6.27% SAFE Federal Credit Union 5 Year Jumbo IRA Share Certificate Update, Other High Rates Available

SAFE Federal Credit Union continues to offer 6.27% apy on a 5 year jumbo IRA share certificate. The minimum deposit for this rate is $100,000. I most recently posted on this credit union in March. This credit union is also offering high rates on a number of other certificates, including 6.02% apy on a 60 month regular jumbo certificate.

Field of membership in SAFE Federal Credit Union is extended to those who live, work, worship or attend school in Lee, Clarendon, or Sumter Counties as well as parts of Kershaw, Florence, Richland, or Lexington Counties in South Carolina. Those who work for any one of over 500 select employee groups are also eligibile. Contact SAFE FCU for more information.

5.710% Deseret First Credit Union 60+ Month Jumbo Share Certificates

Deseret First Credit Union is offering 5.710% apy on jumbo share certificates with terms of 60 months or more. The minimum deposit for this rate is $75,000.

Field of membership in Deseret First Credit Union is extended to those who are members of the Church of Jesus Christ of Latter-Day Saints throughout the United States.

5.70% Library of Congress Federal Credit Union 60 Month IRA Share Certificate

Library of Congress Federal Credit Union is offering 5.70% apy on a 60 month IRA share certificate. The minimum deposit for this rate is $1,000. The credit union is also offering 5.60% apy on a 60 month regular share certificate with a minimum deposit of $500.

Field of membership in Library of Congress Federal Credit Union is extended to those who live, work, worship, or attend school within the District of Columbia as well as employees of the Library of Congress among others. See site for more information.

6.03% Cal State 9 Credit Union 60 Month Share Certificate Update

Cal State 9 Credit Union continues to offer 6.03% apy on a 60 month share certificate. The minimum deposit for this rate is $50,000. Lesser deposits earn lower rates. I originally posted on this certificate back in November.

Field of membership in Cal State 9 Credit Union is extended to those who live, regularly work, or regularly attend school in Alameda, Contra Costa, San Francisco, Sacramento, or Santa Clara County in California in addition to those who belong to a number of select employer groups, organizations, or associations. See site for additional details.

6.00% ABNB Federal Credit Union 13 Month IRA Share Certificate Special

ABNB Federal Credit Union is offering 6.00% apy on an 13 month IRA share certificate special. The minimum deposit for this special is $1,000.

Field of membership in this credit union is open to those who live, work, worship, or attend school in Virginia Beach, Norfolk, Suffolk, Portsmouth, Chesapeake, Isle of Wright, Franklin or Southhampton County in Southeastern Virginia.

6.03% Dow Great Western Credit Union 36 Month IRA Certificate Share

Dow Great Western Credit Union is offering 6.03% apy on a 36 month IRA certificate share. The minimum deposit for this rate is $1,000.

Field of membership in Dow Great Western Credit Union is extended to those who live or work in Antioch or Pittsburg, California as well as members of the Chambers of Commerce of Antioch and Pittsburg and their employees.

5.51% Morristown Federal Credit Union 36 Month Share Certificate

Morristown Federal Credit Union is offering 5.51% apy on a 36 month share certificate with a minimum deposit of $2,000. The credit union also offers a .25% higher rate on share certificates of the same term with a minimum deposit of $50,000.

Field of membership for this credit union includes employees of certain select employee groups. Morristown Federal Credit Union has two branches which are located in Teterboro and Morristown, NJ.

5.810% D.C. Teachers Federal Credit Union 48-60 Month Share Certificates

D.C. Teachers Federal Credit Union is offering 5.810% apy on their share certificates with terms of 48-60 months. The minimum deposit for these certificates is $500.

Field of membership in D. C. Teachers Federal Credit Union is extended to employees, annuitants, and pensioners of a number of Washington D.C. area educational institutions and associations among others. See site for details.

Mountain America Credit Union, Share Certificate Yields up to 5.60%

Mountain America Credit Union is currently offering share certificates with yields up to 5.60% apy. See below for rates:

Term APY
12 Month 5.25%
18 Month 5.30%
24 Month 5.35%
30 Month 5.40%
36 Month 5.45%
48 Month 5.50%
60 Month 5.60%

The minimum deposit for these share certificates is $1,000.

Field of membership in Mountain America Credit Union is extended to those who reside in Salt Lake, Duchesne, or select parts of Wasatch or Uintah County in Utah as well as employees, members, or volunteers of certain select employee groups or affiliated associations. See site for details.

5.42% MCT Federal Credit Union 16 Month Jumbo Share Certificate & Other High Yielding Share Certificates

MCT Federal Credit Union is offering 5.42% apy on a 16 month jumbo share certificate. They are also offering 5.37% apy on an 11 month jumbo share certificate and 5.46% apy on a 60 month jumbo share certificate. The minimum deposit requirement for these certificates is $50,000. These rates are good for regular and IRA share certificates.

Field of membership in MCT Federal Credit Union is extended to many students and employees of educational institutions in Montgomery County, Maryland. Membership is also extended to a number of select companies and organizations. See site for additional information.

Chartway Federal Credit Union 13 Month Share Certificate, Rates up to 6.51% APY

Chartway Federal Credit Union is offering up to 6.51% apy on a 13 month share certificate. The base rate on this certificate is 6.01% apy. Those who initiate direct deposit, transfer a credit card balance of $500 or more, or open up a home equity line of $10,000 or more will earn 6.26% apy. When you combine either the balance transfer or a new home equity loan with a new direct deposit relationship you will earn 6.51% apy. The minimum deposit to qualify for these rates is $10,000 and the maximum opening deposit per household for this special is $250,000. You must have either Preferred Plus, Elite 50 Plus, or Premier Checking to qualify for these rates. Those who do not have or open any of the above checking accounts may open these certificates with a .26% lower rate.

Chartway has a membership that is limited to those who "live, work, worship or go to school in a defined geographic area served by our Virginia, Florida, Rhode Island and Texas branches".

10% Meriwest Credit Union One Year Share Certificate Special, May 25th and 26th Only at Broadway & Rita Road Financial Centers($1,000 min/max)

Meriwest Credit Union is offering 10% apy on a one year share certificate special for two days only on May 25th and 26th at their Broadway Financial Center & Rita Road Financial Center locations. The minimum/maximum funding for this special is $1,000 and you must open a new Meriwest Credit Union checking account. Limit 1 certificate per new member. See site for additional details.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

5.50% Priority Community Credit Union 13 Month Share Certificate Special

Priority Community Credit Union is offering 5.50% apy on a 13 month share certificate special. The minimum deposit for this special is $1,000. Funds for this special must come from money that has not been on deposit with the credit union within the last 60 days.

Field of membership in Priority Community Credit Union is extended to those who live work or worship in a number of Michigan Communities, including Detriot. Membership is also extended to certain select employer groups and other organizations. See site for addtional details.

5.50% MIT Federal Credit Union 12 Month Jumbo IRA Share Certificate

MIT Federal Credit Union(MITFCU) is offering 5.50% apy on an 12 month jumbo IRA share certificate. The minimum deposit for this rate is $50,000. Regular 12 month certificates are also available with a yield of 5.25% apy and minimum deposit requirement of $500. To qualify for these rates you must have an active MIT Federal Credit Union checking account with direct deposit of your net pay, pension, or social security into a MITFCU account. Other rates and terms are available. See site for details.

Field of membership in MIT Federal Credit Union includes employees of MIT who work in or are paid from Cambridge or Lexington, Massachusetts as well as current students at MIT. Members of other certain select employer oganizations are also eligible for membership. See site for details.

5.70% Diamond Credit Union 5 & 10 Year Jumbo Share Certificates

Diamond Credit Union is offering 5.70% apy on their 5 and 10 year jumbo share certificates. The minimum deposit for these certificates is $75,000. Regular certificates with deposits starting at $1,000 earn 5.35% apy for similar terms.

Field of membership in Diamond Credit Union is extended to those who live, work, worship, regularly conduct business, or attend school in Berks County, PA and the Tri-County Region.

Black Hills Federal Credit Union Share Certificate Update, Rates up to 5.55%

Black Hills Federal Credit Union is offering competitive yields on a number of their share certificates. They are offering 5.55% apy on 5-8 year share certificates with a minimum deposit of $25,000 when you have an Ultimate Checking account at the time you open your share certificate. Those with Ultimate Checking and a minimum deposit of $25,000 will also earn 5.46% apy on a 30 month share certificate. See site for additional rates and terms.

Field of membership for Black Hills Federal Credit Union includes those who live, work, worship, or attend school, and businesses or other legal entities in Pennington, Custer, Fall River, Lawrence, or Meade County, South Dakota. Immediate family of current members are eligible as well.

5.50% West Texas Credit Union 1 Year Share Certificate

West Texas Credit Union is offering 5.50% apy on a 1 year share certificate. The minimum deposit for this account is $1,000.

Field of membership in West Texas Credit Union is extended to those who live or work in El Paso County, Texas.

Northrop Grumman Federal Credit Union Share Certificate Update, Rates up to 5.7565%

Northrop Grumman Federal Credit Union is offering 5.7565% apy on a 60 month bonus term share certificate. The minimum deposit for this certificate is $40,000. Other high yields are available starting at 5.4412% apy for a 12 month share certificate. These rates are good for both regular and IRA bonus term share certificates. See site for additional rates and terms.

Field of membership in Northrop Grumman Federal Credit Union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don't otherwise qualify for membership in this credit union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

America First Credit Union, Share Certificate Rates up to 5.55%

America First Credit Union is offering rates of up to 5.55% apy on their regular and IRA share certificates. Rates for share certificates with a maturity of 6 months earn 5.20% apy and rise all the way up to 5.55% apy for a 60 month share certificate. The minimum deposit requirement for these certificates is $500.

Field of membership in America First Credit Union is extended to those who live, work, regularly conduct business, worship, attend school, or volunteer in Salt Lake County, Utah or within a 12 mile radius of the Mesquite Nevada Post Office. Membership is also extended to immediate family of current members, those who are eligible for membership, and those who died while within this credit union's field of membership.

$25 Wescom Credit Union Referral Bonus, Sunday May 27th

Wescom Credit Union is offering a $25 referral bonus this Sunday on May 27th for both referring members and the new members they refer. To qualify for this bonus the new member must open a new Wescom checking account with a minimum deposit of $100. Referral bonuses for existing members are limited to a maximum of $100 for a total of 4 new member referrals.

Field of membership in this credit union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

5.30% Greylock Federal Credit Union 6-8 Month Jumbo Share Certificates

Greylock Federal Credit Union is offering 5.30% apy on their 6, 7, and 8 month share certificates. The minimum deposit for these certificates is $100,000.

Field of membership for this Greylock Federal Credit Union is open to those who live or work in Berkshire County, Massachusetts. This credit union has branches located in Adams, Great Barrington, Lee, North Adams, Pittsfield, and Williamstown, MA.

Signal Financial Federal Credit Union Specials, 5.65% 24 Month and 5.55% 12 Month Share Certificates

Signal Financial Federal Credit Union is offering two share certificate specials. The first is a 12 month share certificate special with a yield of 5.55% apy and a minimum deposit requirement of $2,500. The second is a 24 month share certificate with a yield of 5.65% apy and a minimum deposit requirement of $5,000. Both these specials must be funded with money new to the credit union.

Field of membership in Signal Financial Federal Credit Union is extended to those who live, work, attend school, or worship in Washington DC or inside Prince George County in the Beltway. Membership is also extended to those who belong to any one of a number of certain select employee groups. See site for details.

5.65% Hoya Federal Credit Union 60 Month Share Certificate

Hoya Federal Credit Union is offering 5.65% apy on a 60 month share certificate. The minimum deposit for this rate is $500. Deposits of $20,000 and over receive a rate bonus of .25% apy.

Field of membership in Hoya Federal Credit Union is extended to employees of Georgetown University.

Human Services Employees Credit Union Visa Platinum Double Scorecard Rewards Promotion

Human Services Employees Credit Union is offering double Scorecard Rewards Points on purchases made with their Visa Platinum card from July 1st through September 30th.

Field of membership in Human Services Employees Credit Union is extended to those who work for certain Departments of the State of Georgia and certain Agencies working under the same. Membership is also extended to a small number of select employee groups. See site for details.

5.50% Apple Federal Credit Union 60 Month Share Certificate

Apple Federal Credit Union is currently offering 5.50% apy on a 60 month share certificate. The minimum deposit for this certificate is $500.

Field of membership for Apple Federal Credit Union includes a variety of select employer groups, alumni and faculty groups, as well as members of a number of national associations. See site for additional details.

5.75% Afena Federal Credit Union 19 Month Share Certificate Special

Afena Federal Credit Union is offering 5.75% apy on a 19 month share certificate special. The minimum deposit requirement for this special is $2,500 and this account must be funded with money new to the credit union.

Field of membership in Afena Federal Credit Union is extended to those who live, work, or worship in either Grant or Wabash Counties in Indiana.

Charleston Federal Credit Union Share Certificate Rate Update, Yields up to 6.33%

Charleston Federal Credit Union continues to offer a yield of 6.33% apy on a 24 month share certificate. The minimum deposit for this certificate is $10,000. Lesser deposits earn 6.17% apy. I originally posted on this certificate back in late January.

Field of membership in Charleston Federal Credit Union is extended to certain Federal employees who work in or are supervised from the Kanawha Valley in West Virginia and those who are employees of the University of Charleston and the Charleston Job Corp. See site for further details.

6.01% Connexus Credit Union My Rewards Checking Account

Connexus Credit Union is offering 6.01% apy on their My Rewards Checking Account for balances of up to $25,000(balances over $25,000 for qualifying accounts will earn .75% apy). To qualify for these rates you must make 10 FastCash & Check Card transactions each month, have direct deposit or ACH auto debit at least once per month, and sign up for eStatements. If you don't meet these requirements your account will earn .50% apy. This account requires no minimum balance.

Field of membership in Connexus Credit Union is extended to those employees and retirees of the Liberty Mutual Group, Wausau Insurance Companies, and others. Contact the credit union for more information.

Palisades Federal Credit Union 10% 12 Month Share Certificate Special($2,000 Max) & 5.25% 10 Month Share Certificate Special

Palisades Federal Credit Union continues to offer a 10.00% 12 month share certificate special. The minimum deposit for this special is $500 and there is a $2,000 maximum deposit limit. There are numerous conditions and restrictions on this offer. See my August post for more information.

Palisades Federal Credit Union is also offering a 5.25% apy on a 10 month share certificate special. The minimum deposit for this rate is $50,000 and you must have a Palisades Federal Credit Union checking account with direct deposit. Lesser deposits starting at $500 with checking and direct deposit earn 4.75% apy. See site for additional details.

Field of membership in Palisades Federal Credit Union is extended to anyone who lives, works, worships, or attends school in Rockland County, NY.

7.00% Ukrainian Selfreliance Federal Credit Union 9 Month Coverdell Education Savings Account Share Certificate

Ukrainian Selfreliance Federal Credit Union is offering 7.00% apy on a 9 month Coverdell Education Savings Account Share Certificate. The minimum deposit for this account is $100.

Field of membership in Philidelphia Area Ukrainian Selfreliance Federal Credit Union is extended to those of Ukrainian descent and their spouses.

6.00% United Financial Credit Union 6 Month Youth Share Certificate

United Financial Credit Union continues to offer 6.00% apy on a 6 month youth share certificate. I originally posted on this account last December. This certificate requires a minimum deposit of $100 and has a maximum deposit limit of $2,000. This account may be opened for youths through age 21.

Field of membership in Michigan based United Financial Credit Union is extended to those who belong to any of over 200 select employer groups. The credit union has branches located in Saginaw, Chesaning, and Freeland. See site for further information

5.6513% Northrop Grumman Federal Credit Union 5 Year Share Certificate, Other High Rates Available

Northrop Grumman Federal Credit Union is offering 5.6513% apy on a 60 month bonus term share certificate. The minimum deposit for this certificate is $40,000. Other high yields are available starting at 5.4727% apy for a 12 month share certificate. These rates are good for both regular and IRA bonus term share certificates. See site for additional rates and terms.

Field of membership in Northrop Grumman Federal Credit Union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don't otherwise qualify for membership in this credit union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

Agriculture Federal Credit Union Share Certificate Update, Yields up to 5.50%

Agriculture Federal Credit Union is offering yields as high as 5.50% apy on their share certificates. They are offering 5.50% apy on their 60 month share certificates and 5.25% apy on both their 36 & 48 month share certificates. The minimum deposit for these certificates is $1,000. These yields are good for both regular and IRA share certificates.

Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble. Membership in City Dance Ensemble is $20 and you can apply at the time you complete your online membership application for the credit union.

5.50% Orange County Teachers Federal Credit Union 60 Month Share Certificate

Orange County Teachers Federal Credit Union(OCTFCU) is offering 5.50% apy on a 60 month share certificate. The minimum opening deposit for this certificate is $500.

Field of membership in OCTFCU is primarily extended to employees of a number of educational institutions who work in certain Southern California counties in addition to their immediate family. See site for details.

5.35% Telcom Federal Credit Union 18 Month IRA Bonus Rate Share Certificate Special

Telcom Federal Credit Union is offering 5.35% apy on an 18 month IRA bonus rate share certificate special. The minimum deposit requirement for this certificate is $2,500. Regular 18 month share certificates are also available with a yield of 5.10% apy.

While there are a numer of ways to join Telcom Credit Union, their field of membership is open to anyone by virtue of a $2 donation to the Salvation Army Bed and Bread program.

5.30% Campus USA Credit Union Mother's Day 8, 10, or 14 Month Share Certificate Specials

Campus USA Credit Union is offering 5.30% apy on 8, 10, & 14 month share certificates specials in honor of Mother's Day. The minimum deposit for these specials is $25,000.

Field of membership in Campus USA Credit Union is extended to those who live, work, or attend school in Alachua, Clay, Columbia, Lake, Marion or Sumter counties in the State of Florida .

6.13% Telco Federal Credit Union(New York) 36 Month Share Certificate

Telco Federal Credit Union is offering 6.13% apy on a 36 month share certificate. The minimum deposit for this certificate is $10,000. Lesser deposits starting at $1,000 earn 5.62% apy.

Field of membership in Elmira, NY based Telco Federal Credit Union is extended to those who belong to any of a number of select sponsoring organizations. See site for details.

Washington Telephone Federal Credit Union Share Certificates, Yields as High as 5.810%

Washington Telephone Federal Credit Union is offering high rates on a number of their share certificates. They currently have two high rate share certificate specials on their website. They are offering a 12 month share certificate special with a yield of 5.55% apy and minimum deposit requirement of $2,500. They are also offering a 24 month share certificate special with a yield of 5.65% apy and a minimum deposit requirement of $5,000. Both of these specials must be funded with money new to the credit union. See site for additional terms and conditions for these specials.

In addition to the certificate specials mentioned above, this credit union is offering competitive rates on a number of their regular and IRA share certificates. They are offering a rate of 5.810% apy on both their 72 month Coverdell Education Savings and IRA share certificates. The minimum deposit requirements for these certificates are $500 and $2,000 respectively. See this link for additional rates and terms.

Field of membership in Washington Telephone Credit Union includes those who live, work, worship, or attend school in Washington, DC or the section of Prince George County, Maryland inside the beltway. This credit union is insured by the NCUA.

5.50% New Orleans Fireman's Federal Credit Union 6 Month Jumbo Share Certificate Special, May 14th - May 31st

The New Orleans Fireman's Federal Credit Union is offering 5.50% apy on a 6 month jumbo share certificate special, May 14th through May 31st. The minimum deposit for this account is $100,000. This special is also available with a minimum deposit of $2,000 and a yield of 5.25% apy.

Field of membership in The New Orleans Fireman's Federal Credit Union is extended to those who live, work, or attend school in the St. James Parish, Tangipahoa Parish, Plaquemines Parish, or certain parts of the New Orleans East area in Louisiana. Membership is also extended to active and retired New Orleans Fireman and employees of certain select employee groups. See site for additional details.

Tucoemas Federal Credit Union Update, Share Certificates with Rates as High as 6.22%

Tucoemas Federal Credit Union is continues to offer rates of 6.00%+ on a number of their share certificates with various terms and deposit levels. The highest rate offered is 6.22% apy on a 60 month share certificate with a minimum deposit of $50,000. See site for additional rates and terms.

Field of membership in Tucoemas Federal Credit Union is extended to those who live, work, worship, or attend school in Tulare County, California.

5.59% NRL Federal Credit Union 3 Year Share Certificate & Other High Rates

NRL Federal Credit Union is offering 5.59% apy on a 3 year share certificate. They are also offering 4 and 5 year share certificates that earn 5.64% and 5.69% apy respectively. The minimum deposit for these rates is $25,000. Certificates with lesser deposit requirements are available at lower rates.

Field of membership for NRL Federal Credit Union is extended to those who are civilian or military employees of the U.S. Government regularly stationed at or paid by the Naval Research lab as well as contractors or employees of contractors who work regularly at the lab. In addition, employees of certain select employer groups and family members of current members are eligible for memberhship.

5.6092% Northrop Grumman Federal Credit Union 6 Month Share Certificate, Other High Rates Available

Northrop Grumman Federal Credit Union is offering 5.6092% apy on a 6 month bonus term share certificate. They are also offering 5.4832% apy on a 12 month bonus term share certificate. The minimum deposit for these certificates is $40,000.

Field of membership in Northrop Grumman Federal Credit Union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don't otherwise qualify for membership in this credit union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

5.50% San Mateo Credit Union 12 Month Share Certificate Special

San Mateo Credit Union is offering 5.50% apy on an 12 month share certificate special. This certificate has a minimum deposit requirement of $2,000 and is only being offered for a limited time.

Thanks to the reader who left on a comment about this deal on the Hot Tips Link, where readers can share credit union deals that they have found.

Field of membership in San Mateo Credit Union is extended to those who are a resident, employee, or student in San Mateo County or a member of a select employee group. See site for details.

5.40% Security Service Federal Credit Union 1 Year Share Certificate

Security Service Federal Credit Union is offering 5.40% apy on a 1 year share certificate. The minimum deposit for this certificate is $500. Higher yields are available for larger deposits. Jumbo 1 year share certificates with a minimum deposit of $100,000 earn 5.55% apy.

Field of membership in Security Service Federal Credit Union is primarily extended to those with an association to certain Texas and Colorado communities. See site for details.

Suncoast Federal Credit Union Double ScoreCard Rewards Points For Gas Purchases

Suncoast Federal Credit Union is offering double Scorecard Rewards Points during the months of May and June for gasoline purchases when you use your Suncoast Visa Credit Card or Access 24 Visa Check Card. Gasoline purchases using your Visa Credit Card will earn 2 points per dollar spent, while a Suncoast Access 24 Visa Check Card will earn 2 points for every three dollars spent when you sign for gas purchases.

Field of membership in Suncoast Federal Credit Union is extended to those with a certain specified relationship to any of the following Florida counties: Charlotte, Citrus, Collier, Desoto, Glades, Hardee, Hendry, Hernando, Hillsborough, Lee, Levy, Manatee, Pasco, Pinellas, or Sumter. Each county has a different set of membership criteria, although anyone 55 and older who lives in any of the aforementioned counties can become eligible to join the credit union by becoming a member of the SSFCU Retirement Association. Membership in SSFCU is $5.

5.45% Orange County Teachers Federal Credit Union 9 Month Multi Add On Share Certificate

Orange County Teachers Federal Credit Union(OCTFCU) is offering 5.45% apy on a 9 month multi add on share certificate. The minimum deposit requirement for this certificate is $500. Multiple additional deposits may be added to this certificate in an amount up to the the initial opening balance during the term of this certificate.

Field of membership in OCTFCU is primarily extended to employees of a number of educational institutions who work in certain Southern California counties in addition to their immediate family. See site for details.

5.99% Pentagon Federal Credit Union Home Equity Loans up to 240 Months

Pentagon Federal Credit Union is offering rates as low as 5.99% apr on home equity loans with terms of up to 240 months. To qualify for this rate you must apply online. There are no points or closing costs for this offer.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

5.50% Salt Lake Credit Union Money Market Account($100,000+)

Salt Lake Credit Union is offering yields of up to 5.50% apy on their Money Market Account for accounts with balances of $100,000 or more. Lesser deposits earn lower rates:


APY Deposit Level
1.00% $25-$1,999.99
2.80% $2,000-$19,999.99
4.85% $20,000-$49,999.99
5.15% $50,000-$99,999.99
5.50% $100,000 +


Field of membership in Salt Lake Credit Union is extended to those who live in Salt Lake County, Utah. Membership is also extended to those who belong to certain select groups or associations. See site for details.

Fairwinds Credit Union, Rates up to 5.70% on Jumbo IRA Share Certificates with Relationship Rewards

Fairwinds Credit Union is offering rates as high as 5.70% apy to those who open jumbo IRA share certificates and apply 5000 Relationship Rewards points to their certificate account. Relationship Rewards may earned in a variety of ways. Members earn 100 points for every year they are a member. They also earn 1 point for every dollar of interest earned on deposit accounts and 1 point for every $1 in interest paid on loans with the credit union, with the exception of credit card interest. It takes 2500 points to receive a .25% rate bonus to certificate accounts and 5000 points to receive a .50% rate bonus. Currently, with 5000 Relationship Rewards points, you can earn the following rates on jumbo IRA share certificates:

Rates and Term Length
5.45% apy 6 month share certificate
5.55% apy 12 month share certificate
5.70% apy 24 month share certificate
5.70% apy 36 month share certificate
5.70% apy 48 month share certificate
5.70% apy 60 month share certificate

Rates of up to 5.65% apy are also available for regular share certificates when 5000 Relationship Rewards points are used. See site for further information.

Field of membership in Fairwinds Credit Union is extended to those who live or work in Orange, Seminole, Osceola, Lake, Polk, or Volusia County in Florida. Membership is also extended to those who are over 50 and live within a 50 mile radius of a Fairwinds Credit Union service center and are not currently eligible for membership at another local area credit union. Employees of any one of over 500 select employee groups are eligible for credit union membership as well, in addition to active or retired military personnel or dependents receiving military benefits. See site for details.

5.75% NW Preferred Credit Union 36-48 Month Share Certificates & 5.65% 18-35 Month Share Certificates

NW Preferred Credit Union is offering rates of up to 5.75% apy on their share certificates. They are offering 5.65% apy on share certificates with terms of 18-35 months and 5.75% apy on share certificates with terms of 36-48 months. The minimum deposit for these certificates is $500.

Field of membership in NW Preferred Credit Union is extended to licensed insurance professionals in Oregon, Washington and Idaho as well as those who live or work in the greater North Santiam area in Oregon. See site for additional details.

5.50% People's Choice Credit Union 9 Month Share Certificate Special Update

People's Choice Credit Union continues to offer a 5.50% apy 9 month share certificate special. I originally posted about this certificate back in March. This rate is good for both regular and IRA share certificates. The minimum deposit for this special is $500.

Field of membership in People's Choice Credit Union is primarily extended to those who live, work, or attend school in York County, Maine and the mmediate family thereof. See site for details.

5.90% Sharefax Credit Union 80 Month Share Certificate Update

Sharefax Credit Union is offering 5.90% apy on an 80 month share certificate for those who are over 50 and qualify for the Classic 50 Club. The minimum deposit for this certificate is $15,000. You also must have a credit card and checking account with the credit union is open this account.

Field of membership in Sharefax Credit Union is extended to those who live, work, worship, or attend school in any of a number of greater Cincinncati, Ohio area communities. Membership is also extended to those who belong to any of a number of select employee groups. See site for details.

5.50% RateEdge.com Online Savings Account

RateEdge.com, a division of SunMark Federal Credit Union, is currently offering 5.50% apy on their online savings account. This account requires a minimum of $5 to open and there is no minimum deposit balance required to earn interest.

Field of membership in this credit union is extended to those who live, work, worship, own a business, volunteer or attend school in the counties of Albany, Montgomery, Rensselaer, Saratoga, Schenectady, or Schoharie in New York State.

5.48% Wings Financial Federal Credit Union 15 Month Share Certificate Special

Wings Financial Federal Credit Union is offering a 15 month share certificate special with a yield of 5.48% apy. This certificate is available as either a regular or an IRA account. The minimum deposit for this special is $500.

Field of membership in Wings Financial Federal Credit Union is primarily extended to employees and retirees whose job directly supports/supported the air transportation as well as their immediate family. See site for details.

6.00% Empower Federal Credit Union 6 Month Share Certificate Special

Empower Federal Credit Union is offering 6.00% apy on a 6 month share certificate special during the month of May. The minimum deposit requirement for this certificate is $500 and this account may be opened as either a regular or IRA share certificate.

Thanks for finding this deal goes to the reader who left a comment on the Hot Tips Link, where readers can share credit union deals that they have found.

Field of membership in Empower Federal Credit Union is extended to those who live, work, or worship in any of the following New York communities: City of Buffalo, City of Binghamton, City of Fulton, City of Syracuse, City of Utica, Oswego County, Town of Granby, Town of Hannibal, Town of Cheektowaga, Town of Union, designated areas of the Town of Salina, and the Village of New York Mills. Membership is also extended to those who belong to any one of a number of certain select employee groups, organizations, or associations. See site for details.

AA Credit Union Visa Platinum Rewards Credit Card 50,000 Connection Point Bonus Offer

AA Credit Union is offering up to 50,000 Bonus Connection Points now through July 31, 2007 when you use your AA Credit Union Visa Platinum Rewards Credit Card. You will earn 10,000 Bonus Connection Points for every $500 in purchases up to a total of 50,000 points. Connection Points can be redeemed for air travel, cruises, hotel rewards, and other rewards. This card also features no annual fee, no cash advance fees, and no balance transfer fees. See site for additional details.

AA Credit Union's field of membership includes current or retired employees of American Airlines and employees of a number of other transportation related organizations. See site for details.

5.50% Michigan Schools & Government Credit Union 40 Month Share Certificate Special & 5.35% 16 Month Share Certificate Special

Michigan Schools & Government Credit Union is offering 5.50% apy on a 40 month share certificate special. They are also offering a 5.35% apy 16 month share certificate. The minimum deposit requirement for both of these share certificates is $500.

Michigan Schools & Government Credit Union has a diverse field of membership which, among others, includes employees, students, former students, alumni, and retirees of educational institutions in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, or Wayne County in Michigan. See site for additional groups eligible for membership.

5.835% D.C. Teachers Federal Credit Union 12 Month Share Certificate

D.C. Teachers Federal Credit Union is offering 5.835% apy on their 48-60 month share certificates. The minimum deposit requirement for these certificates is $500.

Field of membership in D. C. Teachers Federal Credit Union is extended to employees, annuitants, and pensioners of a number of Washington D.C. area educational institutions and associations among others. See site for details.

10% Meriwest Credit Union One Year Share Certificate Special, May 4th and 5th Only at The San Mateo Financial Center($1,000 min/max)

Meriwest Credit Union is offering 10% apy on a one year share certificate special for two days only on May 4th and 5th at their San Mateo Financial Center Hillsdale location. The minimum/maximum funding for this special is $1,000. This certificate must be funded with money new to the credit union and there is a limit of 1 certificate per new member. Existing members may open one of these certificates when they bring in a new member who opens up a new account. See site for additional details.

Field of membership in Meriwest Credit Union is extended to those who live, work, or study in Santa Clara, Alameda, Contra Costa, San Mateo, or San Francisco county as well as employees and retirees any of a number of certain select employee groups including IBM. Family members and household members of eligible members are also eligible.

5.77% State Department Federal Credit Union 5 Year IRA Share Certificate

State Department Federal Credit Union is offering 5.77% apy on a 5 year IRA certificate for those members who are in their Capital Club. To join the Capital Club, you must open a State Department FCU checking account and have your paycheck or annuity directly deposited. If direct deposit isn't available to you, you can also join the Capital Club by having a minimum of $500 in your regular share savings account.

Field of membership is limited and is comprised of a number of select employee groups as well as employees and members of a number of other organizations. See site for details.

5.50% OnPoint Community Credit Union 11 Month Share Certificate Special

OnPoint Community Credit Union is offering 5.50% apy on an 11 month share certificate special. The minimum deposit requirement for this rate is $5,000. To qualify for this rate, you must deposit $5,000 in new money to the credit union unless you have been a member for 10 years or more. You also must have direct deposit to an OnPoint Community Credit Union checking account to qualify for this rate. Those without without direct deposit will earn 5.25%.

OnPoint Community Credit Union is open to those who live or work in Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill County in Oregon.

5.30% San Diego County Credit Union 9 Month Bump-Up Share Certificate Special

San Diego County Credit Union is offering 5.30% apy on a 9 month Bump-Up share certificate. The minimum deposit for this rate is $10,000. Lesser deposits starting at $2,000 will earn 5.25% apy while deposits starting at $90,000 will earn 5.35% apy. You have the option to bump up your rate once during the term of this certificate to the then current rate. See site for details.

Field of membership in San Diego County Credit Union is extended to those who live or work in San Diego or Riverside County in California as well as employees of certain select employee groups. See site for details.

Pentagon Federal Credit Union Rate Update, Certificate Rates up to 5.12%

Pentagon Federal Credit Union has updated their share certificate rates. They are now offering a rate of 5.12% apy on their 3, 4, 5, & 7 year share certificates. The minimum required deposit for these certificates is $1,000.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

5.26% Navy Federal Credit Union Money Market Savings Account($50,000+)

Navy Federal Credit Union is offering a new higher rate tier on their Money Market Savings Account. Deposits of $50,000 or greater will earn 5.26% apy on the entire balance. Lesser deposits starting at $25,000 earn 4.84% apy. You must have a minimum balance of $2,500 to earn dividends. See site for additional details.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.

5.80% NASA Federal Credit Union 7 Month Share Certificate Special

NASA Federal Credit Union is offering 5.80% apy on a 7 month share certificate special. The minimum deposit requirement for this special is $10,000 and the maximum deposit limit is $100,000. To qualify for this offer, you must have a VIPs checking account with the credit union. See site for additional details.

NASA Federal Credit Union is also offering 5.30% apy on a 9 month share certificate with a minimum deposit of $1,000.

Field of membership in NASA Federal Credit Union is open to those who belong to any of a number of select employee groups in addition to those who belong to certain associations that anyone may join. See site for additional details.