Tuesday, October 31, 2006

GE Federal Credit Union Platinum Visa Double Points Promotion

GE Federal Credit Union is offering Double CU Rewards points on purchases and balance transfers through Feburary 5, 2007. This card features no balance transfer fees and has no annual fee. See site for additional details.

Field of membership in GE Federal Credit Union is extended to those who either live or work in Sharonville, OH, are employees or pensioners of the General Electric Company in Greater Cincinnati, or are employees of one of more than 300 Cincinnati area organizations. There are a number of other ways to qualify for membership in this credit union. See site for more information.

6.136% Raytown-Lee's Summit Community Credit Union 24 Month Share Certificate

Raytown-Lee's Summit Community Credit Union is offering 6.136% apy on a 24 month share certificate.

Field of membership in this Missouri based credit union is extended to those who work for/or attend school in the Raytown or Lee's Summit School District. Workers for either of the cities where these school districts are located and those who live or work within certain zip codes within these cities are also eligible for membership. Those who don't otherwise qualify may be eligible for membership by joining the Raytown, Lee's Summit, or national PTA .

Monday, October 30, 2006

10% Christian Community Credit Union Savings Account Special

Christian Community Credit Union(CCCU) is offering 10% apy on your first CCCU savings account up to $1,000. This rate is good for the first six months your account is open. The minimum deposit to open this account is $100.

Field of membership in this credit union is extended to those who belong to a number of Christian organizations. See site for additional details.

This credit union has American Share Insurance and is not federally insured.

6.00% BCS Community Credit Union 24 Month IRA Share Certificate

BCS Community Credit Union is offering 6.00% apy on a 24 month IRA share certificate with a minimum deposit of $25,000.

Field of membership in BCS Community Credit Union includes those who live, work or worship in Wheat Ridge, CO as well as employees of Burlington Northern Santa Fe, Union Pacific Railroad, and Amtrak. Immediate relatives of a current BCS member are also eligible for credit union membership.

Sunday, October 29, 2006

Dayton Firefighters Federal Credit Union Rate Update, Rates as High as 6.725% APY

Dayton Firefighters Federal Credit Union is now offering 6.725% apy on a 60 month jumbo share certificate with a minimum deposit of $100,000. They are also offering a number of other high rate regular and IRA share certificates. See site for details.

Field of membership includes "active or pensioned employees of the Dayton, Ohio Fire Department". It also includes those who "live, work, worship, or attend school in, and businesses and other legal entities located in Montgomery County, Ohio" as well as immeadiate family of current members.

6.00% Illinios Community Credit Union 5 Month Share Certificate Special

Illinois Community Credit Union is offering 6.00% apy on a 5 month share certificate share special. The minimum deposit for this special is $1,000 with a maximum of $25,000 per household. This is a limited time offer.

Illinois Community Credit Union has branches in DeGalb, Genoa, Plano, Rochelle, and Sycamore, IL. Contact the credit union for information about it's field of membership.

Saturday, October 28, 2006

6.14% Boeing Helicopters Credit Union 14 Month Jumbo Share Certificate

Boeing Helicopters Credit Union is offering 6.14% apy on a 14 month jumbo share certificate. The minimum deposit for this certificate is $100,000.

Field of membership in Boeing Helicopters Credit Union is open to current employees of the Boeing Company, those contracted to do business with the Boeing Company for over 120 days, and their immediate families. Membership is also offered to employees of any employer located within a 25 mile radius of the credit union's Ridley Park, PA office. See site for details.

$100 Advantis Credit Union Checking Account Bonus

Now through December 31, Advantis Credit Union is offering a $100 bonus when you open an Advantis Free or Interest Checking Account and set up direct deposit of your paycheck into it so that it commences within 60 days of account opening. See site for additional details.

Field of membership in Advantis Credit Union is extended to those who work for any one of a number of eligible employers in Multnomah, Clackamas, Washington, Columbia, or Yamhill County in Oregon. See site for more information.

Friday, October 27, 2006

10% Verity Credit Union 10 Month Share Certificate Special Extended Through October 31

The 10% Verity Credit Union Share Certificate Special I posted on earlier this month has been extended through October 31st. They are offering 10% apy on a 10 month share certificate and this certificate has a maximum/minimum deposit requirement of $1,000. To qualify for this special, current members must refer a new member who opens a 10 month 10% certificate. For each member who does so, the referring member may add an additional $1,000 to their 10% certificate. New members may open one of these accounts by calling member services at (206) 440-9000 or (800) 444-4589.

Field of membership in Verity Credit Union is open to those who live, work, worship, or attend school in any county in Washington State. Membership is also extended to those who are a member or employee of any of a small number of certain select employer groups or organizations. See site for details.

6.00% Navy Federal Credit Union 7 Year Share Certificate

Navy Federal Credit Union is offering 6.00% apy on a 7 year share certificate. The minimum deposit for this rate is $20,000. Lesser deposits starting at $1,000 earn 5.75% apy. These rates apply to both regular and IRA certificate shares.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.

6.00% Honeywell Federal Credit Union Get Ahead Savings Account

Honeywell Federal Credit Union is offering 6.00% apy good through March 31, 2007 when you open a new Get Ahead Savings account. During this term, the introductory rate is good for the entire account. At the end of the introductory period, the rate on this account will revert to the ordinary rate at available at that time. The rate for this account is variable and there are various tiers. The highest tier begins at $500. You may make a lump sum transfer or deposit of new money once into this account upon opening. This savings account requires automated monthly electronic deposits via direct deposit, payroll deduction or transfer. Withdrawls from this account that exceed one per month incur a $25 excess withdrawal fee. This introductory rate offer is available through Novemeber 30th for new account holders. Existing Get Ahead Savings account holders can also qualify for this rate. Contact the credit union for more information.

Field of membership in Honeywell Federal Credit Union is extended to those who are employees or retirees of Honeywell as well as those who live, work, worship or attend school in either Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale or St. Louis Park in Minnesota.

Thursday, October 26, 2006

6.00% Palisades Federal Credit Union 24 Month Term Step Up Share Certificate, 10.00% Share Certificate Special Still Available

Palisades Federal Credit Union is offering a 6.00% apy on a 24 Month Term Step Up Share Certificate. The minimum deposit for this rate is $50,000 and you must have a Palisades Federal Credit Union checking account with direct deposit. Lesser deposits starting at $500 with checking and direct deposit earn 5.75% apy. The credit union is also still offering a 10.00% Share Certificate Special. See my august post for more details.

Field of membership in Palisades Federal Credit Union is extended to anyone who lives, works, worships, or attends school in Rockland County, NY.

Fairwinds Credit Union 6.00%+ Jumbo Share Certificates with Relationship Rewards

Fairwinds Credit Union is offering rates of 6.00% apy and higher to those who open jumbo share certificates with terms of 9 through 60 months and apply 5000 Relationship Rewards points to their certificate account. Relationship Rewards may earned in a variety of ways. Members earn 100 points for every year they are a member. They also earn 1 point for every dollar of interest earned on deposit accounts and 1 point for every $1 in interest paid on loans with the credit union, with the exception of credit card interest. It takes 2500 points to receive a .25% rate bonus to certificate accounts and 5000 points to receive a .50% rate bonus. Currently, with 5000 Relationship Rewards points, you can earn the following rates on jumbo share certificates:

Rates and Term Length
6.01% apy 9 month share certificate
6.00% apy 12 month share certificate
6.05% apy 24 month share certificate
6.05% apy 30 month share certificate
6.05% apy 36 month share certificate
6.05% apy 48 month share certificate
6.05% apy 60 month share certificate

High rates are also available for regular certificates when 5000 Relationship Rewards points are used. See site for further information.

Field of membership in Fairwinds Credit Union is extended to those who live or work in Orange, Seminole, Osceola, Lake, Polk, or Volusia County in Florida. Membership is also extended to those who are over 50 and live within a 50 mile radius of a Fairwinds Credit Union service center and are not currently eligible for membership at another local area credit union. Employees of any one of over 500 select employee groups are eligible for credit union membership as well, in addition to active or retired military personnel or dependents receiving military benefits. See site for details.

Wednesday, October 25, 2006

5.90% Honeywell Federal Credit Union 23 Month Share Certificate

Honeywell Federal Credit Union is offering 5.90% apy on a 23 month share certificate with a minimum deposit of $10,000 in money new to the credit union.

Field of membership in Honeywell Federal Credit Union is extended to those who are employees or retirees of Honeywell as well as those who live, work, worship or attend school in either Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale or St. Louis Park in Minnesota.

BECU Upromise Debit MasterCard Rewards

BECU is now offering Upromise Debit MasterCard Rewards. This debit card program earns rewards beyond what you would ordinarily earn by just participating in the Upromise Rewards program. With this card you'll earn college savings of 3% of your eligible spending when you buy any of over 7,000+ grocery and drug store items that participate in the Upromise Rewards program. You'll also earn 3% of eligible spending when you purchase gas at Exxon and Mobil gas stations, dine at participating Upromise restaurants at times when college savings are being offered, and shop at other participating Upromise retailers. You must register your BECU Upromise Debit MasterCard at Upromise.com/becu and select "credit" and sign for your eligible instore purchases and online transactions to qualify for these additional savings. See site for further details.

Tuesday, October 24, 2006

6.00% Har-Co Maryland Federal Credit Union 25 Month Share Certificate

Har-Co Maryland Federal Credit Union is offering 6.00% apy on a 25 Month Share Certificate. The minimum deposit for this certificate is $10,000. You must establish direct deposit into a Har-Co Maryland Federal Credit Union checking account to qualify for this rate. This offer is good for both regular and IRA certificates and this account must be funded with money new to the credit union.

Field of membership in Har-Co Maryland Federal Credit Union is extended to households with children in any Harford County school and to members of a small number of select groups. See site for details.

6.00% LeTourneau Federal Credit Union 6 Month Share Certificate

LeTourneau Federal Credit Union is offering 6.00% apy on a 6 month share certificate.

Field of membership in LeTourneau Federal Credit Union is extended to employees of LeTourneau Inc. and employees of certain other select employee groups. Membership is also extended to those who live, work, worship, or attend school in the south Longview area of Texas. See site for details.

Monday, October 23, 2006

6.00% Texas Federal Credit Union 60 Month IRA Share Certificate

Texas Federal Credit Union is offering 6.00% apy on a 60 month IRA share certificate. The minimum deposit for this rate is $1,000.

In addition to other avenues to membership in Texas Federal Credit Union, many will find themselves eligible to join this credit union through employment or membership in a number of Dallas, Texas based organizations. See site for further details.

6.00% Maumee Valley Credit Union 6 Month Share Certificate Special

Maumee Valley Credit Union is offering 6.00% apy on a 6 month share certificate. The minimum deposit for this certificate is $500 and this account must be funded with money new to the credit union.

Field of membership in Ohio based Maumee Valley Credit Union is extended to those who live, work, worship, or attend school within the City of Perrysburg, Perrysburg Township, Waterville, or Whitehouse as well as those who belong to any one of a number of certain select employee groups. See site for details.

Sunday, October 22, 2006

6.00% UniWyo Federal Credit Union 25 Month Share Certificate Special

UniWyo Federal Credit Union is offering 6.00% apy on a 25 month share certificate special. The minimum deposit for regular share certificates under this special is $250. IRA share certificates have a minimum deposit requirement of $500.

UniWyo Federal Credit Union is a Wyoming based credit union with a limited field of membership. See site for details.

Saturday, October 21, 2006

Patelco Credit Union's 6.00% Certifcate Gone, Digital Credit Union's 6.00% Certificate Still Available to All

Patelco Credit Union is no longer offering their 6.00% Flexible Term Bump Up Certifcate on their website. I originally posted about this deal on September 1st, so this high rate special was available for over a month and a half.

There still is a 6.00% certificate still widely available to all. Digital Credit Union is still advertising their 16 month 6.00% apy share certificate on their website. This offer has been going on even longer than the Patelco deal, since I orginally posted about this Digital Credit Union deal on July 27th. Membership in Digital Credit Union is available to anyone by virtue of membership in any of a number of sponsoring organizations which are open to all. See link for details.

6.00% Northwest Community Credit Union 15 Month Share Certificate Special

Northwest Community Credit Union is offering 6.00% apy on a 15 month share certificate special. The minimum deposit for this special is $10,000. and this certificate offer ends October 31st.

Field of membership in Illinois based Northwest Community Credit Union is open to those who live or work in Maine or Niles Township in the Chicago area. Membership is also extended to those who belong to any of a number of select employee groups or church parishes. See site for details.

6.08% Northern Massachusetts Telephone Workers Credit Union 21 Month IRA Share Certificate

Northern Massachusetts Telephone Workers Credit Union is offering 6.08% apy on a 21 month IRA share certificate special. The minimum deposit for this rate is $500. Regular certificates are also available for the same term with a rate of 5.97% apy.

Field of membership in Northern Massachusetts Telephone Workers Credit Union is extended to those who live, work, or attend school in Middlesex or Essex County in Massachusetts and certain areas within Worcester or Norfolk County in Massachusetts or Rockingham or Hillsborough County in New Hampshire. Membership is also extended to those who work for companies in Massachusetts whose primary business is within the communications industry. See site for additional information.

6.00% Maricopa Santa Fe Federal Credit Union 7 Month Share Certificate Special

Maricopa Santa Fe Federal Credit Union is offering 6.00% apy on a 7 month share certificate special. The minimum deposit for this rate is $10,000. This special is being offered through the end of October.

Maricopa Santa Fe Federal Credit Union is a small Phoenix, AZ based credit union with a limited field of membership. Contact the credit union for more information.

Friday, October 20, 2006

7.50% OnPoint Community Credit Union 12 Month Share Certificate, One Day Only on Saturday 10/21

OnPoint Community Credit Union is offering 7.50% apy on a 12 month share certificate for one day only on Saturday, 10/21 at their new Eugene, OR location between the hours of 9:00 AM and 1:00 PM. You must have a checking account with the credit union in order to open one of these special certificates. This special is not posted on their website. While I've received conflicting information about the minimum deposit requirement(either $5,000 or $10,000), there is no maximum deposit limit.

OnPoint Community Credit Union is open to those who live or work in Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill County in Oregon.

7.00% MemberSource Credit Union 7 Month Share Certificate Special

MemberSource Credit Union is offering 7.00% apy on a 7 month share certificate special. This certificate has a minimum deposit requirement of $1,000 with a maximum limit of $7,000. You may open one additional certificate special for each new member who you refer who joins the credit union and opens their own certificate special. This offer is good through November 30th.

Field of membership in Texas based MemberSource Credit Union is extended to those who live, work, worship or attend school within a ten-mile radius of the credit union's offices. MemberSource has offices located in Houston and The Woodlands, TX. Membership is also extended to members of certain select employee groups. Contact the credit union for further information.

Health Associates Federal Credit Union, Certificate Rates as High as 7.55%

Health Associates Federal Credit Union is running a unique promotion now through December 31st where you can earn rates as high as 7.55% apy on a 3 month share certificate. Named the "People Helping People CD", the rate on this certificate goes up with each new member(up to a limit of 3) you bring to the credit union who opens a new checking account with an order of checks and/or a Visa Check Card. Apy per qualifying member referred is listed below:

1st qualifying member 6.49% apy
2nd qualifying member 7.02% apy
3rd qualifying member 7.55% apy

Field of membership in Health Associates Federal Credit Union is extended to employees and volunteers of a number of Orange County, California Hospitals and health care related organizations. See site for details.

5.90% Pelican State Credit Union 11 Month Share Certificate

Pelican State Credit Union is offering 5.90% apy on an 11 month share certificate. The minimum deposit for this certificate is $1,000.

Field of membership in Louisiana based Pelican State Credit Union is extended to those who belong to any one of a number of select employee groups. See site for details.

5.90% DHS Credit Union 6 Month Share Certificate

DHS Credit Union is offering 5.90% apy on a 6 month share certificate through October 31. The minimum deposit for this certificate is $1,000 and this account must be funded with money new to the credit union.

DHS Credit Union is a Tennessee based credit union with a limited field of membership. See site for details.

Thursday, October 19, 2006

SECU Credit Union 12 Month Celebration CD Offer Ends

The 12 month SECU Credit Union Celebration CD I posted on earlier this week has ended. According to their website,"Our Celebration CD is no longer available. This offer ended the evening of October 19, 2006". Thanks to the reader who mentioned this in the comments section of the SECU post.

Previous above market rate certificates like this have often ended abruptly. Those in the Baltimore area may wish to check out this MECU 7 month 7.00% apy offer I posted on here, available through October 23rd.

5.90% Conservation Employees' Credit Union 14 Month Share Certificate

Conservation Employees' Credit Union is offering 5.90% apy on a 14 month share certificate. The minimum deposit for this certificate is $1,500.

Field of membership in Conservation Employee's Credit Union is extended to employees and retirees of the Missouri Department of Conservation in addition to Conservation Commissioners.

AA Credit Union Triple Connection Points

AA Credit Union is offering Triple Connection Points on purchases with their Platinum Rewards Credit Card through December 31st. Connection Points can be redeemed for air travel, cruises, hotel rewards, and other rewards. For example, a Universal Air Travel Ticket within the 48 Contiguous United States costs 25,000 points. During this promotion, you could accumulate points toward a round trip ticket much faster than with traditional airlines rewards cards.

AA Credit Union's field of membership includes current or retired employees of American Airlines and employees of a number of other transportation related organizations. See site for details.

6.09% School Employees Credit Union 6 Month Share Certificate

School Employees Credit Union is offering 6.09% apy on a 6 month share certificate. School Employees Credit Union is located in Superior, WI. They are a small credit union with $2 million dollars in assets.

6.00% Financial Health Credit Union 72 Month Share Certificate

Financial Health Credit Union is offering 6.00% apy on a 72 month share certificate. The minimum deposit for this certificate is $10,000.

Field of membership in Financial Health Credit Union is extended to those who live, work, worship, or attend school in Clinton, Eaton, Ingham, Livingston, or Shiawassee County in Michigan, are health care providers or work in a health care related profession in the state of Michigan, or belong to any one of a number of select employee groups. See site for details.

Wednesday, October 18, 2006

6.17% Multi-Media Federal Credit Union 60 Month Share Certificate

Multi-Media Federal Credit Union is offering 6.17% apy on a 60 month share certificate. The minimum deposit for this certificate is $1,000.

Field of membership in Multi-Media Federal Credit Union is extended to employees of the Orlando Sentinel and a number of other central Florida media companies. See site for details.

5.15% Mountain America Credit Union Online Money Market Account

Mountain America Credit Union is offering 5.15% apy on their Online Money Market Account with a minimum balance of $1,000. Lesser deposits earn 1.25% apy. This account can only be opened through the credit union's online branch.

Field of membership in Mountain America Credit Union is extended to those who reside in Salt Lake, Duchesne, or select parts of Wasatch or Uintah County in Utah as well as employees, members, or volunteers of certain select employee groups or affiliated associations. See site for details.

5.92% Kerns Schools Federal Credit Union 12 Month Bump Up Share Certificate

Kerns Schools Federal Credit Union is offering 5.92% apy on a 12 month share certificate. This certificate comes with a one time option to bump up the rate of this account if certificate rates head higher during the term of this account. The minimum deposit for this certificate is $1,000 and no more than 50% of the money used to fund this account may come from funds currently on deposit at the credit union.

Field of membership in Kerns Schools Federal Credit Union is extended to those who live, work, worship, or attend school in Kern County, California

6.17% Steel Parts Federal Credit Union 19 Month Share Certificate

Steel Parts Federal Credit Union is offering 6.17% apy on a 19 month share certificate. The minimum deposit for this certificate is $500.

Field of membership in Steel Parts Federal Credit Union is extended to those who live, work, worship, or attend school in Clinton or Tipton County in Indiana.

Tuesday, October 17, 2006

Alliant Credit Union Auto Loans as low as 4.75% APR for terms up to 72 Months

Alliant Credit Union is offering a rate of 4.75% APR for new vehicle auto loans with terms up to 72 months. Used vehicle loans are offered at 5.15% APR for similar length terms. Rates are higher by .4% for auto loans without automatic payments.

Some groups which fall within Alliant Credit Union's field of membership include employees of United Airlines, those who live or work in a number of Chicago area communities, and members of the National Parent Teachers Association. Membership in the National Parent Teacher Association costs $25 and you can apply online.

6.00% K-State Federal Credit Union 6 Month Share Certificate, One Day Only - October 19th

In celebration of International Credit Union Day and their 60th year, K-State Federal Credit Union is offering 6.00% apy on a 6 month share certificate. The minimum deposit for this certificate is $600 with a maximum deposit requirement of $25,000.

Field of membership in K-State Federal Credit Union is extended to those who are Kansas State University faculty, staff and students or employees of any of a number of certain select employer groups. See site for details.

6.14% Campus Credit Union 18 Month Share Certificate

Campus Credit Union is offering 6.14% apy on an 18 month share certificate. The minimum deposit for this certificate is $1,000. This rate is good for both regular and IRA certificates.

Field of membership in Campus Credit Union is extended to faculty, staff, graduates, students, former students, and alumni of Wichita State University and all other Kansas Higher Educational Institutions. Membership is also extended to employees of certain select employee groups among others. See site for additional details.

7.00% SnoCope Federal Credit Union 12 Month Youth Share Certificate

SnoCope Federal Credit Union is offering 7.00% apy on a 12 month youth share certificate. The minimum deposit for this certificate is $100 with a maximum deposit of $2,500. Accounts must be opened before November 30th to qualify for this rate. See site for additional details.

Field of membership in SnoCope Federal Credit Union is extended to those who live, work, worship, or attend school in Snohomish County, WA as well as employees of certain select employee groups. See site for more information.

Monday, October 16, 2006

6.00% Ent Federal Credit Union 13 Month Certificate Special

Ent Federal Credit Union is offering 6.00% apy on a 13 month certificate special. This certificate comes with a bump up feature. If the rate of a 13 month certificate goes up during the term of your certificate, you have the one time option to bump it up to the then current rate. This certificate must be funded with a minimum of $500 of new money not currently on deposit with Ent Federal Credit Union. At least 50% of the funds for this certificate special must come from money new to the credit union for deposits above $500.

Field of membership for Ent Federal Credit Union includes those who live, work, worship or attend school in Denver, El Paso, Pueblo, or Teller Counties in Colorado as well as family of current members

6% FME Federal Credit Union 13 Month Share Certificate Special, October 16-31

FME Federal Credit Union is celebrating International Credit Union Day by offering 6.00% apy on a 13 month share certificate special, October 16-31. This rate is available to members with Direct Deposit/Net Check into their FME account and those enrolled in Membership Rewards. Others members will earn 5.30% apy. The minimum deposit for this certificate is $500 with a maximum deposit of $2,500. This offer is good for both regular and IRA certificates.

Field of membership in FME Federal Credit Union is limited to those who work for any one of a dozen select employee groups including the Federal Mogul Corporation.

HEW Federal Credit Union 6.00% Share Certificate Specials

HEW Federal Credit Union is offering 6.00% apy on two share certificate specials. The first is a jumbo 120 day share certificate with a minimum deposit of $100,000. The second is a 10 month share certificate with a minimum deposit of $1,000. Both of these certificates must be funded with money new to the credit union.

Field of membership in HEW Federal Credit Union is primarily extended to the employees of the Department of Health and Human Services and the Department of Education.

5.90% LA DOTD Federal Credit Union 36 Month Share Certificate

LA DOTD Federal Credit Union is offering 5.90% apy on a 36 month share certificate. The minimum deposit for this certificate is $500. This account rate is good for both regular and IRA certificates.

Field of membership in LA DOTD Federal Credit Union is extended to LA DOTD employees, LA DOTD contractor and consultant employees, corporate partner employees and volunteers of the above. Membership is also extended to those who live, work, worship, or attend school in Livingston, Calcasieu or Cameron Parishes in Louisiana. Businesses and other legal entities in above areas are eligible as well.

5.90% NAPUS Federal Credit Union 9 Month Share Certificate Special

NAPUS Federal Credit Union is offering 5.90% apy on a 9 month share certificate special. The minimum deposit for this rate is $10,000. Lesser deposits starting at $1,000 earn 5.64% apy. Funds may be added to this certifcate at any time. This account must be funded with money new to the credit union.

Field of membership in NAPUS Federal Credit Union is primarily extended to members of the National Association of Postmasters of the United States and their families. See site for details.

Sunday, October 15, 2006

5.00% SECU Credit Union 12 Month Celebration CD + 2.50% Account Bonus!

SECU Credit Union is currently offering a special 12 month share certificate that earns 5.00% apy. In addition, when you open this account, you will get a 2.5% account bonus added to your certificate account. The minimum deposit for this certificate is $500 with a maximum deposit of $200,000. The application for this certificate may be downloaded online and mailed when complete.

Field of membership in SECU Credit Union is extended to Alumni, full-time and part-time students, faculty, and staff members of a number of Maryland schools, Maryland State employees and retirees, and members of a number of select employee groups and organizations. See site for details.

Thanks to Fatwallet member BuyBuyBuySellSellSell who originally posted this deal.

6.00% 1st United Services Credit Union 12 Month Jumbo Triple Advantage Share Certificate

1st United Services Credit Union is offering 6.00% apy on a 12 month Triple Advantage share certificate. The minimum deposit for this certificate is $100,000. If during the term of this certificate the credit union advertises a higher rate on a certificate of this type you can make one request during the term of your certificate to move up to higher rate. You may also withdraw the interest from this certificate once during the term of the certificate without penalty. You may add funds to this certificate at any time.

Field of membership in 1st United Services Credit Union is extended to those who live, regularly work, worship, or attend school in Alameda County, Contra Costa County, or Kings County in California. Businesses, corporations, organizations, or associations in the above areas are eligible as well. Membership is also extended to certain members of the military, civilians, and contractors in the State of Nevada in addition to employees of certain select employee groups. See site for details.

6.00% American Eagle Federal Credit Union 3 & 6 Month Share Certifcates

American Eagle Federal Credit Union is offering 6.00% apy on their 3 and 6 month share certificates. The minimum deposit for both of these certificates is $1,000 with a maximum deposit of $250,000. Education IRA certificate accounts start at $500.

Field of membership in American Eagle Federal Credit Union is extended to those who live, work, worship, or attend school in Hartford, Middlesex, or Tolland County in Connecticut. Businesses or other legal entities in these areas also qualify.

Saturday, October 14, 2006

6.5% Government Printing Office Federal Credit Union 12 Month Share Certificate - One Day Only on October 25

Government Printing Office Federal Credit Union is offering 6.5% apy on a 12 month share certificate for one day only on October 25th. The minimum deposit for this certificate is $1,000 and this account must be funded with money new to the credit union.

Field of membership is extended to employees of the U.S. Government Printing Office and a number of other select employee groups. See site for additional details.

The New Orleans Fireman's Federal Credit Union 7.00% APY 7 Month Share Certificate Special - One Day Only on October 19th

The New Orleans Fireman's Federal Credit Union is offering a one day share certificate special on October 19. This 7 month share certificate special has a rate of 7.00% apy. The minimum deposit for this account is $2,000 with a maximum deposit of $7,000.

Field of membership in The New Orleans Fireman's Federal Credit Union is extended to those who live, work, or attend school in the St. James Parish, Tangipahoa Parish, Plaquemines Parish, or certain parts of the New Orleans East area in Louisiana. Membership is also extended to active and retired New Orleans Fireman and employees of certain select employee groups. See site for additional details.

Friday, October 13, 2006

7.00% BMI Federal Credit Union 7 Month Share Certificate Special

BMI Federal Credit Union is offering 7.00% apy on a 7 month share certificate special. This certificate has a minimum deposit requirement of $500 with a maximum of $1,000. This special is being offered through November 30th and must be funded with money new to the credit union.

Field of membership is extended to those who are employees of certain select employee groups. Contact BMI Federal Credit Union for more information. BMI Federal Credit Union is NCUA insured and has a number of branches in the Columbus, Ohio area.

Redwood Credit Union Balance Money Market Account - Rates as High as 5.20%

Redwood Credit Union is offering rates as high as 5.20% apy on their Balance Money Market Account. This account earns 4.95% apy with a minimum balance starting at $2,500. Higher balances earn higher rates, all the way up to 5.20% apy for account balances starting at $100,000. To earn these rates, you must fund this account with at least $2,500 and open any Redwood Credit Union Checking account. This checking account must then have either Debit Card activity or Automated Clearing House transaction activity. See the link above for additional details.

Field of membership for Redwood Credit Union is extended to those who live or work in Sonoma, Marin, Mendocino, Lake, Napa, San Francisco, Contra Costa, or Solano County in California. Membership is also extended to those belonging to any one of over 450 employer groups, associations and chambers of commerce in the Northern San Francisco Bay Area. See site for details.

6.11% Kennedy Space Center Federal Credit Union 8 Month Share Certificate

Kennedy Space Center Federal Credit Union is offering 6.11% apy on an 8 month share certificate. The minimum deposit for this certificate is $5,000.

Field of membership in Kennedy Space Center Federal Credit Union is extended to those who live, work, or worship in Brevard or Volusia County in Florida.

Central One Federal Credit Union Senior Sense Certificate Update, Rates as High as 6.20%

Central One Federal Credit Union is still offering high rates on their Senior Sense Certificates which I posted on in June. They are offering 6% apy on a 3 year Senior Sense Certificate and 6.2% apy on a 5 year Senior Sense Certificate. To qualify for these rates, you must have direct deposit of Social Security or a pension into a Central One Share Draft account. The minimum deposit for these certificates is $10,000.

Field of membership for Central One FCU includes "persons who live, work, worship, go to school in, and business and legal entities in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlborough, Milford, Millbury, Northboro, Paxton, Princeton, Rutland, Shrewsbury, Southboro, Sterling, Upton, Westboro, West Boylston and Worcester" in Massachusetts as well as family members of existing members.

9% Elevations Credit Union 9 Month Share Certificate Special

Elevations Credit Union, formerly known as U of C Federal Credit Union, is offering 9% apy on a 9 month share certificate. The maximum deposit for this certificate is $2,000. You must open a Elevations Credit Union checking account to qualify for this offer.

Field of membership in Elevations Credit Union is open to all students, faculty, staff, and alumni association members of the University of Colorado system. Membership is also extended to those who belong to certain select employee groups. Additionally, residents of Boulder County who are 50 years of age or older may qualify for membership in Elevations Credit Union by becoming a member of the 50 & Better Club.

Thursday, October 12, 2006

7.00% Mercer County Community Federal Credit Union 12 Month Certificate Special, Available Through October 13

Mercer County Community Federal Credit Union is offering 7.00% apy on a 12 month certificate special through October 13. The minimum/maximum deposit for this certificate is $2,000. You must meet the credit union's membership requirements and deposit $50 to open a new share account according to their website.

Field of membership in Mercer County Community Federal Credit Union is extended to those who live, work, or worship in Mercer County, PA or have an immediate familiy member who does.

Bay Ridge Federal Credit Union, Certificate Rates as High as 6.15%

Bay Ridge Federal Credit Union is offering 6.15% apy on a 5 year share certificate with a minimum deposit of $20,000. 4 year share certificates at this deposit level earn 6.05% apy. Similar term IRA share certificates earn these rates with no minimum balance requirement.

Field of membership in Bay Ridge Federal Credit Union includes members/employees of a number of Brooklyn, NY area associations and employer groups. See site for details.

6.00% United Southeast Federal Credit Union 13 Month Share Certificate

United Southeast Federal Credit Union is offering 6.00% apy on 13 month share certificate. The minimum deposit for this certificate is $5,000.

Field of membership in United Southeast Federal Credit Union is extended to those who live, work, worship, or attend school in Russell County, Virginia. Membership is also extended to immeadiate family of anyone eligible for membership as well as employees and retirees of certain select employer groups. See site for details.

Wednesday, October 11, 2006

7.00% MECU 7 Month Share Certificate Special, October 10/16 - 10/23

Please see update at the bottom of the post:

MECU is offering 7.00% apy on a 7 month share certificate opened October 16-23. The minimum deposit for this certificate special ordinarily would be $500 with a maximum deposit limit of $100,000. A helpful MECU CSR suggested that deposits above that level would be accepted. This certificate may be opened in branch or by mail if you call by phone at 443-263-8353 and request an application. This special is open to new and existing members and must be funded with money new to the credit union. New members must open a share savings account. This special is not currently posted on MECU's website.

Field of membership in MECU is open to those who live, regularly work, worship, or attend school in Baltimore City, MD. Membership is also extended to relatives by blood or marriage of anyone who lives, regularly works, worships, or attends school in Baltimore City as well as current or former employees of certain select employer groups. See site for details.

Based on past experience, the terms of hot credit union deals like this are often subject to change. Be sure to verify current terms when opening an account. Thanks to the Fatwallet member fakeyou who originally posted this.

EDIT: This offer is now linked with additional details - MECU offer. Applications may be printed off of this link. Mailed applications must be postmarked by October 23, 2006 in order to participate in this special offer.

6.00% Fond du Lac Credit Union 6 Month Share Certificate - One Day Only, October 19, 2006

For one day only on International Credit Union Day, October 19, 2006, Fond du Lac Credit Union is offering 6.00% apy on a 6 month cd.

Field of membership in Fond du Lac Credit Union is extended to those who live or work in Fond du Lac or Dodge County in Wisconsin.

10.00% Carolina Trust Federal Credit Union 1 Year Share Certificate Special, Available October 16-20 Only

In celebration of International Credit Union Day, Carolina Trust Federal Credit Union is offering 10.00% apy on a 1 year share certificate special during the week of October 16-20. This certificate has a maximum/minimum deposit requirement of $1,000. This special is offered on a "first come, first served" basis and is limited to 500 certificates which may only be opened at a branch. To qualify for this special rate, you must open a checking account with direct deposit and a Visa debit card. Members who already have these accounts and services must apply and be approved for a Carolina Trust Visa Credit Card to qualify this certificate offer.

Field of membership in Carolina Trust Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Horry, Georgetown, Marion, Williamsburg or South Florence County in South Carolina.

10% Verity Credit Union 10 Month Share Certificate Special, October 10-23

Verity Credit Union is offering 10% apy on a 10 month share certificate special. The maximum/minimum deposit for this certificate is $1,000. Current members may qualify for this special by referring a new member who opens a 10 month 10% certificate. For each member who does so, the referring member may add an additional $1,000 to their 10% certificate. New members may open one of these accounts by calling member services at (206) 440-9000 or (800) 444-4589.

Field of membership in Verity Credit Union is open to those who live, work, worship, or attend school in any county in Washington State. Membership is also extended to those who are a member or employee of any of a small number of certain select employer groups or organizations. See site for details.

6.00% West Oahu Community Federal Credit Union 6 Month Share Certificate Special

West Oahu Community Federal Credit Union is offering 6.00% apy on a 6 month share certificate special. This certificate has a minimum deposit requirement of $1,000 and a maximum deposit limit of $100,000.

Field of membership is extended to those who live in certain defined geographical areas in Oahu as well as those who work for any one of a number of certain select employer groups. See site for details.

Tuesday, October 10, 2006

International Credit Union Day October 19th, 2006

International Credit Union Day will be celebrated this year on Thursday, October 19th, 2006. Many credit unions mark this occasion by running specials on share certificates and other saving or lending products. Many also run day- or week-long celebrations, offering free food and/or giveaways. Now is a great time to check out your local credit union to see what they have to offer. Please feel free to post a comment on any specials your credit union may be offering for this occasion on this post.

6.10% Honeywell Aerospace Federal Credit Union 5 Year Jumbo Share Certificate

Honeywell Aerospace Federal Credit Union is offering 6.10% apy on a 5 year jumbo share certificate. The minimum deposit for this rate is $100,000. Honeywell Aerospace Federal Credit Union has a limited field of membership with branches located in Arizona and New Mexico.

5.90% Best Source Credit Union 54-60 Month Jumbo Share Certificates

Best Source Credit Union is offering 5.90% apy on jumbo share certificates with terms between 54 and 60 months. The minimum deposit for these certificates is $50,000. Field of membership in Best Source Credit Union is extended to those who live, work, or worship in certain areas of Oakland County, Michigan as well as employees and retirees of certain select employer groups. See site for details.

Monday, October 09, 2006

5.00% PSECU Money Market Account, $100 Checking Account Bonus

PSECU is offering a Money Market Account that requires no minimum balance to open. Accounts with a minimum balance of $500 currently earn 5.00% apy. Rates for this account are declared weekly.

PSECU is also offering a $100 bonus for new and current PSECU members. New members must join by 11/30/06 and sign up for checking, Check Card and direct deposit. Direct deposit must commence by 2/28/07. Current members must have or sign up for a PSECU checking account by 11/30/06 and set up direct deposit so that it begins by 2/28/07. For both of these offers, direct deposit must occur at least monthly and continue through 6/30/07. Current members who have checking, Check Card and direct deposit on their primary account are not eligible for this offer. See site for additional details.

Field of membership in PSECU is extended to Pennsylvania State, local government or municipal authority employees and State System of Higher Education universities' students, alumni, faculty, or staff members among others. Contact PSECU for more information.

6.29% Premier Financial Credit Union 60 month Jumbo IRA certificates & other good rates

Premier Financial Credit Union is offering 6.29% apy on a 60 month Jumbo IRA certificate. The minimum deposit for this rate is $100,000. They are also offering 6.03% apy on 60 month IRA deposits between $50,000 and $99,999. Rates for similar term and deposit size traditional and HSA share certificate are .10% less. Field of membership is primarily composed of select employer groups and organizations in Michigan, as well as a number of Auto, Powersport, RV and Marine Dealers and their clients.

Sunday, October 08, 2006

6.11% California State University Los Angeles Federal Credit Union 24-36 Month Bump Up Share Certificates

California State University Los Angeles Federal Credit Union is offering 6.11% apy on their bump up share certificates with terms between 24-36 months. The minimum deposit for this rate is $50,001. Lesser deposits earn lower rates. These certificates come with a one time option to bump up the share rate once during the term of the certificate. See site for additional details.

Field of membership in California State University Los Angeles Federal Credit Union is extended to those who belong to the following groups:

Faculty, staff, and students of California State University Los Angeles(CSULA)
CSULA Alumni Association Members
Those who live, work, worship, or attend school in El Sereno, CA.
Vernon, Bell, Bell Gardens, Cudahy, Maywood, and Huntington Park employees
Greater El Sereno Chamber of Commerce Members
Immediate family members of current members
Employees of certain select Employee Groups

6% Apple Federal Credit Union 3 Month Share Certificate Special

Apple Federal Credit Union is currently offering 6% apy on a 3 month share certificate special. The minimum deposit for this certificate is $500 with a maximum deposit of $500,000. This special must be funded with money new to the credit union. Field of membership in this Virginia based credit union includes a variety of select employer groups, alumni and faculty groups, as well as members of a number of national associations. See site for additional details.

6.00% Canyon State Credit Union One Year Share Certificate

Canyon State Credit Union is offering 6.00% apy on a one year certificate share with a minimum deposit of $1,000. According to their website, membership in Canyon State Credit Union is open to most residents of Arizona. See site for details.

Saturday, October 07, 2006

6.00% Glass City Federal Credit Union 40 Month Share Certificate Special

Glass City Federal Credit Union is offering 6.00% apy on a 40 Month Share Certificate Special. The minimum deposit for this special is $2,500. This certificate must be funded with money new to the credit union. Field of membership in Glass City Federal Credit Union is extended to those who live, work, worship or attend school in Lucas County, Wood County, Fulton County, or Ottawa County in Ohio.

6.08% Dakota Star Federal Credit Union 60 Month Share Certificate

Dakota Star Federal Credit Union is offering 6.08% apy on a 60 month share certificate. The minimum deposit for this offer is $25,000 and you must have a Dakota Star Federal Credit Union checking account to qualify for this rate. Contact the credit union for additional terms. Field of membership in this credit union is extended to those who live, work, worship, or attend school in Pennington County, South Dakota.

6.00% SESLOC Federal Credit Union 6 Month Share Certificate Special

SESLOC Federal Credit Union is offering 6.00% apy on a 6 month share certificate special. The minimum deposit for this special is $1,000. Field of membership in SESLOC Federal Credit Union is extended to those who live, work, worship, or attend school in San Luis Obispo County in California.

Friday, October 06, 2006

Financial Assurance Federal Credit Union 6.00% 9 Month Share Certificate & 6.25% 13 Month Share Certificate

Now through October 15th, Financial Assurance Federal Credit Union is offering two high rate certificate specials. The first is a 6.00% apy 9 month share certificate. The second is a 6.25% apy 13 month share certificate. The minimum deposit for both of these certificates is $500. Field of membership in Financial Assurance Federal Credit Union is extended to employees and retirees of a small number of companies including AXA Financial, Inc. and the Alliance Capital Management Corporation among others. See link for details.

The Johns Hopkins Federal Credit Union 6.00% APY 9 Month Share Certificate Special

The Johns Hopkins Federal Credit Union is offering 6.00% apy on a 9 month share certificate special. This certificate special has a minimum deposit requirement of $500 with a maximum allowed deposit of $10,000. Field of membership in The Johns Hopkins Federal Credit Union is extended to employees and retirees of John Hopkins University and a number of select employer groups. Membership is also extended to those who live, work, worship, volunteer, or attend school in a defined area within Baltimore, Maryland. See site for details.

6.00% Patriot Federal Credit Union 60 Month Share Certificate Special

Patriot Federal Credit Union is offering 6.00% apy on a 60 month certificate special. The minimum deposit for this rate is $5,000. Field of membership in Patriot Federal Credit Union is extended to those who live,work, worship, or attend school in Franklin County, Fulton County, Washington County, and the Borough of Shippensburg in Pennsylvania.

Thursday, October 05, 2006

BECU 7.50% Member Advantage & Early Saver Accounts

BECU is introducing Member Advantage, a new program where members earn a high rate on the first $500 of their savings and checking accounts. Starting October 15th, this rate will be 7.50% apy. Balances above $500 will earn BECU's regular checking and savings rates. To qualify for Member Advantage you must open a Member Advantage Savings and Checking account, sign up for free eStatements in online banking, and enroll and remain active for either Free Bill Payment or recurring direct deposit into your Member Advantage Checking account. BECU is also offering 7.50% apy for those under 18 who open an Early Saver Account.

Field of membership in BECU is extended to those who live, work, worship or attend school in any State of Washington school district as well as past or present employees of The Boeing Company or it's subsidiaries or affiliates. Membership is also available to other select groups. See site for details.

6.17% Hillside Hospital Federal Credit Union 9 Month Share Certificate Special & Other High Rates

Hillside Hospital Federal Credit Union is offering 6.17% apy on a nine month share certificate special. The minimum deposit for this special is $5,000. This special must be funded with money new to the credit union. Hillside Hospital Federal Credit Union is also offering 6.01% apy on a 48 month jumbo share certificate with a minimum deposit of $20,000.

The field of membership for this credit union includes employees, certain volunteers, and retirees of the "North Shore Long Island Jewish Health System, its satellite facilities and the Queen’s Hospital Center affiliation in Queens Village, West Hempstead, Bayside, Jamaica, Far Rockaway or New York, New York". Membership is also extended to "attending physicians and their staff of the above medical facilities" as well as residents of Bell Park Manor Terrace and family members of current members.

Wednesday, October 04, 2006

6.00% MIT Federal Credit Union 11 Month Jumbo Share Certificate

MIT Federal Credit Union is offering 6.00% apy on an 11 month jumbo share certificate. The minimum deposit for this rate is $50,000. To qualify for this rate you must have an active MIT Federal Credit Union checking account with direct deposit. Field of membership in MIT Federal Credit Union includes employees of MIT who work in or are paid from Cambridge or Lexington, Massachusetts as well as current students at MIT. Members of other certain select employer oganizations are also eligible for membership. See site for details.

Paragon Federal Credit Union Rate Update

Paragon Federal Credit Union is still offering a 6.00% apy share certificate special that I posted on in July. This special requires a minimum deposit of $50,000. However, if you check out their current rates page, they are offering 6.00% apy on their "Super" share certificates with a minimum deposit of just $10,000. This rate is good for both regular and IRA share certificates. Field of membership is extended to those who live, work, worship, or attend school in Bergen or Passaic County, New Jersey, certain locations in Pennsylvania and New York, and members of certain select organizations. See link for additional details.

6.00% MCAS Beaufort Federal Credit Union 15 Month Share Certificate Special

MCAS Beaufort Federal Credit Union is offering 6.00% apy on a 15 month share certificate special. The minimum deposit for this special is $10,000. Field of membership in MCAS Beaufort Federal Credit Union is extended to those who live or work in Beaufort County, South Carolina.

Tuesday, October 03, 2006

6.00% BrightStar Credit Union 10 Month Share Certificate Special

BrightStar Credit Union is offering 6.00% apy on a 10 month share certificate special. You must have a BrightStar Credit Union checking account with direct deposit of $500 or more and a Visa Check Card to qualify for this special. Alternatively if direct deposit is not available, you can qualify for this special if you have a BrightStar Credit Union loan with a balance of $2,500 or more and a Visa Check Card. See site for additional details. Field of membership in this credit union is extended to those who live, work, or attend school in Broward or Palm Beach County in Florida as well as family of those eligible for membership.

6.00% WV United Federal Credit Union 6 Month Share Certificate Special

WV United Federal Credit Union is offering 6.00% apy on a 6 month share certificate special. The minimum deposit for this special is $1,000 with a maximum deposit of $5,000. Field of membership in WV United Federal Credit Union is extended to most residents and businesses in Kanawha County, West Virginia in addition to the employees of a small number of select employee groups. See site for details.

Monday, October 02, 2006

Northrop Grumman Federal Credit Union Update, Rates Back up Over 6%

After dropping below 6% apy for awhile, rates have gone higher at Northrop Grumman Federal Credit Union. The credit union is currently offering 6.2946% apy on a 3 year Bonus IRA certificate with a minimum deposit of $40,000. They also are offering 6.0939% apy on a 4 year Bonus IRA certificate and 6.0727% apy on a 5 year Bonus IRA certificate. Regular 3 year IRA certificates with a minimum deposit of $2,000 earn 6.0305% apy. Field of membership in this credit union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don't otherwise qualify for membership in Northrop Grumman Federal Credit Union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

6.00% Diablo Valley Federal Credit Union 7 Month Youth Share Certificate Special

Diablo Valley Federal Credit Union is offering 6.00% apy on a 7 month youth share certificate special. The minimum deposit for this certificate is $100 with a maximum deposit of $10,000. This certificate is available for members aged 17 and younger. Diablo Valley Federal Credit Union is a Walnut Creek, California based credit union with a limited field of membership. See site for details.

Sunday, October 01, 2006

6.14% Cintel Federal Credit Union 60 Month Share Certificate

Cintel Federal Credit Union is offering 6.14% apy on a 60 month share certificate. The minimum deposit for this certificate is $1,000. This rate is also good for IRA certificates with a minimum deposit of $2,000. Field of membership in Cintel Federal Credit Union is extended to those who live, work, attend school, worship, volunteer, or operate a business within the cities of Cincinnati or Norwood, Ohio. Membership is also extended to those who work for any of a number of certain select employer groups. See site for details.

6.10% College Credit Union 18 Month Share Certificate & 6.00% 12 Month Share Certificate

College Credit Union is offering 6.10% apy on an 18 month share certificate and 6.00% apy on a 12 month share certificate. The minimum deposit for these certificates is $500. Field of membership in College Credit Union is extended to those who live or work in the city of Greeley, Colorado and certain surrounding areas. Contact the credit union for more information.

6.24% Fremont Federal Credit Union 6 Month Share Certificate Special

Fremont Federal Credit Union is offering 6.24% apy on a 6 month share certificate. You must be a Premier Club Member to receive this rate. Regular members earn 6.14% apy. The minimum deposit for this certificate is $1,000. Field of membership in Fremont Federal Credit Union is extended to those who live, work, worship, or attend school in Sandusky County, Ohio.

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