If you know of any other credit unions that offer a Best Rate Guarantee, please feel free to share them in the comments section of this post.

6.00% Coreplus Federal Credit Union 5 Month Share Certificate Special

CorePlus Federal Credit Union is offering 6.00% apy on a 5 month share certificate special. The minimum deposit requirement for this certificate is $600 and there is a maximum deposit limit of $16,000. You must have a new or existing CorePlus checking account to qualify for this special.

Field of membership for CorePlus Credit Union includes those "who live, work, worship, or attend school in and businesses and other legal entities located in New London County or Windham County, Connecticut" as well as those "who reside in the Town of Hebron, Connecticut, employees of the Town of Bolton, Connecticut".

5.61% All South Federal Credit Union 12 Month Jumbo Share Certificate Special

All South Federal Credit Union is offering 5.61% apy on a 12 month jumbo share certificate special. The minimum deposit requirement for this certificate is $100,000. Lower rates are available for certificates with lesser deposit requirements. See site for details.

Field of membership in All South Federal Credit Union is extended to those who live, work, worship, or attend school in the South Carolina Counties of Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw or Calhoun.

5.375% Pentagon Federal Credit Union 5/1 Adjustable Rate Mortage

Pentagon Federal Credit Union is offering 5.375% apr on their 5/1 Adjustable Rate Mortgage(ARM). This rate is down from the 5.65% rate the credit union was offering on Tuesday when I last posted on this mortgage. This rate is lower than any other comparable offer I know of on a 5/1 ARM. This loan is being offered with a 90 day rate lock and no closing costs. Those paying .50 in points will receive a .25 point reduction to their mortgage rate. See site for additional information.

Field of membership in Pentagon Federal Credit Union is open to those who work at the Pentagon as well as those who are active or retired from the U.S. Army, U.S. Air Force, or Coast Guard. Membership is also extended to those who belong to certain select companies or organizations . Those who don't otherwise qualify for membership in this credit union are eligible to join via membership in the National Military Family Association(NMFA). Membership in the NMFA is open to all.

CFCU Community Credit Union, Share Certificate Yields up to 6.17%

CFCU Community Credit Union is offering yields of up to 6.17% apy on their share certificates now through August 31st, 2007. They are offering 6.17% apy on a 50 month jumbo share certificate as well as 5.64% apy on 10 & 20 month jumbo share certificates. You must have or open a Premiere Checking account with the credit union to open one of these certificates. The minimum deposit requirement for these yields is $100,000. Lesser deposit requirements are available for certificates with the same maturities at lower rates. See site for details.

Field of membership in CFCU Community Credit Union is extended to those who live, work or attend school in Tompkins or Cortland Counties in the State of New York. Businesses or organizations in this area are also eligible for membership.

5.65% Arizona Federal Credit Union 15 Month Share Certificate Special

Arizona Federal Credit Union is offering 5.65% apy on a share certificate special. The minimum deposit requirement for this yield is $75,000. Lesser yields are available for this special at lower deposit levels. See site for details.

Thanks for finding this deal goes to a reader who emailed this deal to me. If you've found a deal you would like to share, you can leave on comment on the Hot Tips link.

Field of membership in Arizona Federal Credit Union is extended to those who live, work, worship or attend school in Maricopa County, Pinal County or the City of Tucson in Arizona.

6.17% First Financial Credit Union 18 Month Share Certificate Special

First Financial Credit Union is offering 6.17% apy on an 18 month share certificate special. The minimum deposit requirement for this special is $1,000. This certificate is available as a regular or an IRA share certificate.

Field of membership in First Financial Credit Union is extended to almost anyone in the State of New Mexico according to this credit union's website. Contact the credit union for additional information.

6.17% TxDOT Credit Union 24 Month Share Certificate Special

TxDOT Credit Union is offering 6.17% apy on a 24 month share certificate special. The minimum deposit requirement for this certificate is $20,000 and this account must be funded with money new to the credit union. This special is being offered from July 1st through September 30, 2007.

Field of membership in TxDOT Credit Union is extended to employees working or living in the Texas Department of Transportation District 8 as well as employees who work at the Abilene regional office of the Motor Vehicle Division. Membership is also extended to employees and their familes working for the Department of Public Safety, Taylor County Sheriff's Department.

5.75% Shoreline Credit Union 36 Month Variable Rate Share Certificate Update

Shoreline Credit Union continues to offer 5.75% apy on their 36 month Prime CD. The minimum deposit for this certificate is $5,000. This certificate has a variable rate that changes with the Prime Rate. Contact the credit union for additional details.

Field of membership in Shoreline Credit Union is extended to those who live or work in Manitowoc or Kewaunee County in Wisconsin.

5.50% State Transportation Employees Credit Union 12 Month Jumbo Share Certificate

State Transportation Employees Credit Union is offering 5.50% apy on a 12 month jumbo share certificate. The minimum deposit requirement for this certificate is $100,000.

Field of membership in State Transportation Employees Credit Union is extended to those who live, work, or worship in the greater Hilltop Community in Ohio. Membership is also extended to those who work for any of a number of certain select employee organizations. A number of State of Ohio Departments and Agencies are included among these select organizations. See site for details.

5.625% Pentagon Federal Credit Union 5/1 Adjustable Rate Mortage

Pentagon Federal Credit Union is offering 5.625% apr on their 5/1 Adjustable Rate Mortgage(ARM). This is a lower rate than they offer on their 1/1, 2/2, and 3/1 ARMs. Those paying .375 in points will receive a .25 point reduction to there mortgage rate. See site for additional information.

Field of membership in Pentagon Federal Credit Union is open to those who work at the Pentagon as well as those who are active or retired from the U.S. Army, U.S. Air Force, or Coast Guard. Membership is also extended to those who belong to certain select companies or organizations . Those who don't otherwise qualify for membership in this credit union are eligible to join via membership in the National Military Family Association(NMFA). Membership in the NMFA is open to all.

Justice Federal Credit Union Visa Platinum Double Points Promotion, July 21, 2007 through October 20, 2007

Justice Federal Credit Union is offering two CURewards Points for every dollar spent on purchases when you use your Justice FCU Visa Platinum Card and/or JNA Debit Card from July 21, 2007 through October 20, 2007. Purchases made with a JNA Debit Card must be signature based to qualify for this promotion. CURewards Points can be redeemed for a variety of travel and merchandise rewards.

Field of membership in Justice FCU is open to relatives of eligible members, a variety of contractor employees, US and DC Court employees, Department of Homeland Security and Department of Justice employees and retirees, as well as members of certain Law Enforcement Associations and other eligible groups. Those not otherwise eligible should be able to qualify for membership in this credit by virture of membership in any of a number of select associations that are open to all. Some of these associations include the National Legal Aid and Defender Association, the National Sheriffs' Association, and the National Native American Law Enforcement Association.

6.00% Agriculture Federal Credit Union 10 Month Share Certificate Special

Agriculture Federal Credit Union is offering a 6.00% apy on a 10 month share certificate special. The minimum deposit requirement for this special is $5,000.

Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble. Membership in City Dance Ensemble is $20 and you can apply at the time you complete your online membership application for the credit union.

5.75% MIT Federal Credit Union 60 Month Jumbo IRA Share Certificate

MIT Federal Credit Union is offering 5.75% apy on a 60 month jumbo share certificate. The minimum deposit requirement for this rate is $50,000. Regular 60 month jumbo share certificates are also available with a yield of 5.50% apy.

This credit union also continues to offer a yield of up to 5.75% apy on an 18 month jumbo share certificate special that I posted on earlier last month. See site for details.

Field of membership in MIT Federal Credit Union includes employees of MIT who work in or are paid from Cambridge or Lexington, Massachusetts as well as current students at MIT. Members of other certain select employer oganizations are also eligible for membership. See site for details.

Endura Financial Credit Union Variable Rate Share Certificates, Yields up to 6.14%

Endura Financial Federal Credit Union continues to offer high yields on a number of their share certificates. They are offering 6.14% apy on a 60 month variable rate share certificate and 5.87% apy on a 36 month variable rate share certificate. The rates for these certificates are based on the Prime Rate minus a margin of 2.25% & 2.50% respectively. The minimum deposit requirement for both of these certificates is $1,000.

Field of membership in Endura Financial Federal Credit Union is extended to those who are employees or retirees of Honeywell as well as those who live, work, worship or attend school in either Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale or St. Louis Park in Minnesota or certain portions of Jackson County in Missouri.

San Diego County Credit Union 5.35% 5 Month and 5.50% 10 Month Share Certificate Specials

San Diego County Credit Union is offering two share certificate specials. The first one is a 5.30% apy 5 month share certificate special. The second is a 5.50% apy 10 month share certificate special. The minimum deposit requriement for these yields is $90,000. Lesser deposits starting at $10,000 will earn 5.35% apy and 5.45% apy respectively. Other rates and terms available. See site for details.

Field of membership in San Diego County Credit Union is extended to those who live or work in San Diego or Riverside County in California as well as employees of certain select employee groups. See site for details.

8.00% Southern Select Community Credit Union 18 Month Youth Share Certificates

Southern Select Community Credit Union is offering 8.00% apy on the first $1,000 in their 18 month youth share certificates. Those 12 and under can open a "Kids Club Treasure" certificate while those 13 - 18 can open a "Rule Your Money" certificate. The minimum opening deposit requirement for these accounts is $100 and you may add deposits of $25 or higher at any time. Balances over $1,000 earn the rate currently being paid on a 1 year share certificate. See site for additional details.

Field of membership in Southern Select Community Credit Union is open to those who live, work, worship, attend school or are a member of an organization or group within 25 miles of the credit union's Kannapolis, North Carolina office or anywhere inside Rockingham County, North Carolina.

Golden One Credit Union 5.80% 12-17 Month Share Certificates & 5.50% 9 Month Share Certificates

Golden One Credit Union is offering high yields on a number of their share certificates. They are offering 5.80% apy on their 12-17 month share certificates and 5.50% apy on their 9 month share certificates. These accounts are available as either regular or IRA accounts. The minimum deposit requirement for regular share certificates is $1,000, while IRA accounts require a $500 minimum deposit.

These certificates are in addition to the 6.00% 60 month share certificate from this credit union that I posted on earlier this month.

Credit goes to Fatwallet member iLoveTahoe for finding this deal.

Field of membership in Golden One Credit Union is extended to those who live or work in a wide variety of California communities and/or belong to any of a number of select employer groups. See site for more information.

5.90% Tropical Federal Credit Union 182 Day & 12 Month Jumbo Share Certificates

Tropical Federal Credit Union is offering 5.90% apy on their 182 day and 12 month jumbo share certificates. The minimum deposit requirement for these certificates is $100,000. Lesser deposits starting at $50,000 earn 5.65% apy.

Field of membership in Tropical Federal Credit Union is extended to those who live or work in Miami-Dade, Broward, Palm Beach, or Sarasota Counties. Those who live or work in the following Florida zip codes also qualify: 33455, 33458, 33469, 33477, or 33478. Additionally, those who work for any one of the over 200 select companies that offer Tropical Federal Credit Union membership as a benefit meet this credit union's membership eligibilty requirements.

6.00% SMW Federal Credit Union 24-60 Month Jumbo Share Certificates & Other High Yields

SMW Federal Credit Union is offering 6.00% apy on a number of their share certificates. Jumbo share certificates from 24 months to 60 months earn 6.00% apy with a minimum deposit of $100,000. Certificates earning 6.00% apy and other high rates are also available with different maturities and lower deposit levels. See site for details.

Field of membership in SMW Federal Credit Union is extended to those who live, work, worship, go to school, or volunteer in Anoka County, MN. Businesses and other legal entities located in Anoka County, MN are also eligible for credit union membership.

6.0291% Central Jersey Federal Credit Union 60 Month IRA Share Certificate

Central Jersey Federal Credit Union is offering 6.0291% apy on a 60 month IRA share certificate. They also are offering a competitive yield of 5.7797% on their 60 month regular share certificate. The minimum deposit requirement for these certificates is $500.

Field of membership in Central Jersey Federal Credit Union includes a variety of central New Jersey select employer groups. See site for details.

1.9% Marine Federal Credit Union Credit Card Balance Transfer Offer

Marine Federal Credit Union is offering 1.9% APR on balance transfers made between July 1st, 2007 and September 30th, 2007 on a Marine Federal Credit Union Credit Card. This rate will remain in effect through June 30th, 2008. The minimum transfer requirement to qualify for this rate is $500. See site for additional details.

Field of membership for this credit union includes "Military, D.O.D., and Non-Appropriated Fund Civilians associated with Camp Lejeune and MCAS New River, Jacksonville, North Carolina, and Quantico, Virginia" as well as select employer groups and immeadite family of the aforementioned.

5.54% Municipal Credit Union 24 & 36 Month IRA Share Certificates

Municipal Credit Union is offering 5.54% apy on their 24 and 36 month IRA share certificates. The minimum deposit requirement for this account is $500.

Field of membership in Municipal Credit Union is extended to New York City employees, Federal and State employees who work in any of the five boroughs, health care professionals working in New York State, employees of the City of Yonkers, and those who belong to any of a number of other select groups. See site for additional information.

5.56% Redwood Credit Union 9 & 12 Month Share Certificates

Redwood Credit Union is offering 5.56% apy on their 9 & 12 month share certificates. This yield includes a .25% rate bonus for those who have an active checking account with the credit union. The minimum deposit for these certificates is $1,000. I posted on the 12 month share certificate earlier last month.

Field of membership for Redwood Credit Union is extended to those who live or work in Sonoma, Marin, Mendocino, Lake, Napa, San Francisco, Contra Costa, or Solano County in California. Membership is also extended to those belonging to any one of over 450 employer groups, associations and chambers of commerce in the Northern San Francisco Bay Area. See site for details.

Fairwinds Credit Union, Yields up to 6.00% on Jumbo IRA Share Certificates with Relationship Rewards

Fairwinds Credit Union is offering rates as high as 6.00% apy to those who open jumbo IRA share certificates and apply 5000 Relationship Rewards points to their certificate account. Relationship Rewards may earned in a variety of ways. Members earn 100 points for every year they are a member. They also earn 1 point for every dollar of interest earned on deposit accounts and 1 point for every $1 in interest paid on loans with the credit union, with the exception of credit card interest. It takes 2500 points to receive a .25% rate bonus to certificate accounts and 5000 points to receive a .50% rate bonus. Currently, with 5000 Relationship Rewards points, you can earn the following rates on jumbo IRA share certificates:

Rates and Term Length
5.70% apy 6 month share certificate
5.85% apy 12 month share certificate
5.85% apy 24 month share certificate
5.90% apy 36 month share certificate
5.95% apy 48 month share certificate
6.00% apy 60 month share certificate

Rates of up to 5.95% apy are also available for regular share certificates when 5000 Relationship Rewards points are used. See site for further information.

Field of membership in Fairwinds Credit Union is extended to those who live or work in Orange, Seminole, Osceola, Lake, Polk, or Volusia County in Florida. Membership is also extended to those who are over 50 and live within a 50 mile radius of a Fairwinds Credit Union service center and are not currently eligible for membership at another local area credit union. Employees of any one of over 500 select employee groups are eligible for credit union membership as well, in addition to active or retired military personnel or dependents receiving military benefits. See site for details.

5.40% VyStar Credit Union 24 Month Share Certificate

VyStar Credit Union is offering 5.40% apy on a 24 month share certificate. The minimum deposit requirement for this certificate is $500.

Field of membership in VyStar Credit Union is open to those from Alachua, Baker, Bradford, Clay, Columbia, Duval, Flagler, Gilchrist, Levy, Putnam, Marion, Nassau, St. Johns, Union, or Volusia County in Florida. Membership is also extended to those who belong to a business, club, church, organization or association located in the above mentioned counties. See site for additional details.

5.70% American First Credit Union 60 Month Share Certificate

American First Credit Union is offering 5.70% apy on a 60 month share certificate. The minimum deposit requirement for this certificate is $500.

Field of membership in American First Credit Union is extended to those who live, work, or worship in Orange County, Corona, or Chino Hills in California in addition to employees of over 100 select employer groups across the country.

5.65% Navy Federal Credit Union 1-5 Year Term Home Equity Loans

Navy Federal Credit Union is offering a rate as low as 5.65% APR for home equity loans with terms between 1 and 5 years. This rate is good for loans up to $350,000 on homes with a maximum combined loan to value ratio of 90%. See site for more information.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for additional details.

5.69% NRL Federal Credit Union 5 Year Share Certificate & Other High Rates

NRL Federal Credit Union is offering 5.69% apy on a 5 year share certificate. They are also offering 4 and 5 year share certificates that earn 5.59% and 5.64% apy respectively. The minimum deposit requirement for these rates is $25,000. Certificates with lesser deposit requirements are available at lower rates.

Field of membership for NRL Federal Credit Union is extended to those who are civilian or military employees of the U.S. Government regularly stationed at or paid by the Naval Research lab as well as contractors or employees of contractors who work regularly at the lab. In addition, employees of certain select employer groups and family members of current members are eligible for memberhship.

6.10% Clearstar Financial Credit Union Reward Checking

Clearstar Financial Credit Union is offering 6.10% apy on the first $25,000 on deposit in their Free Reward Checking Account. Deposits over $25,000 earn .50% apy. To qualify this rate you must use your debit card 12 times per statement cycle, receive e-statements, and have at least one direct deposit or direct payment per statement cycle. Those who don't will earn .10% apy on their entire account balance.

This account features ATM fee refunds of up to $7 per transaction with a limit of $25 per month maximum and no minimum account balance requirement. See site for additional details.

Field of membership in Clearstar Financial Credit Union is extended to those who live, work, worship, volunteer, or attend school in the Nevada Counties of Washoe, Storey, Lyon, Carson City, Elko, Pershing, Douglas, Mineral, Humboldt, Eureka, Churchill, Lander, and White Pine. See site for additional avenues to membership.

5.50% Patriot Federal Credit Union 60 Month Share Certificates

Patriot Federal Credit Union is offering 5.50% apy on their 60 month share certificates. This rate is good for both regular and IRA share certificates. The minimum deposit requirement for this yield is $10,000. Lesser deposits starting at $1,000 earn 4.950% apy.

Field of membership in Patriot Federal Credit Union is extended to those who live,work, worship, or attend school in Franklin County, Fulton County, Washington County, and the Borough of Shippensburg in Pennsylvania.

Self Help Credit Union, Share Certificate Yields as High as 5.48%

Self Help Credit Union is offering yields of up to 5.48% apy on their share certificates. Terms and yields are below:

Term APY
12 month 5.31%
24 month 5.32%
36 month 5.36 %
48 month 5.43%
60 month 5.48%

The minimum deposit requirement for these certificates is $500.

Field of membership in Self Help Credit Union is open to all who make a one time donation of $25 to the credit union, $20 of which goes to the non-profit Center for Community Self-Help.

NuVision Federal Credit Union Checking Account Promotion, 1 Gig Ipod Shuffle and up to $100 Bonus

NuVision Federal Credit Union is offering a 1 Gig Ipod Shuffle and up to $100 for opening a new free checking account. In order to receive this Ipod you must open a new free checking account with a minimum deposit of $100. This account also must have direct deposit of at least $200 and remain open for at least 90 days. Members whose account has at least 3 transactions per month for 3 consecutive months will earn $50. An additional $50 will be earned for those who set up and maintain active Billpay of at least 3 bills paid online during the first 90 days this account is open. See site for additional details. This offer expires 12/31/2007.

Field of membership in NuVision Federal Credit Union is open to those who join the American Consumer Council. Annual membership in the council is $6.

6.00% CES Credit Union 60 Month Share Certificate

CES Credit Union is offering 6.00% apy on a 60 month share certificate. The minimum deposit requirement for this certificate is $500.

Field of membership in CES Credit Union is extended to those who live, work, worship or attend school in the Ohio Counties of Knox, Delaware, or Licking. Membership is also extended to those who belong to any of a number of certain select employee groups. See site for details.

5.40% Affinity Federal Credit Union 18 Month Share Certificate Special

Affinity Federal Credit Union is offering 5.40% apy on an 18 month share certificate special. The minimum deposit requirement for this certificate is $500. Other competitive rates are available. See site for details.

Field of membership in Affinity Federal Credit Union is extended to those who are employed by any of a number of select employer groups. Membership is also extended to those who are age 55 or older and live in Bergen, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset or Union County in the State of New Jersey and join the Affinity Retirement Association.

SECU Credit Union New Checking Account Bonus, Earn up to $100

SECU Credit Union is offering a bonus of up to $100 for those who open a new SECU checking account with direct deposit and commence online statements and active Bill Pay. Those who open a new SECU checking account with direct deposit and fund it with a minimum deposit of $100 between July 1st and September 29th, 2007 will receive a $50 bonus. Those who add online statements and active Bill Pay to their new checking account will receive an additional $50 bonus. See site for details.

Field of membership in SECU Credit Union is extended to Alumni, full-time and part-time students, faculty, and staff members of a number of Maryland schools, Maryland State employees and retirees, and members of a number of select employee groups and organizations. See site for details.

0% AA Credit Union Visa Platinum Rewards Credit Card Promotion

AA Credit Union is currently offering a low rate of 0% apr on balance transfers and purchases made with their Visa Platinum Rewards Credit Card. Balance transfers made through October 31st, 2007 will have a rate of 0% through October 31st, 2008. Purchases made through March 31st, 2008 will also have a rate of 0%. You must apply for a Visa Platinum Rewards Credit Card between July 1st, 2007 and September 30th, 2007 to qualify for this offer. This card features no balance transfer or cash advance fees. See site for additional details.

Field of membership in AA Credit Union includes current or retired employees of American Airlines and employees of a number of other transportation related organizations. See site for details.

9.00% Kalsee Credit Union 9 Month Youth Share Certificate Special($1,000 Max), July 9th - July 13th

Kalsee Credit Union is offering 9.00% apy on a 9 month youth share certificate special from July 9th through July 13th. The minimum deposit requirement for this certificate is $100 and there is a maximum deposit limit of $1,000. Account holders must be under 18 years old and there is a limit of one certificate special per member.

Credit for finding this deal goes to Fatwallet member cpifer.

Field of membership in Kalsee Credit Union is extended to those who live, work, or are educated in Kalamazoo County, Michigan or any of the 20 townships bordering the township. Membership is also extended to those who are over the age of 55 and receive a retirement retirement payment and live in, or belong to a retirement organization located in Kalamazoo county, or in any county bordering said county. See site for additional details.

America First Credit Union, Share Certificate Yields up to 5.70%

America First Credit Union is offering rates of up to 5.70% apy on their regular and IRA share certificates. Rates for share certificates with a maturity of 6 months earn 5.20% apy and rise all the way up to 5.70% apy for a 60 month share certificate. The minimum deposit requirement for these certificates is $500.

Field of membership in America First Credit Union is extended to those who live, work, regularly conduct business, worship, attend school, or volunteer in Salt Lake County, Utah or within a 12 mile radius of the Mesquite Nevada Post Office. Membership is also extended to immediate family of current members, those who are eligible for membership, and those who died while within this credit union's field of membership.

6.00% Golden One Credit Union 60 Month Share Certificate

Golden One Credit Union is offering 6.00% apy on a 60 month share certificate. This account is available as either a regular or an IRA account. The minimum deposit requirement for regular share certificates is $1,000, while IRA accounts require a $500 minimum deposit.

Field of membership in Golden One Credit Union is extended to those who live or work in a wide variety of California communities and/or belong to any of a number of select employer groups. See site for more information.

AA Credit Union "757" & "777" Share Certificates, Yields up to 7.00%

AA Credit Union is offering two share certificate specials now through November 30th. The first is called a "757" share certificate. This certificate earns 5.50% apy and has a term of 12 months. The second is called a "777" share certificate. This 12 month share certificate earns 7.00% apy. To qualify for the "777" share certificate, you must apply for and be approved for an AA Credit Union Visa Platinum Rewards Card or you must already have an AA Credit Union Visa Platinum Rewards Credit Card in good standing. The minimum deposit requirement for both of these accounts is $1,000 and there is a maximum deposit limit of $7,000. Both certificates may be opened as regular or IRA share certificates.

Field of membership in AA Credit Union includes current or retired employees of American Airlines and employees of a number of other transportation related organizations. See site for details.

7.00% Schools Financial Credit Union "Banking for Everyone" Savings Account & $20 Referral Bonus

Schools Financial Credit Union is offering 7.00% apy on the first $500 in their Banking for Everyone Savings Account. Amounts over $500 will earn .60% apy. To qualify for these rates you must receive eStatements, have a Schools Financial Credit Union Checking Account, and have Billpay, direct deposit or payroll deduction.

There also is a $20 referral bonus available for new members who open a Banking for Everyone Savings account, a Schools Financial Credit Union checking account, and sign up for eStatements only by September 30, 2007. Both the new and referring member will earn $20. The referral form is available online.

Field of membership in Schools Financial Credit Union is extended to those who live, work, worship, or attend school in the counties of Butte, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Solano, Sutter, Yolo, or Yuba in the State of California. Membership is also extended to certified or classified, full- or part-time, active or retired employees of California Public and Licensed Private Schools, students enrolled in post-secondary educational institutions in the State of California, and anyone belonging to a college alumni association of a California institution of higher education can join. See site for additional avenues to membership.

7.00% Advance Financial Federal Credit Union 7 Month Share Certificate Special

Advance Financial Federal Credit Union is offering 7.00% apy on a 7 month share certificate special for one day only on August 4th. The minimum deposit requirement for this certificate is $500 and the maximum deposit limit is $700.

Field of membership in Advance Financial Federal Credit Union is extended to those who live, work, worship, volunteer or are educated in Lake County in the State of Indiana.

6.01% Sacramento Credit Union Free Rewards Checking Account

Sacramento Credit Union is offering 6.01% apy on balances up to $25,000 on their Free Rewards Checking Account. Balances over $25,000 earn 1.01% apy. To qualify for these rates you must make a minimum of 12 purchases per month with their Visa Check Card, view account statements online, and make a minimum of one direct deposit or automatic payment to the account every month. See site for additional information.

Field of membership in Sacramento Credit Union is extended to those who live or regularly work in El Dorado, Placer, Sacramento, Solano, Sutter, Yolo or Yuba County in California among others. See site for for additional ways to qualify for membership.

7.00% Pinal County Credit Union 7 Month Share Certificate Special

Pinal County Credit Union is offering 7.00% apy on a 7 month share certificate special from July 9th through July 17th. The minimum deposit requirement for this certificate is $7,000 and this account must be funded with money new to the credit union.

Field of membership in Pinal County Credit Union is extended to those who live, work, worship or attend school in Pinal County, Arizona.

Coastal Federal Credit Union Infinity Visa Credit Card

Coastal Federal Credit Union offers their Infinity Visa Credit Card. This card features fixed rates as low as 5.99% APR and no fees for cash advances.

Field of membership in Coastal Federal Credit Union is open to all by virtue of membership in the Coastal Capital Club . Membership in the Coastal Capital Club is $10. See link for details.

5.46% Founders Federal Credit Union 9 Month IRA Share Certificate

Founders Federal Credit Union is offering 5.46% apy on 9 month IRA share certificate. The minimum deposit requirement for this certificate is $4,000.

Field of membership in Founders Federal Credit Union is extended to those who belong to certain select organizations or employee groups in addition to those who live, work, worship, attend school or volunteer in certain geographic areas. Branches are located in Chester County, Chesterfield County, Lancaster County, Spartanburg County, and York County in South Carolina, Mecklenburg County in North Carolina, and Dane County in Wisconsin. Call for additional details.

Mountain America Credit Union Double Visa Rewards Points Promotion

Mountain America Credit Union is offering Double Visa Rewards Points from June 1st through July 31st on their Visa Credit Card. These points can be redeemed through the Extra Awards program.

Field of membership in Mountain America Credit Union is extended to those who reside in Salt Lake, Duchesne, or select parts of Wasatch or Uintah County in Utah as well as employees, members, or volunteers of certain select employee groups or affiliated associations. See site for details.

5.66% Eastern Financial Florida Credit Union 13 & 27 Month Share Certificates

Eastern Financial Florida Credit Union is offering 5.66% apy on their 13 and 27 month share certificates. The minimum deposit for these certificates is $500. To qualify for this rate you must have direct deposit of at least $500.00 per month into any Eastern Financial Savings or Checking Account. Those without direct deposit will earn 5.40% apy. These certificates are available as regular or IRA share certificates.

Field of membership in Eastern Financial Florida Credit Union is extended to those who live or work in Miami-Dade, Broward, Palm Beach, Hillsborough or Pinellas County, Florida. Membership is also extended to those who belong to any of a number of certain select employee groups. See site for details.

Wings Financial Federal Credit Union 5.35% 7 Month Share Certificate Special & 5.51% 17 Month Share Certificate Special

Wings Financial Federal Credit Union is offering two share certificate specials. They are offering a 7 month share certificate special with a yield of 5.35% apy and a 17 month share certificate special with a yield of 5.51% apy. The minimum deposit for this special is $500.

Field of membership in Wings Financial Federal Credit Union is primarily extended to employees and retirees whose job directly supports/supported the air transportation as well as their immediate family. See site for details.

5.30% Addision Avenue Federal Credit Union 12-23 Month IRA & Jumbo Share Certificates

Addison Avenue Federal Credit Union is offering 5.30% apy on their IRA and jumbo share certificates with terms of 12-23 months. IRA share certificates have a minimum deposit requirement of $500. Jumbo share certificates have a minimum deposit requirement of $100,000.

Field of membership in Addison Avenue Federal Credit Union is open to all by virture of membership in the Financial Fitness Association. Membership in this organization costs as little as $5.

5.50% Patelco Credit Union 9 Month Share Certificate

Patelco Credit Union is offering 5.50% apy on a 9 month share certificate. You must initiate direct deposit of at least $150 a month into a Patelco Credit Union Checking account within 45 days of opening this certificate to qualify for this rate. The minimum deposit requirement for this certificate is $1,000 and this account must be funded with money new to the credit union. This certificate is available as either a regular or an IRA account.

Field of membership in Patelco Credit Union is open to a wide variety of groups and organizations. Anyone who isn't otherwise eligible for membership can become eligible by joining the California Association for Older Americans which is open to anyone regardless of age or geographic location. Simply indicate California Association for Older Americans on your application for Patelco credit union membership.

Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account and is not federally insured. For more details about American Share Insurance, see the link above.

6.00% OnPoint Community Credit Union 12 Month Share Certificate Special

OnPoint Community Credit Union is offering 6.00% apy on an 12 month share certificate special. The minimum deposit requirement for this certificate is $5,000. To qualify for this rate, you must deposit $5,000 in new money to the credit union unless you have been a member for 10 years or more. You also must have direct deposit to an OnPoint Community Credit Union checking account to qualify for this rate. Those without without direct deposit will earn 5.75%.

Membership in OnPoint Community Credit Union is open to those who live or work in Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill County in Oregon.

5.92% Visions Federal Credit Union 30-41 Month Share Certificates

Visions Federal Credit Union is offering 5.92% apy on 30-41 month share certificates. The minimum deposit requirement for 30-41 month share certificates is $500. This rate is good for both regular and IRA share certificates. To qualify for this rate, you must have a combination of other financial products with the credit union. For example, those who have a VisionsPlus Checking Account with a Visa Check Card and a Visions Gold or Platinum Card would qualify for this rate. Certain other product combinations will also qualify you for this rate. See site for details.

Field of membership in Visions Federal Credit Union is extended to those who live in the NY Counties of Broome, Chenango, Tioga, the City of Syracuse, NY, or Bradford County, PA. Certain residents of Chemung and Schuyler in New York are also eligible. Contact the credit union for more information.

0% and Low Rate Credit Union Credit Card Offers

Below are links to 0% and low rate credit card offers from credit unions whose membership is open to all by virtue of membership in an organization or association that anyone can join.

Addison Avenue Federal Credit Union Platinum Rewards Visa 3.99% Introductory APR on balance transfers for the first 12 months the account is opened.

America's Christian Credit Union Visa Platinum 2.9% Intoductory APR on balance transfers and purchases for the first 5 months the account is opened.

Christian Community Credit Union Platinum Rewards Visa or MasterCard
0% APR on purchases for 6 months, 2.9% APR on balance transfers for 18 months.

Consumers Credit Union Platinum Rewards Visa 1.9% Introductory APR

Fort Belvoir Federal Credit Union Visa Platinum Rewards 4.9% Introductory APR on balance transfers and purchases for 6 months.

Huron River Area Credit Union WorldPoints Platinum Plus Visa 1.9% APR on balance transfers and cash advance checks for the first 12 billing cycles.

Lockheed Federal Credit Union Platinum Visa Card 0% APR on purchases, balance transfers, and cash advances for 6 months when made during the first 90 days.

NASA Federal Credit Union Visa 3.9% APR through March 31, 2008 for purchases and balance transfers from other credit cards and loans made through September 30, 2007.

Pentagon Federal Credit Union Credti Card 5.9% APR on balance transfers for the life of the balance.

USA Federal Credit Union Freedom Platinum Rewards Visa 5.9% APR on balance transfers for 6 months.

6.00% Indiana Members Credit Union 5 Year Share Certificate Special

Indiana Members Credit Union is offering 6.00% apy on a 5 year share certificate special. The minimum deposit requirement for this certificate is $1,000.

Field of membership in Indiana Members Credit Union is extended to those who live or work in any of a number of Indiana counties as well as employees of a variety of sponsor companies. See site for additional details.

6.00% Telcom Credit Union 61 Month Share Certificate Special

Telcom Credit Union is offering 6.00% apy on a 61 month share certificate special. The minimum deposit requirement for this special is $5000 and this offer is restricted to existing members as of June 30th as well as Michigan residents who join after July 1st.

Field of membership in Telcom Credit Union is open to anyone who makes a $2 donation to the Salvation Army Bed and Bread program.

6.01% Provident Credit Union Super Reward Checking

Provident Credit Union is offering a rate of 6.01% apy on their Super Reward Checking Account. This account earns 6.01% apy on balances up to $25,000 and 1.01% apy on balances above $25,000. To qualify for these rates you must receive estatements, have direct deposit, and make 10 Visa Check Card transactions per month(not including ATM transactions). If these requirements are not met the entire account will earn .10% apy. This account may be opened with a minimum deposit of $25 and features free ATM transactions. Signature based debit card transactions earn one CU Rewards reward point for every $5 spent. 1000 CU Rewards points will be earned for opening this account.

Field of membership in Provident Credit Union is extremely broad and includes members of any of a number select associations that anyone can join. See site for details.

6.080% Chetco Federal Credit Union 12 Month Prime Time Variable IRA

Chetco Federal Credit Union is offering 6.080% apy on their 12 month Prime Time Variable IRA account. The minimum deposit for this certificate is $1,000. You may make additional deposits to this account in increments of $25.


Field of membership for this credit union is extended to those who live, work or worship in Del Norte, Curry, or Coos County in Oregon in addition to their family members.

7.77% MemberFocus Community Credit Union 30 Day Share Certificate Special($10,000 Max)

MemberFocus Community Credit Union is offering 7.77% apy on a 30 day share certificate special. This certificate has a minimum deposit requirement of $1,000 and a maximum deposit limit of $10,000. This special is being offered during the months of July and August. According to customer service at the credit union you can open one certificate special in July and then open another in August when the first certificate matures.

Field of membership in MemberFocus Community Credit Union is extended to those who live, work, worship or attend school in a defined geographical area that includes the City of Dearborn, Michigan. Membership is also extended to those over the age of 55 who receive a retirement payment and live in or belong to a retirement organization located in the county or in an adjacent county to where the main office of the credit union is situated. See site for additional avenues to membership.

7.00% Plus 4 Credit Union 7 Month Share Certificate Special($10,000 Max)

Plus 4 Credit Union is offering 7.00% apy on a 7 month share certificate special now through July 7th. The minimum deposit requirement for this certificate is $1,000 and the maximum deposit limit is $10,000. This special must be funded with money new to the credit union.

Field of membership in Plus 4 Credit Union is extended to those who live, work, worship, or attend school in any of a number of select Texas communities. Membership is also extended to those who belong to any of a number of select employee groups. See site for more information about all the possible avenues to membership in this credit union.

7.00% A-K Valley Federal Credit Union 7 Month Share Certificate Special($10,000 Max)

A-K Valley Federal Credit Union is offering 7.00% apy on a 7 month share certificate special from July 2nd through July 7th. The minimum deposit requirement for this certificate is $1,000 and the maximum deposit limit is $10,000. This special must be funded with money new to the credit union.

Field of membership in A-K Valley Federal Credit Union is extended to those who live, work, worship, attend school, belong to an organization or regularly conduct business in any of the following Pennsylvania Communities: Lower Burrell, Arnold, New Kensington, Freeport, Tarentum, Vandergrift, Apollo, Bell Township, Salem Township, Harrison Township, East Deer Township, Parks Township, and Pittsburgh City. Membership is also extended to those who belong to certain select employee groups among others. See site for details.

7.00% Aurora Schools Federal Credit Union 7 Month Share Certificate Special

Aurora Schools Federal Credit Union is offering 7.00% apy on a 7 month share certificate special. The minimum deposit requirement for this certificate is $7,000. This special must be funded with money new to the credit union.

Field of membership in Aurora Schools Federal Credit Union is extended those who belong to any of a number of education related organizations in Aurora, Colorado in addition to others groups. See site for details.

7.00% North Jersey Federal Credit Union 1 Year Share Certificate Special($3,000 Max)

North Jersey Federal Credit Union is offering 7.00% apy on a 1 year share certificate special. You must have a Free Select Checking account with a minimum balance of at least $250 to qualify for this special. There is a minimum deposit requirement of $500 and a maximum deposit limit of $3,000 for this certificate. See site for additional details.

Field of membership in North Jersey Federal Credit Union is extended to those who live, work, worship or regularly conduct business in Passaic or Bergen Counties in New Jersey. Membership is also extended to those in the underserved areas of Essex or Union Counties as well as the City of Newark.

7.00% Educators Credit Union 7 Month Share Certificate Special, Available 7/7 -7/14($700 Min/Max)

Educators Credit Union is offering 7.00% apy on a 7 month share certificate special from July 7th through July 14th. The minimum and maximum deposit for this special is $700. There is a limit of one certificate per member with an Educators household checking account. This account must be opened at an Educators Credit Union branch.

Field of membership in Educators Credit Union is open to those who belong to any of a number of select employee groups or organizations in Southeastern Wisconsin. See site for details.

7.00% Wright-Patt Credit Union TrueSaver Account(Up to $500)

Wright-Patt Credit Union is offering 7.00% apy on the first $500 in their TrueSaver Account. Funds currently earn 1.70% apy after this first $500. Members under the age of 18 qualify for this account as well as those 18 and over who have an active checking account with the credit union and recieve estatements or have direct deposit. See site for additional details.

Field of membership in Wright-Patt Credit Union is extended to who live, work, worship or attend school in the Ohio Counties of Montgomery, Greene, Warren, Miami, Clark, or Clinton as well as a number of other Ohio localities. Membership is also extended to those belonging to any of over 1,100 select employee groups among others. See site for details.

8.00% Sperry Associates Federal Credit Union 12 Month Share Certificate Special($1,000 Max)

Sperry Associates Federal Credit Union is offering 8.00% apy on a 12 month share certificate special. The minimum/maximum deposit for this certificate is $1,000. This special must be funded with money new to the credit union.

Field of membership in Sperry Associates Federal Credit Union is extended to those who live, work, worship or attend school in Nassau County, New York. Membership is also extended to legal entities and businesses in Nassau County as well.

7.00% Chartway Federal Credit Union 7 Month Share Certificate Special Promotion($7,000 Max)

Chartway Federal Credit Union is offering 7.00% apy on a 7 month share certificate special. The minimum deposit requirement for this special is $2,500 and the maximum deposit limit is $7,000. New members and existing members are eligible to open this account. New members are those who have not had an account with Chartway within the last 6 months. Exisiting members must refer a new member who joins and either opens a Chartway checking account with direct deposit of $500 a month or more or a 7.00% certificate special. Members are limited to a maximum of 3 of these 7.00% certificate specials. This special must be funded with money new to the credit union. See site for additional details.

Field of membership in ChartWay Federal Credit Union is extended to those who live, work, worship or go to school in a "defined geographic area served by our Virginia, Florida, Rhode Island and Texas branches". See site for details.

6.00% Navy Federal Credit Union 10 Month Share Certificate Special

Navy Federal Credit Union is offering 6.00% apy on a 10 month share certificate special. The minimum deposit requirement for this certificate is $10,000. This rate is good for both regular and IRA share certificates.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.

5.65% NASA Federal Credit Union 7 Month Share Certificate Special

NASA Federal Credit Union is offering 5.65% apy on a 7 month share certificate special. The minimum deposit requirement for this special is $5,000.

Field of membership in NASA Federal Credit Union is open to those who belong to any of a number of select employee groups in addition to those who belong to certain associations that anyone may join. See site for additional details.

6.00% Fort Knox Federal Credit Union Share Certificate Special

Fort Knox Federal Credit Union is offering 6.00% apy on 7 month share certificate special. The minimum deposit requirement for this special is $500.

Field of membership in Fort Knox Federal Credit Union is open to those who are members of certain select employer groups or those who live, work or worship in Boyle, Breckinridge, Grayson, Hart, LaRue, Meade or Nelson Counties in Kentucky. Membership is also extended to relatives of anyone who can currently become a member.

5.29% Pentagon Federal Credit Union Auto Loans up to 72 Months

Pentagon Federal Credit Union is offering rates as low as 5.29% apr on new car loans up to 72 months. They are also offering rates as low as 6.14% apr on used auto loans up to 60 months. See site for details.

Field of membership in Pentagon Federal Credit Union is open to those who work at the Pentagon, are active or retired from the U.S. Army, U.S. Air Force, or Coast Guard, or belong to certain select companies or organizations in addition to other avenues to membership. Membership is also extended to those who join the National Military Family Association.