7% Town & Country Family Credit Union 2 Year Certificate Special, One Day Only - Thursday September 7, 2006

Town & Country Family Federal Credit Union is offering 7% apy on a 2 year certificate share for one day only on September 7th, 2006. The minimum deposit for this share is $500. This special can be funded with new money only. Call for additional details. Field of membership is Michigan based and employees or members of employer groups or other organized groups located within 25 miles of CU are eligible for membership in addition to certain other groups. See site for more information.

6.00% Pentagon Federal Credit Union 3, 4, & 5 Year Certificates

Pentagon Federal Credit Union is offering 6.00% apy on 3, 4, & 5 year certificate shares with a minimum deposit of $1,000. Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

6.00% Arizona State Credit Union 11 Month Certificate Special

Arizona State Credit Union is offering 6.00% apy on an 11 month certificate special. The minimum deposit for this special is $25,000. This special must be funded with money new to the credit union unless one enrolls in direct deposit into a Arizona Stare Credit Union checking account. Field of membership in this credit union is extended to residents of a number of Arizona counties, staff of certain educational students, and members of certain select employer groups. Membership is also open to other associations, organizations, and business not listed on their website. Contact Arizona State Credit Union for additional information.

6.150% WyHy Federal Credit Union 60 Month Certificate Share & 6.00% 14 Month Step-Up Certificate Share

WyHy Federal Credit Union is offering 6.150% apy on a 60 month certificate share. The minimum deposit for this rate is $50,000 and this account may be opened as a regular or IRA certificate. Lesser deposits earn lower rates. WyHy FCU is also offering 6.00% apy on a 14 month step-up certificate. The minimum deposit for this rate is $50,000 and lower rates are available for lesser deposits. The step-up certificate may not be opened as an IRA account. This credit union has two locations, one in Cheyenne and one in Casper, Wyoming. Field of membership in WyHy Federal Credit Union is open to those who belong to over 125 select employee groups. See link for details.

6.00% RIEGELWOOD FEDERAL CREDIT UNION 18 Month Certifcate Share

RIEGELWOOD FEDERAL CREDIT UNION is offering 6.00% apy on an 18 month certificate share. The minimum deposit for this rate is $10,000. Field of membership in Riegelwood Federal Credit Union is open to employees or retirees of International Paper or employees of a company with a long term contractual relationship with International Paper in North Carolina or South Carolina - list.

8% Financial 21 Community Credit Union 8 Month Certificate Share Special

Financial 21 Community Credit Union is offering 8% apy on an 8 Month certificate share special. The minimum/maximum deposit for this special is $1,000 and this certificate must be funded with money new to the credit union. To qualify for this offer, you must have a regular share savings account with a minimum deposit of $25 and a checking account with a minimum deposit of $100 with the credit union. Field of membership in Financial 21 Community Credit Union is extended to those who live, work, or regularly worship in San Diego County. Membership is also extended to the employees and family members of San Diego Gas & Electric, Sempra Energy, its subsidiaries and contractors in addition to other select employer groups and associations in San Diego County.

6.00% Town & Country Credit Union 59 Month Certificate Special

Town & Country Credit Union is offering 6.00% apy on a 59 month certificate share special. The minimum deposit for this special is $10,000 and you must be a new member to qualify for this rate. Current members earn 5.85% apy. Field of membership is extended to those who live within either a 50-mile radius of the Fargo-Moorhead area, within a 50-mile radius of Kenmare, or within a 75-mile radius of Minot, North Dakota.

Texhillco School Employees Federal Credit Union, Rates of 6%+ on 2,3,&5 Year Certificates

Texhillco School Employees Federal Credit Union is offering 6%+ apy on a number of their certificate shares. They are offering 6.06% apy on their 2 and 3 year certificates and 6.17% apy on their 5 year certificates. The minimum deposit for these rates is $75,000. Lower rates are available for lesser deposits. Field of membership is extended to those who belong to members of a number of Texas based educational institutions and organizations. See site for details.

6.00% ABNB Federal Credit Union 18 Month Certificate Special

ABNB Federal Credit Union is offering 6.00% apy on an 18 month certificate special. The minimum deposit for this special is $1,000. Field of membership in this credit union is open to those who live, work, worship, or attend school in Virginia Beach, Norfolk, Suffolk, Portsmouth, Chesapeake, Isle of Wright, Franklin or Southhampton County in Southeastern Virginia.

6.00% United Services Credit Union 60 Month Flex Certificate

United Services Credit Union is offering 6.00% apy on a 60 Month Flex certificate. The minimum deposit for this rate is $5,000 with a maximum of $100,000. You may add additional money and/or withdraw money 1 time from this account. Field of membership in United Services Credit Union is extended to those who are employees of any medical facility or medically related group in the Asheville, North Carolina area and the surrounding counties of Western North Carolina.

SMW Federal Credit Union 6% Specials

SMW Federal Credit Union is offering 6.00% apy on a number of certificate shares with varying terms and deposit minimums. 60 month certificates with a minimum deposit of $25,000 or greater, 48 month certificates with a minimum deposit of $50,000 or greater, 36 month certificates with a deposit of $75,000 or greater, and 30 & 24 month certificates with a minimum deposit of $100,000 or greater all earn 6.00% apy. Field of membership in SMW Federal Credit Union is extended to those who live, work, worship, go to school, or volunteer in Anoka County, MN. Businesses and other legal entities located in Anoka County, MN are also eligible for credit union membership.

6.14% Honeywell Federal Credit Union 60 Month Variable Rate Certificate

Honeywell Federal Credit Union is offering 6.14% apy on a 60 month variable rate certificate. The rate for this certificate is based on the Prime Rate minus a margin of 2.25%. The minimum deposit for this certificate is $1,000. Field of membership in Honeywell Federal Credit Union is extended to those who are employees and retirees of Honeywell as well as those who live, work, worship or attend school in either Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale or St. Louis Park in Minnesota.

6.00% TruWest Credit Union 6, 12, or 24 Month Term IRA New Money Special

TruWest Credit Union is offering 6.00% apy on IRA certificates with terms of 6, 12, or 24 months. These certificates must be funded with money new to the credit union. The minimum deposit for this special is $1,000. This rate offer is good through August 31st.

TruWest Credit Union has a diverse field of membership. Groups that are eligible for membership include employees and retirees of Motorola, Freescale, ON Semiconductor, General Dynamics Decision Systems, Compass Group PLC (Food Works division of Compass Group), and Diversified Human Resources. Any member of The Shady Hollow Home owner's Association in Austin, TX is also eligible for TruWest credit union membership. Those that live or work in Maricopa County AZ, parts of Pinal County in Arizona, the Riata Apartment Community in Austin, TX, the county of Travis in Texas, and certain other Texas Zip Codes are membership eligible as well. See site for additional details.

6.00% Great American Community Credit Union 60 Month Certificate Share

Great American Community Credit Union is offering 6.00% apy on a 60 month certificate with a minimum deposit of $50,000. Lesser deposits earn 5.50% apy. Field of membership in Great American Community Credit Union is extended to all residents & businesses in Mesa & Rio Blanco counties in Colorado.

Tropical Federal Credit Union 6.00% Jumbo Certificate Specials

Tropical Federal Credit Union is offering 6.00% apy on their 270 day, 15 month, 21 month, and 30 month jumbo certificates. The minimum deposit for these certificates is $100,000. Field of membership in Tropical Federal Credit Union is extended to those who live or work in Miami-Dade, Broward, Palm Beach, or Sarasota Counties. Those who live or work in the following Florida zip codes also qualify: 33455, 33458, 33469, 33477, or 33478. Those who work for the over 200 select companies that offer Tropical Federal Credit Union membership as a benefit also meet this credit union's membership eligibilty requirements.

FME Federal Credit Union Update

FME Federal Credit Union has raised the rate of their High Yield savings account that I posted on here. The rate is now at 5.25% apy and it is guaranteed through the end of the year. Certain conditions apply. From their website:

*Only funds from Direct Deposit (Net Check) can be deposited to the Direct Deposit High-Yield Account. No other deposits or withdrawals are allowed from this account. If the Direct Deposit High-Yield account is closed prior to December 31, 2006, no dividend will be paid. You will receive a 5.25% APY dividend on all funds directly deposited into this High-Yield Savings account for amounts up to $15,000. Amounts on deposit over $15,000 will earn dividends at the Regular Share Savings rate, which will be declared by the Board of Directors. Dividends will be paid on January 1, 2007. Funds in the Direct Deposit High-Yield Savings account, plus dividend earned, will automatically be transferred to your Regular Share Savings on January 1, 2007


The are also offering 5.75% apy on their High-Yield PayrollSavings IRA. Certain condtions apply to this account as well. Again, from their website:

**Only funds from a Payroll Savings source can be deposited into the High-Yield Payroll Savings IRA account. No other deposits or transfers allowed into this account. If the High-Yield Payroll Savings IRAaccount is closed prior to December 31, 2006, no dividend will be paid. All funds directly deposited into this High-Yield Payroll Savings Account will receive 5.75% APY up to the amount legally allowed by law. Dividends will be paid on January 1, 2007. Principal plus the dividend earned from the High-Yield Payroll Savings IRA account will be transferred to your Regular IRA Share Savings account on January 1, 2007.

Field of membership in FME Federal Credit Union is limited to those who work for a dozen select employee groups including the Federal Mogul Corporation.

6.24% Founders Federal Credit Union 48 Month Certificate Share & Other High Rates

Founders Federal Credit Union is offering 6.24% apy on a 48 month certificate share. The credit union is also offering 6.14% apy on a 13 month certificate share. The minimum deposit for both of these certificates is $500. These rates are good for both regular and IRA certificate shares. Field of membership is extended to those who belong to certain select organizations or employee groups in addition to those who live, work, worship, attend school or volunteer in certain geographic areas. Call for additional details.

Watertown Employees Federal Credit Union 6.00% apy & Higher Certificate Rates

Watertown Employees Federal Credit Union is offering 6.00% apy and higher on a number of certificates. They are offering 6.00% apy on a 24 month certificate, 6.15% apy on a 30 month certificate, and 6.25% apy on a 36 month certificate. The minimum deposit for these certificates is $2,500. Field of membership for this credit union is extended to those who " live, work, worship or attend school in Codington County, South Dakota".

6.00% Valley First Credit Union 9 Month Certificate Special

Valley First Credit Union is offering 6.00% apy on a 9 month certificate special. The minimum deposit for this rate is $50,000. Lesser deposits earn lower rates. Field of membership in Valley First Credit Union is extended to those who live, regularly work or worship, or attend school in San Joaquin or Stanislaus County in California as well as those who belong to certain select employer groups. See site for additional details.

6.01% Coastal Hills Federal Credit Union 12-23 Month IRA Certificate Share Promotion

Coastal Hills Federal Credit Union is offering 6.01% apy on IRA Certificates between 12 and 23 months. The minimum deposit for these certificates is $500 and there is an add on feature available. Field of membership in Coastal Hills FCU includes those "who live, work, worship or attend school in the Central Coast community comprised of San Luis Obispo and North Santa Barbara counties" in California.

6.14% Carolina Mountains Credit Union 7 Month Certificate Share Special

Carolina Mountains Credit Union is offering 6.14% apy on a 7 month certificate share special with a minimum deposit of $250. Field of membership in Carolina Mountains Credit Union is extended to those who live, work, worship, or attend school, and businesses located in Buncombe, Henderson, or Transylvania Counties in North Carolina.

6.00% M/A -COM Federal Credit Union 17 Month Certificate Special

M/A -COM Federal Credit Union is offering 6.00% apy on a 17 Month Certificate Special. To qualify for this rate, you must have direct deposit with a M/A-COM FCU account. Without direct deposit, the rate for this certificate is 5.50% apy. Contact the credit union for further details. Field of membership in M/A-COM is offered to those who live, work, worship, or attend school in the northern portion of Chelmsford, the western portion of Tewksbury, and the city of Lowell in Massachusetts. Membership is also extended to employees of certain select employee groups. For those that don't otherwise meet the field of membership, they can qualify as members of Madd(Mothers Against Drunk Driving) or the Tewksbury Historical Society.

6.33% Team & Wheel Federal Credit Union 60 Month Certificate Share

Team & Wheel Federal Credit Union is offering 6.33% apy on a 60 month certificate. The minimum deposit for this certificate is $500. Field of membership for this credit union appears to be union based.

Hillside Hospital Federal Credit Union Update, 6%+ Now Available on Multiple Certificates

Hillside Hospital Federal Credit Union is offering rates of 6% apy or higher on a number of certificate shares. They are currently offering 6.17% apy on a 25-35 month Flex IRA certificate with a minimum deposit of $500. The jumbo version of this certificate earns 6.38% apy with a minimum deposit of $20,000. The jumbo 20-24 month Flex IRA is offered at 6.17% apy. Finally, the jumbo regular 24 month certificate is being offered at 6.01% apy. The field of membership for this credit union includes employees, certain volunteers, and retirees of the "North Shore Long Island Jewish Health System, its satellite facilities and the Queen’s Hospital Center affiliation in Queens Village, West Hempstead, Bayside, Jamaica, Far Rockaway or New York, New York". Membership is also extended to "attending physicians and their staff of the above medical facilities" as well as residents of Bell Park Manor Terrace and family members of current members.

6.25% ElecTel Cooperative Credit Union 18 Month Certificate Share Special

ElecTel Cooperative Credit Union is offering 6.25% apy on an 18 month certificate special. The minimum deposit for this special is $2,000 and the maximum deposit is $100,000. This certificate must be funded with money new to the credit union. Field of membership is extended to the member-consumers of Piedmont EMC as well as the employees, directors, and officers of the electric and telephone cooperatives in North Carolina, Virginia, Maryland, Delaware, Tennessee, and West Virginia. Family members of the above groups are also eligible to join.

6.0% ProMedica Federal Credit Union 72 Month Certificate

ProMedica Federal Credit Union is offering 6.0% apy on a 72 month certificate share. The minimum deposit for this rate is $5oo. Field of membership in this credit union is extended to anyone associated with the ProMedica Health System as well as their family.

6.17% Abilene Teachers Federal Credit Union 12 Month Certificate Share

Abilene Teachers Federal Credit Union is offering 6.17% apy on a 12 month certificate share. The minimum deposit for this rate is $500. Field of membership in this credit union is varied and is based primarily on residence, afflilations, memberships, employment, and relationships linked to the Abilene, Texas region. See site for details.

6.25% Chartway Federal Credit Union Certificate Share & Other Great Rates

Chartway Federal Credit Union is offering 6.25% apy on a 18 month certificate share. They are also offering 6.00% apy on a 15 month certificate. The minimum deposit to qualify for these rates is $10,000. The maximum opening deposit per household for this special is $250,000. You also must have either Preferred Plus, Elite 50 Plus, or Premier Checking to qualify for these rates. Those who do not have or open any of the above checking accounts may open these certificates with a .25% lower rate. See site for additional details. Chartway has a membership that is limited to those who "live, work, worship or go to school in a defined geographic area served by our Virginia, Florida, Rhode Island and Texas branches".

6.17% Cornerstone Credit Union 24 Month Certificate Share

According to their website, Cornerstone Credit Union is offering 6.17% apy on either a regular or IRA 24 month share certificate. The minimum deposit for this rate is $1,000. Field of membership in Cornerstone Credit Union is extended to those who are employees of certain select employer groups as well as their families. See site for details.

6.15% Fort Knox Federal Credit Union Reward Certificate Share Special

Fort Knox Federal Credit Union has replaced their 7 month loyalty share certificate special that I posted on here with a 6.15% apy reward cd. To qualify for this new offer, members must either have or establish direct deposit with a minimum of $200 in recurring deposits to a Fort Knox FCU account. There is a maximum deposit of $50,000. Field of membership in this credit union is open to those who are members of certain select employer groups or those who live, work or worship in Boyle, Breckinridge, Grayson, Hart, LaRue, Meade or Nelson Counties in Kentucky as well as relatives of anyone who can currently become a member.

10.00% Palisades Federal Credit Union 12 Month Certificate & Other 6%+ Certificate Specials

Palisades Federal Credit Union is offering 10.00% apy on a 12 month certificate special. The minimum deposit for this special is $500 with a $2,000 maximum. To qualify for this special rate you must meet a number of terms. From their website:

You must open a new PFCU checking account with new direct deposit equal to or greater than 50% of your paycheck into the new checking account at the time the term certificate is opened. Your direct deposit must commence within 60 days of term certificate opening or term certificate will revert to a simple savings account at the current savings account annual percentage rate and yield. You must also buy first order of checks at the time of account opening. This offer is also open to any PFCU member referring a new or existing member who opens a new PFCU checking account with new direct deposit into it as stated previously. Dividends payable at maturity. Early withdrawal is a refund of only the opening balance.


Palisades Federal Credit Union is also offering 6.5% apy on a 5 month certificate of deposit. The minimum deposit for this special is $50,000 and you must have a Palisades FCU checking account with direct deposit to qualify for this rate. Lesser deposits of $500 or more earn 6.25% apy.

An 11 month certificate special is available as well at 6.25% apy with a minimum deposit of $50,000 when you have a Palisades FCU checking account with direct deposit. Lesser deposits of $500 or more for an 11 month certificate special earn 6.00% apy.

Field of membership is extended to anyone who lives, works, worships, or attends school in Rockland County, NY.

10% Fitchburg MEFCU 10 Month Certificate Special

Fitchburg MEFCU is offering 10% apy on a 10 month certificate special. The minimum deposit for this special is $500 with a maximum deposit of $2,500. The account must be funded with money "new" to the credit union. You must also have or establish direct deposit of your net paycheck, social security, or pension check into a Fitchburg ME FCU checking account to qualify for this special. See site for additional details. Field of membership in this credit union is extended to those who are employees and retirees of the following: City of Fitchburg, Fitchburg State College, Montachusett Regional Vocational Technical School, Fitchburg Housing Authority, and LUK, Inc. Membership is also extended to Fitchburg Public School students, members of the Friends of Fitchburg Public Library, members of the Friends of Coggshall Park, and family of all of the aforementioned.

10% Wescom Credit Union 7 Month Certificate Share Grand Opening Special

Wescom Credit Union is once again offering their 10% apy 7 month certificate share grand opening special. This special has a minimum/maximum funding amount of $1,000 and must be opened in person at the grand opening of the new Monrovia Branch between Monday, August 21 and Saturday, August 26. See link for additional details. Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

6.00% West Virgina Federal Credit Union 24 Month Jumbo Certificate Share Special

West Virginia Federal Credit Union is offering 6.00% apy on a 24 month jumbo certificate share special. The minimum deposit for this rate is $100,000. Lesser deposits of $10,000 earn 5.75% apy. Field of membership in this credit union is extended to those "who live, work, worship, or attend school in, and businesses and other legal entities located in Kanawha or Putnam Counties, in West Virginia".

6.00% Family First Federal Credit Union 60 Month Certificate Share

Family First Federal Credit Union is offering 6.00% apy on a 60 month certificate share. The minimum deposit for this account is $500. Field of membership in Families First Federal Credit Union is extended to those who live, work, or attend school in Utah County, UT as well as those who have family who are eligible for membership.

6.0% Mission Federal Credit Union 3 Month Certificate Share

Mission Federal Credit Union is offering 6.0% apy on a 3 month certificate special. The minimum deposit for this special is $10,000. This limited time offer must be funded with "new money". Field of membership in Mission Federal Credit Union is extended to those who live, worship, work in, or attend school in, or businesses or other legal entities in San Diego County, CA.

6.01% Western Federal Credit Union 18 Month Variable Rate IRA and/or Coverdell Account, 6.58% 36 Month Rate Still Available

Western Federal Credit Union is offering 6.01% apy on an 18 month variable rate IRA or Coverdell certificate share. The minimum deposit for this rate is $1,000. As I posted on here, they are also still offering 6.58% apy on a 36 month variable rate share of the same kind. Details about Western's field of membership are detailed here. Anyone who doesn't qualify for membership through a select employer group may do so by joining either the Surfrider Foundation or the Friends of Hobbs.

6.14% Dominion Credit Union 9 Month Certificate Special

Dominion Credit Union is offering 6.14% apy on a 9 month certificate special. The minimum deposit for this special is $5,000. Field of membership is extended to those who are employees, retirees or contractors of Dominion or any of its subsidiaries in addition to employees of Saxon Mortgage.

6.43% Mountain High Federal Credit Union 18 Month Jumbo Variable Rate IRA Account

Mountain High Federal Credit Union is offering 6.43% apy on an 18 month jumbo variable rate IRA account. The minimum deposit for this certificate is $100,000. Mountain High FCU is a Utah based credit union. Field of membership in this credit union is open to those who live, work, worship or study in Utah or Juab counties as well as immediate family of current members

6.25% United Christian Community Credit Union 6 Month Certificate Special

United Christian Community Credit Union is offering 6.25% apy on a 6 month certificate special. The minimum deposit for this rate is $1,000. Field of membership in this credit union is extended to those who are family members and relatives of current members as well as anyone who donates a minimum of $1 to the Lutheran Aid Foundation. Call for for more details about account opening.

Apple Federal Credit Union Update; 6% Certificate Yields Still Available

As I posted on here on 6/16, Apple Federal Credit Union offers a number of high rate products. Currently they are offering 6.00% apy on 120 month certificates. Their Education Super Saver account earns 5% apy with a minimum deposit of $5, although there is a a 2.5% penalty for non-qualifying withdrawals. Deposits of $100,000+ also earn 5% apy in their Super Money Market Account. Field of membership in Apple FCU includes a variety of select employer groups, alumni and faculty groups, as well as members of a number of national associations. See site for additional details.

6.00% Millstream Area Credit Union 24 Month Certificate Share Special

Millstream Area Credit Union is offering 6.00% apy on a 24 month certificate special. The minimum deposit for this special is $5,000 and this account must be funded with "new money". Field of membership in Millstream Area Credit Union is extended to those who live, work, worship or attend school in Hancock County, OH as well as relatives of current members.

6% North Shore Federal Credit Union 60 Month Jumbo Certificate

North Shore Federal Credit Union is offering 6% apy on a 60 month jumbo certificate share. The minimum deposit for this share is $50,000. This rate is good for both regular and IRA certificates. Field of membership for North Shore Federal Credit Union includes those who live, work, worship, or go to school in Lake or Cook Counties in Minnesota.

6%+ WestStar Credit Union 9 Month Certificate Specials

WestStar Credit Union is offering 6.00% apy on a 9 month certificate of deposit. Deposits of $25,000 in money new to the credit union earn an extra .25% while deposits of $10,000 in new money earn an extra .10%. Field of membership in this credit union is extended to those who are employees of any company licensed for Gaming by the State of Nevada as well as members of certain select employer groups. See site for additional details. Thanks to forum member mikeontech for posting this deal on the FW CD thread.

BCS Community Credit Union 6% apy 36 & 60 Month Certificate Updates

As I posted here on May 24, BCS Community Credit Union was offering two 6% apy certificate specials. While they are still offering 6% certificates, the terms have changed slightly. Now, with a minimum deposit of $25,000 in money new to this credit union, you can open a 6% apy 36 month regular or IRA certificate. They are also offering a 6% apy 60 month certificate with a minimum deposit of $500. Field of membership in this credit union includes those who live, work or worship in Wheat Ridge, CO as well as employees of Burlington Northern Santa Fe, Union Pacific Railroad, and Amtrak. Immediate relatives of a current BCS member are also eligible for credit union membership.

6.25% Dow Great Western Credit Union 36 Month IRA Certificate Share

Dow Great Western Credit Union is offering 6.25% apy on a 36 month IRA certificate share. The minimum deposit for this rate is $1,000. Field of membership in Dow Great Western Credit Union is extended to those who live or work in Antioch or Pittsburg, California as well as members of the Chambers of Commerce of Antioch and Pittsburg and their employees.

6.10% St. Mary's Credit Union 50 Month Jumbo IRA Certificates

St. Mary's Credit Union is offering 6.10% apy on a 50 month jumbo IRA share certificate. The minimum deposit for this share is $100,000. This 50 month certificate is also offered as a regular share certificate with a rate of 6.00% apy. See site for additional details. Field of membership in this credit union is extended to those who live or work in Middlesex or Worcester County, MA.

6.14% Texas Federal Credit Union 60 Month Share Certificate

Texas Federal Credit Union is offering 6.14% apy on a 60 month share certificate. The minimum deposit for this rate is $1,000. Field of membership in Texas Federal Credit Union is extended to many through employment or membership in many Dallas, Texas based organizations in addition to other avenues to membership. See site for additional details.

6.14% University of Michigan Credit Union 10 Month Term Savings Account

University of Michigan Credit Union is offering 6.14% apy on a 10 month Term Savings Account(certificate share). The minimum deposit for this rate is $250,000. Lower rates are available for lesser deposits. Field of membership in this credit union is extended to employees, retirees, students, and alumni of the University of Michigan. Membership is also extended to other select groups and organizations, many with a nexus located in and around Washtenaw and Livingston counties in Michigan

6.14% Lake State Federal Credit Union 48-72 Month Share Certificates

Lake State Federal Credit Union is offering 6.14% apy on 48-72 month share certificates. You must use a coupon to qualify for this rate. You also must have or open a Lake State FCU checking account in order to take advantage of this offer. Call Lake State for coupon information. Field of membership in this credit union is extended to those who live, work, worship, own real estate, belong to certain local organizations, or attend school in Pine County, Chisago County, Carlton County, Isanti County or Kanabec County, MN.

6.01% Coast Hills Federal Credit Union 12-23 Month IRA Certificate Specials

Coast Hills Federal Credit Union is offering 6.01% apy on IRA certificates with maturities between 12 and 23 months. The minimum deposit for this promotion is $500. Field of membership in Coast Hills Federal Credit Union is extended to those who live, work, worship, volunteer, or attend school in the Central Coast community comprised of San Luis Obispo and North Santa Barbara counties" as well as immediate family of current members.

6.25% POWERCO Credit Union Education Savings Account

POWERCO Credit Union is offering 6.25% apy on an education savings account. The rate on this certificate is based on the Prime Rate minus 2%. Call for additional information. Field of membership is extended to those who are employees or retirees from a number of power companies, members of certain unions chapters, employees of the IRS, and anyone who lives, owns property, worships, attends school, or works in Gahanna, Ohio.

6.05% Operating Engineers Federal Credit Union 12 Month Certificate Special

Operating Engineers Federal Credit Union is offering 6.05% apy on a 12 month certificate special. The rate on this special will increase on this certificate if the standard rate on a OEFCU 12 month certificate increases. Half of the initial deposit for this account must be funded with money new to the credit union. You may also add new money this certificate for the term of this deposit. Subsequent deposits of new money must be made in $500 increments. Field of membership in this credit union is extended primarily to those who belong to certain select union chapters and construction related employers. See site for additional details. Credit goes to FW member mazdaspeedy for posting this on the Fatwallet CD Thread.

CEFCU 6.00% 7 Month Share Update

As I posted on August 7, CEFCU is offering 6.00% apy on a 7 month share certificate. This offer is available now through August 15. See site for additional details. Field of membership in CEFCU is extended to those who are employees or retirees of Caterpillar or their subsidiaries or dealerships as well as members of certain select employee groups. Membership is also extended to those who live in a number of Illinois counties and the immediate family of any of the above groups.

7% First Financial Federal Credit Union 7 Month Current Customer Certificate Offer

First Financial Federal Credit Union is offering 7% apy on a 7 month certificate special for existing members as of 7/1/06. The minimum deposit for this certificate is $1,000 with a maximum deposit of $7,000. You must fund this certificate with "new money" and there is a limit of one certificate per member. This offer is good only today and the account must be opened in branch. Other restrictions may apply. Field of membership is extended to everyone who lives in Monmouth or Ocean County in NJ as well as to those who belong to certain select organizations. See site for additional details.

Coreplus Federal Credit Union 36 Month Variable Rate Certificate

CorePlus Federal Credit Union is offering a 36 month variable rate certificate. The rate for this certificate is determined by the Prime Rate minus 2.50% as reported in the Eastern Edition of the Wall Street Journal five days prior to the end of each month. Rates change on the first of the month. The rate on this account will not drop below 3% or rise above 8%.

Field of membership for CorePlus includes those "who live, work, worship, or attend school in and businesses and other legal entities located in New London County or Windham County, Connecticut" as well as those "who reside in the Town of Hebron, Connecticut, employees of the Town of Bolton, Connecticut".

6.00% MIT Federal Credit Union 18 Month Jumbo IRA

MIT Federal Credit Union is offering 6.00% apy on a 18 month jumbo IRA certificate. The minimum deposit for this rate is $50,000. To qualify for this rate you must have an active checking account with direct deposit of your net pay into an MITFCU account. Field of membership in MIT Federal Credit Union includes employees of MIT who work in or are paid from Cambridge or Lexington, Massachusetts as well as current students at MIT. Members of other certain select employer oganizations are also eligible for membership. See site for details.

6.00% CEFCU 7 Month Share Certificate

CEFCU is offering 6.00% apy on a 7 month share certificate. The minimum deposit for this rate is $5,000. Field of membership in CEFCU is extended to those who are employees or retirees of Caterpillar or their subsidiaries or dealerships as well as members of certain select employee groups. Membership is also extended to those who live in a number of Illinois counties and the immediate family of any of the above groups.

6.00% HMC Employees Federal Credit Union 11 Month Certificate Special

HMC Employees Federal Credit Union is offering 6.00% apy on an 11 month certificate special. The minimum deposit for this special is $1,000 with a maximum deposit of $10,000. You must have an HMC checking account with direct deposit to qualify for this offer. Field of membership is extended to those who work at Hamilton Medical Center or 25 other select employer groups in the Florida area. Contact HMC Employees FCU for more details.

6.136% Newspaper Employees Credit Union 48 Month IRA Certificate Shares

Newspaper Employees Credit Union is offering 6.136% apy on a 48 month Traditional or Roth IRA certificate share. They are also offering 6.136% apy on a 60 month Roth IRA certificate share. The minimum deposits for these accounts is $500. Field of membership is extended to those who work for the Salt Lake Tribune, NAC or Hurley Trucking.

6.00% Clearstar FCU 25 Month Certificate Special

Clearstar FCU is offering 6.00% apy on a 25 month certificate special. The minimum deposit for this certificate is $5,000. Field of membership in Clearstar FCU is extended to those who live, work, worship, volunteer or attend school in the following 13 Northern Nevada counties: Washoe, Storey, Lyon, Carson City, Elko, Pershing, Douglas, Mineral, Humboldt, Eureka, Churchill, Lander & White Pine. Membership is also extended to businesses and other legal entities in the above counties.

6.00% Idaho Central Credit Union 1 year Certificate Special

Idaho Central Credit Union is offering 6.00% apy on a 1 year certificate special. The minimum deposit for this special is $5,000 and this certificate must be funded with "new money". Field of membership is extended to most residents of Idaho as well as members of certain select employee groups. Contact Idaho Central Credit Union for additional information.

6.00% NorthCountry Federal Credit Union 15 Month Certificate Special

NorthCountry Federal Credit Union is offering 6.00% apy on a 15 month certificate special. The minimum deposit for this rate is $2,500. This certificate can either be opened as a regular certificate or an IRA certificate. Field of membership for this credit union is extended to those who live, work, worship or attend school in any of the 10 northern Vermont counties as well those belonging to any business or legal entity located in northern Vermont.

Agriculture Federal Credit Union 4.99% New Car Loans up to 60 Months

Agriculture Federal Credit Union is offering rates as low as 4.99% apr on new car loans up to 60 months. They are also offering used car loan rates as low as 5.75% apr for loan terms between 36-60 months .

Agriculture FCU is also still offering 6.00% apy on 60 month share certificates as I reported on in a previous post, although the rate on 48 month certificates has been lowered to 5.25% apy.

There are a variety of avenues to membership at this credit union. One way to qualify for Agriculture FCU membership is through membership in CityDance Ensemble . From AFCU's website, "AFCU supports CityDance by offering membership to members of CityDance and contributing the $20.00 membership fee to CityDance".

6.58% Western Federal Credit Union 36 Month Variable IRA and/or Coverdell Share Certificate

Western Federal Credit Union is offering 6.58% apy on a 36 month variable rate IRA or Coverdell certificate share. The minimum deposit for this rate is $1,000. Details about Western's field of membership are detailed here. Anyone who doesn't qualify for membership through a select employer group may do so by joining either the Surfrider Foundation or the Friends of Hobbs.

6.25% Chartway Federal Credit Union 13 Month Certificate & Other Great rates

Chartway Federal Credit Union is offering 6.25% apy on a 13 month share certificate. They are also offering 6.0% apy on a 10 month certificate and 5.75% apy on a 7 month certificate. The minimum deposit to qualify for these rates is $10,000. You also must have either Preferred Plus, Elite 50 Plus, or Premier Checking for this offer. Chartway has a membership that is limited to those who "live, work, worship or go to school in a defined geographic area served by our Virginia, Florida, Rhode Island and Texas branches".

Note: As of 8/6, these rates no longer appear on Chartway's Rate Sheet. Thank you to the reader who mentioned this in the comments section.

6.00% Plain Dealer Credit Union 60 Month Jumbo IRA Certificate

According to their website, Plain Dealer Credit Union is offering 6.00% apy on a 60 month IRA jumbo share certificate. The minimum deposit for this certificate is $10,000. Field of membership in Plain Dealer Credit Union is extended to those who are employees and retirees of the Plain Dealer Publishing Company as well as their families.