Wednesday, April 30, 2008

4.00% The Johns Hopkins Federal Credit Union 12 Month Jumbo Share Certificate & Other High Yields

The Johns Hopkins Federal Credit Union is offering 4.00% apy on jumbo share certificates with terms of 12 -35 months. The credit union is also offering 4.15% apy on jumbo share certificates with terms of 36 - 60 months. The minimum deposit requirement for these jumbo share certificates is $50,000. See site for additional rates and terms.

Field of membership in The Johns Hopkins Federal Credit Union is extended to employees and retirees of John Hopkins University and a number of select employer groups. Membership is also extended to those who live, work, worship, volunteer, or attend school in a defined area within Baltimore, Maryland. See site for details.

NASA Federal Credit Union Visa Check Card Cash Back Program - Up to 5¢ Cash Back per Transaction

NASA Federal Credit Union offers cash back on their Visa Check Card. Member earn 5¢ cash back every time they select "credit" for payment and 2¢ every time they make a pin based purchase. Cash back is accumulated throughout the year and redeemed on December 31st into your Prime Share Savings Account linked to your Checking Account. There is no annual fee for this program and you can earn up to a maximum of $250 per year. See this link for additional terms and conditions.

Field of membership in NASA Federal Credit Union is open to those who belong to any of a number of select employee groups in addition to those who belong to certain associations that anyone may join. See site for additional details.

Tuesday, April 29, 2008

4.00% Fort Knox Federal Credit Union Share Certificates

Fort Knox Federal Credit Union is offering 4.00% apy on their 4 & 5 year share certificates.

Field of membership in Fort Knox Federal Credit Union is open to those who are members of certain select employer groups or those who live, work or worship in Boyle, Breckinridge, Grayson, Hart, LaRue, Meade or Nelson Counties in Kentucky. Membership is also extended to relatives of anyone who can currently become a member.

Monday, April 28, 2008

7.50% Meriwest Credit Union 12 Month New Member Share Certificate($1,000 Max)

Meriwest Credit Union is offering 7.50% apy on a 12 month new member share certificate. The minimum/maximum funding requirement for this special is $1,000 and this account must be opened with money new to the credit union. To be eligible for this promotion a new member must open a new Meriwest Credit Union checking account. Limit 1 certificate per member. Existing members who refer a new member who opens a Meriwest Checking Account are also eligible. See site for additional details.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

Sunday, April 27, 2008

Congressional Federal Credit Union Auto Loans, Rates as low as 3.9%

Congressional Federal Credit Union is offering rates as low as 3.9% apr on new auto loans with terms of up to 48 months. They are also offering this low rate on Hybrid Vehicles loans from 37 - 60 months. See site for other competitive rates and terms.

Credit for finding this deal goes to the reader who left a comment on the Hot Tips link where readers can share credit union deals that they have found.

Field of membership in Congressional Federal Credit Union is extended to members of Congress as well as members of any of a number of associations and employee groups. See site for details.

Friday, April 25, 2008

4.99% Pentagon Federal Credit Union 120 Month Home Equity Loan

Pentagon Federal Credit Union is offering a rate of 4.99% apr on home equity loans with terms of up to 120 months. This is one of the lowest rates I've come across for a home equity loan. Pentagon Federal Credit Union also offers 5.99% apr on home equity loans between 121 and 240 months. To qualify for these rates you must apply online. See site for additional details.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

Thursday, April 24, 2008

0% AA Credit Union Visa Platinum Rewards Card New Account Offer

AA Credit Union is currently offering a low rate of 0% apr for the first six billing cycles on purchases and balances transfers made on or before July 15th, 2008 to new account holders of their Visa Platinum Rewards Credit Card. Additionally, if $1,500 in purchases are made within 100 days of account opening, this 0% offer will be extended another six billing cycles. You must apply and be approved for this card by June 30th to qualify for this offer. This card features no balance transfer or cash advance fees and earns one Connection Point for every dollar spent in purchases using your Visa Credit Card. Connection Points can be redeemed for travel or merchandise. See site for additional details.

Field of membership in AA Credit Union includes current or retired employees of American Airlines and employees of a number of other transportation related organizations. See site for details.

Wednesday, April 23, 2008

4.00% Illinois Community Credit Union 60 Month Share Certificate

Illinois Community Credit Union is offering 4.00% apy on a 60 month share certificate. The minimum deposit requirement for this certificate is $1,000, $500 for account holders under 20. The credit union also offers a .10% rate bonus for active ICCU Checking or Visa account holders.

Field of membership in Illinois Community Credit Union is extended to anyone who lives or works within 25 miles of the credit union's branches. Branches are located in DeGalb, Genoa, Plano, Rochelle, and Sycamore, Illinois.

Tuesday, April 22, 2008

4.40% Alliant Credit Union 12 -24 Month Jumbo Share Certificates

Alliant Credit Union is offering 4.40% apy on their 12-24 month jumbo share certificates. The minimum deposit requirement for these certificates is $25,000. They are also offering 4.00% apy on 12 -24 month share certificates with a minimum deposit requirement of $1,000. See site for additional details.

Field of membership in Alliant Credit Union includes employees of United Airlines, those who live or work in a number of Chicago area communities, and members of the National Parent Teachers Association. Membership in the National Parent Teacher Association costs $25 and you can apply online.

Sunday, April 20, 2008

5.01% National 1st Credit Union E Rewards Plus Checking

National First Credit Union is offering 5.01% apy on the first $50,000 on deposit in their E Rewards Plus Checking Account. Balances over $50,000 earn 1.51% apy. This account features no minimum balance requirement and rebates of other financial institutions' ATM charges up to $25 per statement cycle. In order to enjoy the benefits of this account each month you must make at least fifteen debit card transactions, login to Online Banking, and receive E-Statements. Those who don't meet these requirements will earn .06% apy.

Field of membership in National First Credit Union is extended to those who live, work, worship or attend school in Santa Clara County, California and in the local area near their Arlington, Texas branch.

Saturday, April 19, 2008

Premier America Credit Union Double Points Premium Travel Mastercard

Premier America Credit Union is offering double points on purchases made on their Premier America Premium Travel Mastercard. Points can be redeemed for travel and prizes. The minimum credit limit for this card is $3,500 and this card has a $35 annual fee. See site for additional details.

Field of membership in Premier America Credit Union is open to those who live, work, worship or attend school in Ventura County, San Fernando Valley, the Santa Clarita Valley, and a number of areas in Los Angeles County, California. Membership in Premier America Credit Union is open to all others by virtue of memberhip in the Alliance for the Advancement of Arts and Education. Membership is $25 and you can join this organization when you sign up for credit union membership online.

Friday, April 18, 2008

2% Addison Avenue Federal Credit Union Platinum Rewards Cash Back Visa Promotion

Addison Avenue Federal Credit Union is offering 2% cash back for the first 3 statement cycles on purchases made with their Platinum Rewards Cash Back Visa Card for members who open the credit card along with a new checking account between March 17th and April 30th, 2008. New cardholders are also being offered an introductory rate of 3.99% apr on balances transfered within the first 6 months of account opening for a period of 12 months.

There are a variety of ways to meet Addison Avenue's Field of membership. One way is to join the Financial Fitness Association for $5.

Thursday, April 17, 2008

4.26% Members Choice Credit Union Reward Checking Account

Members Choice Credit Union is offering 4.26% apy on the first $25,000 on deposit in their reward checking account. Balances over $25,000 earn 1.01% apy. This account features no minimum deposit requirement and rebates other financial institutions' ATM fees up to $25 per month. In order to qualify for the benefits of this account, each statement cycle you must make at least 10 non-ATM debit card transactions, receive electronic statements, and make at least one direct deposit or ACH auto debit transaction. Those who don't meet these requirements will earn .10% apy. See site for additional information.

Field of membership in Members Choice Credit Union is extended to those who live or work in Katy, Cy-Fair, Harris County west of I-45 and Kingwood/Humble in Texas. See site for details.

Tuesday, April 15, 2008

Northrop Grumman Federal Credit Union 3.6910% 9 Month & 4.3754% 15th Month Bonus Term Share Certificate Specials

Northrop Grumman Federal Credit Union is offering two share certificate specials to members of record as of February 29, 2008 as well as to NGC and Metro employees and their family members who join the credit union. These specials yield 3.6910% apy for a 9 month bonus term certificate and 4.3754% for a 15th month bonus term certificate. The minimum deposit requirement for these certificates is $40,000. These yields are good for both regular and IRA bonus term share certificates. Lower yields are available for lesser deposits. See site for additional rates and terms.

Field of membership in Northrop Grumman Federal Credit Union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don't otherwise qualify for membership in this credit union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

10.00% First US Community Credit Union 12 Month Share Certificate Special Update

First US Community Credit Union continues to offer a 10.00% apy 12 month share certificate special to Military and Civilian Federal Employees and their families in California. There is a maximum deposit limit of $1,000 for this special and at least 50% of the money used to fund this special must be new to the credit union.

Field of membership in First US Community Credit Union is extended to those who live, work, or worship in the California Counties of Sacramento, Amador, Yuba, Yolo, El Dorado, Sutter, San Joaquin, Nevada, Placer, Solano, Sierra or Contra Costa. Membship is also extended to current or retired federal employees (including military and postal) and their families throughout California.

Monday, April 14, 2008

4.18% Visions Federal Credit Union 5 Year Share Certificate

Visions Federal Credit Union is offering 4.18% apy on a 5 year share certificate. This yield is good for both regular and IRA share certificates. The minimum deposit requirement for this certificate is $500. To qualify for this yield, you must have a combination of other financial products with the credit union. For example, those who have a VisionsPlus Checking Account with a Visa Check Card and a Visions Gold or Platinum Card would qualify for this rate. Certain other product combinations will also qualify you for this rate. See site for details.

Field of membership in Visions Federal Credit Union is extended to those who live in the NY Counties of Broome, Chenango, Tioga, the City of Syracuse, NY, or Bradford County, PA. Certain residents of Chemung and Schuyler in New York are also eligible. Contact the credit union for more information.

Sunday, April 13, 2008

Atlanta Postal Credit Union Rate Update, Share Certificate Yields as High as 4.00%

Atlanta Postal Credit Union is offering yields as high as 4.00% apy on their share certificates. Yields range from 3.75% apy for a 12 month share certificate to 4.00% apy for a 60 month share certificate. These yields are good for both regular and IRA share certificates. Regular share certificates require a minimum deposit of $500. IRA share certificates require a $2,000 minimum deposit.

Field of membership in Atlanta Postal Credit Union is extended to employees and retirees of the U. S. Postal Service as well as their family. Members of other certain select employee groups are eligible as well. See site for details.

Saturday, April 12, 2008

Agriculture Federal Credit Union New Car Loans, Rates as Low as 3.99%

Agriculture Federal Credit Union is offering rates as low as 3.99% apr on new car loans with terms of up to 36 months. This rate is lower than most car loans offered by banking institutions that I have come across recently. The credit union is also offering rates as low as 4.49% apr on new car loans up to 60 months. See site for details.

Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble. Membership in City Dance Ensemble is $20 and you can apply at the time you complete your online membership application for the credit union.

Friday, April 11, 2008

Meriwest Credit Union $50 Direct Deposit and $50 Bill Pay Checking Account Bonuses

Meriwest Credit Union is offering up to a $100 bonus when you initiate Direct Deposit and sign up for and utilize online Bill Pay. You'll receive $50 for initiating Direct Deposit of over $1,000 per month and $50 for making at least two Bill Pays made within a 60 day period. Payments must be made within 90 days of signing up for Bill Pay. See site for complete details.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

5.125% Pentagon Federal Credit Union 5/1 & 5/5 Adjustable Rate Mortages

Pentagon Federal Credit Union is offering 5.125% apr on their 5/1 Adjustable Rate Mortgages and 5/5 Adjustable Rate Mortgages. Those paying .625 in points will receive a .25 point reduction to their mortgage rate. See site for additional information.

Field of membership in Pentagon Federal Credit Union is open to those who work at the Pentagon as well as those who are active or retired from the U.S. Army, U.S. Air Force, or Coast Guard. Membership is also extended to those who belong to certain select companies or organizations . Those who don't otherwise qualify for membership in this credit union are eligible to join via membership in the National Military Family Association(NMFA). Membership in the NMFA is open to all.

5.01% Numerica Credit Union 11 Month Share Certificate Special; April 17 - 19 only at Their New Pasco Branch($500 Max)

Numerica Credit Union is offering a grand opening share certificate special at their new Pasco Branch on April 17th through 19th only. This 11 month share certificate special earns 5.01% apy and has a maximum deposit limit of $500. This special must be funded with money new to the credit union. See site for additional details and offers.

Field of membership in Numerica Credit Union is extended to those who live, work or worship in the State of Washington or in the counties of Bonner, Boundary, Benewah, Kootenai, Latah, or Shoshone Counties in the state of Idaho.

Half Price Tickets at Wescom Credit Union's Members Only Night at Disney's California Adventure, June 6, 2008

Wescom Credit Union is having a member's only night at Disney's California Adventure. This event starts on Friday, June 6th at 4:00 PM. From 9:00 PM to 1:00 AM, the park will be closed to everyone except Wescom Credit Union guests. Tickets for this event are priced at $32.00 each, more than half off the cost of a single day's regular admission. Children two and under are admitted for free. You can purchase tickets to this event through the credit union's ebranch. Tickets are limited and are available on a first come first serve basis. You may purchase up to 20 tickets per member. See site for additional details.

Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

Thursday, April 10, 2008

5.01% Numerica Credit Union Sequel Checking Account

Numerica Credit Union is offering 5.01% pay on the first $25,000 on deposit in their Sequel Checking Account. Account balances over $25,000 earn .25% apy. This account features no minimum balance requirement and rebates other financial institutions' ATM fees up to $25 per month. In order to enjoy these benefits every month you must receive eStatements, log onto home banking, make at least 12 non ATM debit card transactions, and make at least one automatic deposit or payment of $100 or more. Accounts that don't meet these requirements will earn .10% apy. See site for details.

Field of membership in Numerica Credit Union is extended to those who live, work or worship in the State of Washington or in the counties of Bonner, Boundary, Benewah, Kootenai, Latah, or Shoshone Counties in the state of Idaho.

Wednesday, April 09, 2008

10% Mountain High Federal Credit Union Youth Share Certificates($1,000 max)

Mountain High Federal Credit Union is offering 10% apy on a youth share certificate called a "Junior CD". I originally posted about this certificate last year in February. Account holders must be between ages 12-18 and their parents must have an active checking account with the credit union. The minimum balance required for this certificate is $100 and there is a $1,000 maximum balance limit. This certificate matures upon the account holders 18th birthday. Contact the credit union for further details.

Mountain High Federal Credit Union is a Utah based financial institution. Field of membership in this credit union is open to those who live, work, worship or study in Utah or Juab County as well as those who are immediate family of current members

Tuesday, April 08, 2008

2 Gig Ipod Shuffle + up to $100 NuVision Federal Credit Union Free Checking Bonus Offer

NuVision Federal Credit Union is offering a 2 Gig Ipod Shuffle and up to $100 when you open a new Free Checking account. Account holders will earn $50 for making at least 3 transactions per month for the first 3 months the account is open. Account holders will also earn $50 for setting up Online Billpay and making at least 3 transactions during the first 90 days the account is open. The minimum deposit requirement to open a Free Checking account is $100 and direct deposit must begin within 90 days of account opening for this offer. This offer ends May 31, 2008. See site for additional details.

Field of membership in NuVision Federal Credit Union is open to those who join the American Consumer Council. Annual membership in the council is $6.

Monday, April 07, 2008

4.25% Pentagon Federal Credit Union New and Used Auto Loans

Pentagon Federal Credit Union is offering rates as low as 4.25% apr on new and used car loans. This rate is good for loans with terms up to 72 months on new 2007 and 2008 cars. They are also offering this rate on used car loans with terms of up to 60 months. See site for details.

Field of membership in Pentagon Federal Credit Union is open to those who work at the Pentagon, are active or retired from the U.S. Army, U.S. Air Force, or Coast Guard, or belong to certain select companies or organizations in addition to other avenues to membership. Membership is also extended to those who join the National Military Family Association.

5.25% iQ Credit Union Intelligent Checking Account

iQ Credit Union is offering 5.25% apy on the first $25,000 on deposit in their Intelligent Checking Account. In order to qualify for this yield each month you must make at least 12 debit card transactions, at least one ACH or payroll deposit of $100 or more, use online banking and receive statements by eDelivery.

Field of membership in iQ Credit Union is extended to those who live, work or worship in the state of Washington or are school employees of Educational Service District #112.

Sunday, April 06, 2008

4.59% NuUnion Credit Union SoSmart Checking Account

NuUnion Credit Union is offering 4.59% apy on the first $25,000 on deposit in their SoSmart Checking Account. Deposits over $25,000 earn .50% apy. This account features rebates of non NuUnion ATM fees up to $25 per statement cycle and no minimum account balance requirement. In order to qualify for the benefits of this account you must make a minimum of 15 purchases per statement cycle using your debit card, make at least one Direct Deposit or Direct Payment per statement cycle, and receive electronic statements. Accounts that don't meet these requirements will earn .25% apy. See site for complete details.

Field of membership in NuUnion Credit Union is extended to those who live, work, attend school, or worship in the Michigan Counties of Allegan, Barry, Calhoun, Clare, Clinton, Eaton, Genesee, Gladwin, Gratiot, Ingham, Ionia, Isabella, Jackson, Kalamazoo, Kent, Livingston, Mecosta, Midland, Missaukee, Montcalm, Muskegon, Osceola, Ottawa, Roscommon, Saginaw, Shiawassee, VanBuren, and Washtenaw. Membership is also extended to those who receive a retirement payment(ex. Social Security, annuity, pension) and live in or belong to a retirement organization in the county or a county adjacent to where the credit union's main office is located. See site for more information on additional ways you may qualify for memberhip in this credit union.

Saturday, April 05, 2008

5.00% Navy Federal Credit Union 84 Month Share Certificate

Navy Federal Credit Union is offering 5.00% apy on an 84 month share certificate. The minimum deposit requirement for this yield is $20,000. Jumbo share certificates with deposits starting at $100,000 currently yield 4.90% apy. These yields apply to both regular and IRA share certificates.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.

Friday, April 04, 2008

4.07% Patelco Credit Union 12 Month Share Certificate Special

Patelco Credit Union is offering 4.07% apy on a 12 month share certificate special. The minimum deposit requirment for this certificate is $1,000 and this account is available as either a regular or IRA share certificate.

Field of membership in Patelco Credit Union is open to a wide variety of groups and organizations. Anyone who isn't otherwise eligible for membership can become eligible by joining the California Association for Older Americans which is open to anyone regardless of age or geographic location. Simply indicate California Association for Older Americans on your application for Patelco credit union membership.

Thursday, April 03, 2008

5.00% State Department Federal Credit Union 14 Month IRA Share Certificate Special

State Department Federal Credit Union continues to offer 5.00% apy on a 14 month IRA share certificate special through April 15th. I orginally posted about this certificate back in February. The minimum deposit requirement for this special is $500 and this account must be funded with money new to the credit union.

Field of membership in State Department Federal Credit Union is extended to employees of the Department of State and a number of other select employee groups in the Washington DC area. See site for details.

Wednesday, April 02, 2008

5.125% Digital Federal Credit Union 5/1 Adjustable Rate Mortgage

Digital Federal Credit Union is offering 5.125% apr on their 5/1 Adjustable Rate Mortgages. This rate is lower than any other comparable offer I know of on a 5/1 Adjustable Rate Mortgage. An interest only option is available at a rate of 5.25% apr. Those paying .5 in points will receive a .125 point reduction to their mortgage rate. See site for additional information.

Field of membership in Digital Federal Credit Union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

Tuesday, April 01, 2008

6.14% Justice Federal Credit Union Grow With Me Youth Share Certificate ($1,000 initial maximum)

Justice Federal Credit Union is now offering 6.14% apy on their Grow With Me youth share certificate. This is up from last month when I first posted about this account. The minimum/maximum initial funding requirement for this account is $1,000. For every birthday under the age of 18, an additional $1,000 can be deposited into the account. After 12 months this account switches to a variable rate which is based on the Fed Funds Rate plus a margin of 1.00%. At the age of 18 this account will turn into a student checking account. See site for complete details.

Field of membership in Justice FCU is open to relatives of eligible members, a variety of contractor employees, US and DC Court employees, Department of Homeland Security and Department of Justice employees and retirees, as well as members of certain Law Enforcement Associations and other eligible groups. Many should be able to find themselves eligible for membership in Justice FCU by being a member of the National Legal Aid and Defender Association.

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