6.05% Scott Credit Union Extreme Checking

Scott Credit Union is offering 6.05% apy on the first $25,000 on deposit in their Extreme Checking Account. Deposits over $25,000 earn .50% apy. This account features no minimum balance requirement and ATM Fee rebates of up to $10 per account cycle. You must receive estatments and make 12 debit card transactions per account cycle to earn earn the above yields.

Field of membership in Scott Credit Union is extended to those who live or work in the Illinois Counties of Monroe, Madison, St. Clair, Randolph, Perry, Franklin, Jefferson, Washington, Clinton, Marion, or Bond. Membership is also extended to active duty or retired military of Scott Air Force Base, Scott Air Force Base authorized personnel, and employees and members of Sam's Club of O'Fallon, IL.

Fed Choice Federal Credit Union Mini Jumbo Share Certificates, Yields up to 5.35%

FedChoice Federal Credit Union is offering yields of up to 5.35% apy on their mini jumbo share certificates. Yields are below:

Term Yield
12 Month 5.10%
18 Month 5.15%
24 Month 5.15%
36 Month 5.15%
48 Month 5.15%
60 Month 5.35%

The minimum deposit requirement for these certificates is $50,000.

Field of membership in FedChoice Federal Credit Union is extended to all federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore, and Philadelphia Metropolitan areas. See site for more information.

5.45% Los Angeles Federal Credit Union 24 Month Variable Rate IRA Share Certificate

Los Angeles Federal Credit Union is offering 5.45% apy on a 24 month variable rate IRA share certificate. The minimum deposit requirement for this certificate is $500.

Field of membership for Los Angeles Federal Credit Union is detailed here. For those in the greater Los Angeles area who aren't otherwise eligible, one way to meet this field of membership is to join the Los Angeles Charitable Association, Inc. Membership dues in this association can be as little as $1.

5.05% Palmetto Citizens Federal Credit Union 4 Month Share Certificate Special

Palmetto Citizens Federal Credit Union is offering 5.05% apy on a 4 month share certificate special. The minimum deposit requirement for this certificate is $500. This special is available as a regular or an IRA share certificate.

Field of membership in Palmetto Citizens Federal Credit Union is open to those who live, work, worship, or attend school in the South Carolina Counties of Richland, Lexington, Newberry or Fairfield.

5.00% OnPoint Community Credit Union 11 Month Share Certificate Special

OnPoint Community Credit Union is offering 5.00% apy on an 11 month share certificate special. The minimum deposit requirement for this rate is $5,000. To qualify for this rate, you must deposit $5,000 in new money to the credit union unless you have been a member for 10 years or more. You also must have direct deposit to an OnPoint Community Credit Union checking account to qualify for this rate. This account is available as a regular or an IRA share certificate. See site for additional details.

Membership in OnPoint Community Credit Union is open to those who live or work in Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill County in Oregon.

5.15% Orange County Teachers Federal Credit Union 60 Month Jumbo Share Certificate

Orange County Teachers Federal Credit Union(OCTFCU) is offering 5.15% apy on a 60 month jumbo share certificate. The minimum deposit requirement for this certificate is $100,000. Lower yields are available for lesser deposits. See site for details.

Field of membership in OCTFCU is primarily extended to employees of a number of educational institutions who work in certain Southern California counties in addition to their immediate family. See site for details.

5.50% Digital Federal Credit Union 60 Month IRA Share Certificate, 5.00% 7 Month Share Certificate Special Also Available

Digital Federal Credit Union continues to offer 5.50% apy on a 60 month IRA share certificate. I last posted on this offer back in August. You must have a Loyalty Checking Plus relationship to qualify for this yield. Those without this relationship will earn a lower rate. The minimum deposit requirement for this certificate is $500. See site for details.

The credit union is also offering 5.00% apy on a 7 month share certificate special. This special is good for regular, jumbo, and IRA share certificates. The minimum deposit requirement for this offer starts at $500 for regular and IRA accounts. See site for details.

Field of membership in Digital Federal Credit Union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

5.25% Telcom Credit Union 61 Month Share Certificate Special

Telcom Credit Union is offering 5.25% apy on a 61 month share certificate special. The minimum deposit requirement for this special is $5000.

Field of membership in Telcom Credit Union is open to anyone who makes a $2 donation to the Salvation Army Bed and Bread program.

5.48% InvesTex Credit Union 60 Month Share Certificate, Other High Yields Available

InvesTex Credit Union is offering 5.48% APY on a 60-month share certificate. Other competitive yields are available on their certificates with shorter maturities. Yields are below:

Yield Term
5.06% APY 18 Month
5.17% APY 24 Month
5.27% APY 36 Month
5.38% APY 48 Month
5.48% APY 60 Month

There is a minimum deposit requirement of $50,000 for these yields. Lower rates are also available for certificates with a minimum deposit requirement of $1,000. These rates are good for both regular and IRA share certificates.

Credit for finding this deal goes to the reader who left a comment on the Hot Tips link where readers like you can share credit union deals that they have come across.

Field of membership in InvesTex Credit Union is open to most of those those who live or work in the geographic region of the North Harris Montgomery Community College District as well as school districts in that area. See site for details.

Pentagon Federal Credit Union Share Certificate Rate Update, Yields up to 5.25%

Pentagon Federal Credit Union has updated their share certificate rates. They are now offering a yield of 5.25% apy on their 7 year share certificates and 5.00% apy on their 5 year share certificates. The minimum required deposit for these certificates is $1,000.

Penfed has had a history of offering market leading certificate yields at the end of the year. Below are links to previous posts detailing prior year end Penfed share certificate yields:

December 2006 - 6.25% Pentagon Federal Credit Union 3,4,5, & 7 Year Share Certificates

December 2005 - 6.00% Pentagon Federal Credit Union 7 Year Certificate Share

December 2005 - 5.50% Pentagon Federal Credit Union 7 Year Certificates & Other Great Rates

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

5.05% Eastern Financial Florida Credit Union 7 Month Share Certificate Special

Eastern Financial Florida Credit Union is offering 5.05% apy on a 7 month share certificate. The minimum deposit requirement for this certificate is $500. To qualify for this rate you must have direct deposit of at least $500.00 per month into any Eastern Financial Savings or Checking Account. Those without direct deposit will earn 4.80% apy. This certificate is available as a regular or an IRA share certificate.

Field of membership in Eastern Financial Florida Credit Union is extended to those who live or work in Miami-Dade, Broward, Palm Beach, Hillsborough or Pinellas County, Florida. Membership is also extended to those who belong to any of a number of certain select employee groups. See site for details.

The Johns Hopkins Federal Credit Union Golden Adjustable Rate Mortgage at Prime Minus 2.50%

The Johns Hopkins Federal Credit Union is offering an Adjustable Rate Mortage(ARM) with a rate of prime minus 2.5%. The rate is adjusted once a year on the anniversary of the settlement date of the loan. Annual rate increases for this loan are capped at 2.00%. This loan also comes with a $1,500 closing cost rebate. See site for additional details.

Field of membership in The Johns Hopkins Federal Credit Union is extended to employees and retirees of John Hopkins University and a number of select employer groups. Membership is also extended to those who live, work, worship, volunteer, or attend school in a defined area within Baltimore, Maryland. See site for details.

5.25% San Mateo Credit Union 12 Month Share Certificate Special

San Mateo Credit Union is offering 5.25% apy on a 12 month share certificate special. This special is available as a regular or IRA share certificate and must be funded with money new to the credit union. There is a minimum deposit requirement of $10,000 for regular share certificates and $2,000 for IRA share certificates with this promotion. The maximum deposit limit is $100,000. See site for additional details.

Field of membership in San Mateo Credit Union is extended to those who are a resident, employee, or student in San Mateo County or a member of a select employee group. See site for details.

5.46% State Department Federal Credit Union 5 Year IRA Share Certificate

State Department Federal Credit Union is offering 5.46% apy on a 5 year IRA share certificate for those members who are in their Capital Club. To join the Capital Club, you must open a State Department FCU checking account and have your paycheck or annuity directly deposited. If direct deposit isn't available to you, you can also join the Capital Club by having a minimum of $500 in your regular share savings account.

State Department Federal Credit Union also continues to offer two specials that I posted on earlier this year. They are offering 5.35% apy on a 15 month share certificate special with a minimum deposit requirement of $5,000 and 7.00% apy on a 12 month new member share certificate special with a minimum/maximum deposit requirement of $1,000.

Field of membership in State Department Federal Credit Union is extended to employees of the Department of State and a number of other select employee groups in the Washington DC area. See site for details.

South Carolina Federal Credit Union 30,000 CURewards Bonus Point Checking Account Promotion

South Carolina Federal Credit Union is offering 30,000 CURewards points for those who open a new personal checking account by December 31st, 2007. To qualify for this promotion you must enroll in eStatements by December 31st, 2007, commence payroll direct deposit in an amount of at least $200 by March 31st, 2008, and begin actively using a MasterMoney Debit card for this account by January 31st, 2008. Existing checking account holders also may qualify for 5,000 CURewards bonus points for each new service they establish for their account, up to 15,000 points. See site for complete details.

Field of membership in South Carolina Federal Credit Union is extended to those who live, work, worship, or attend school in Berkeley, Calhoun, Charleston, Clarendon, Dorchester, Georgetown, or Orangeburg County or certain eligible areas of Richland or Lexington County in South Carolina.

San Diego County Credit Union 4.95% 4 Month and 5.05% 9 Month Share Certificate Specials

San Diego County Credit Union is offering two share certificate specials. The first one is a 4.95% apy 4 month share certificate special. The second is a 5.05% apy 9 month share certificate special. The minimum deposit requriement for these yields is $90,000. Lesser deposits starting at $10,000 will earn 4.95% apy and 5.05% apy respectively. Other rates and terms available. See site for details.

Field of membership in San Diego County Credit Union is extended to those who live or work in San Diego or Riverside County in California as well as employees of certain select employee groups. See site for details.

6.01% First Credit Union Rewards Checking Account

First Credit Union offers a Rewards Checking Account that earns 6.01% apy on the first $25,000 on deposit. Account balances over $25,000 earn 1.01% apy. This account has no minimum balance requirement and features ATM fee rebates of up to $25 per month. To qualify for the benefits of this account, each statement cycle you must login to eTeller, be enrolled in eStatements, make at least one electronic deposit or withdrawal, and make at least 12 purchases using your Visa debit card.

Field of membership in First Credit Union is extended to those who live, work, or worship within a ten mile radius of any First Credit Union branch office. Offices are located in the State of Arizona. Membership is also open to those belonging to any one of a number of select employer groups and organizations. See site for details.

$25 RateEdge Online Savings Account Referral Bonus

RateEdge.com, a division of SunMark Federal Credit Union, is currently offering a $25 referral bonus to existing members for every new member they refer who opens an account. New members will also receive a $25 bonus. To qualify for this offer accounts must be funded with a minimum of $500 within 30 days of opening an account and a minimum of $500 must remain on deposit for another 30 days. Bonuses will be paid out after 90 days after these conditions are met. Referrals can be done online through this link. The RateEdge online savings account currently earns a yield of 4.85% apy.

Field of membership in this credit union is extended to those who live, work, worship, own a business, volunteer or attend school in Albany, Montgomery, Rensselaer, Saratoga, Schenectady, or Schoharie County in New York State.

0% AA Credit Union New Account Visa Platinum Rewards Card Balance Transfer Offer

AA Credit Union is currently offering a low rate of 0% apr until January 1st, 2009 on balance transfers made on or before April 15th, 2008 to their Visa Platinum Rewards Credit Card. You must apply for this card from December 15th, 2007 to March 31st, 2008 to qualify for this offer. This card features no balance transfer or cash advance fees. See site for additional details.

Field of membership in AA Credit Union includes current or retired employees of American Airlines and employees of a number of other transportation related organizations. See site for details.

Pentagon Federal Credit Union Update, 120 Month Home Equity Loan Rates as low as 4.99%

Pentagon Federal Credit Union is now offering a rate of 4.99% apr on home equity loans with terms of up to 120 months. This is the lowest rate I've come across for a home equity loan with this term. Pentagon Federal Credit Union also continues to offer 5.99% apr on home equity loans between 121 and 240 months. To qualify for these rates you must apply online. See site for additional details.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

5.3153% Northrop Grumman Federal Credit Union 5 Year Share Certificate

Northrop Grumman Federal Credit Union is offering 5.3153% apy on a 60 month bonus term share certificate. The minimum deposit requirement for this certificate is $40,000. This yield is good for both regular and IRA bonus term share certificates. They are also offering a competitive yield of 5.0011% apy on their 6 month regular bonus term share certificates. See site for additional rates and terms.

Field of membership in Northrop Grumman Federal Credit Union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don't otherwise qualify for membership in this credit union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

10.00% First US Community Credit Union 12 Month Share Certificate Special

First US Community Credit Union is offering 10.00% apy on a 12 month share certificate special to Military and Civilian Federal Employees and their families in California. There is a maximum deposit limit of $1,000 for this special and at least 50% of the fmoney used to fund this special must be new to the credit union.

Field of membership in First US Community Credit Union is extended to those who live, work, or worship in the California Counties of Sacramento, Amador, Yuba, Yolo, El Dorado, Sutter, San Joaquin, Nevada, Placer, Solano, Sierra or Contra Costa. Membship is also extended to current or retired federal employees (including military and postal) and their families throughout California.

The Top 10 Credit Union Credit Cards

Here are the 10 best Credit Union Credit Cards I've come across. These cards offer low rates or earn above average rewards. Some even feature low rates and earn industry leading rewards. While membership is limited for a number of these credit unions, some are open to all.

Pentagon Federal Credit Union Visa Platinum Rewards Card This card earns 5.00% cash back on the purchase of gasoline and 1.25% cash back on all other purchases. Rewards are credited monthly. There is no annual fee for this card. Rates are as low as 13.99% fixed. Field of membership in Pentagon Federal Credit Union is open to all by virtue of membership in the National Military Family Association for $20.

Agriculture Federal Credit Union Visa Platinum Card This card earns 1.25% cash back on all purchases. Rewards are paid out monthly. Credit limits go as high as $30,000 and rates are as low as 12.9%. Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble for $20.

Navy Federal Credit Union Flagship Rewards Visa Card This card earns 1 point for every $1 in purchases. Points may be redeemed for airline tickets, hotel stays, merchandise, gift cards or cash. Reward value is up to 2.5% of every dollar spent. Rates on this card are as low as 7.90% and there are no cash advance fees. Credit limits go as high as $80,000. This card carries a $49 annual fee. Field of membership for Navy Federal includes all Department of the Navy Personnel and their family among others. See site for additional details.

Achieva Credit Union Emerald Cash Rewards Visa Card This card earns 1% cash back on the first $5,000 spent during the year and 2% cash back on purchases over $5,000. Rewards are paid out each November. Cash advances have a 2% fee with a $10 maximum. Rates are as low as 8.90%. You must make 5 or more transactions per billing cycle in an active Achieva Credit Union checking account to qualify for the rewards of this card. Field of membership in Achieva Credit Union is extended to those who live or work in the Florida Counties of Pinellas, Hernando, or Pasco.

Coastal Federal Credit Union Infinity Visa Card This card features a fixed rate as low as 5.99%. There are no cash advance fees for this card. Purchases made with this card earn 1 ScoreCard Reward point for every dollar spent. Field of membership in Coastal Federal Credit Union is open to all by virtue of membership in the Coastal Capital Club for $10.

Lake Michigan Credit Union Platinum Prime Link Visa Credit Card This card offers a rate as low as Prime +0%. This card also features no annual fee, no balance transfer fees, and no cash advance fees. Credit lines for this card range from $500 to $25,000. Field of membership in Lake Michigan Credit Union is extended to those who live, work, worship, or attend school in the Michigan Counties of Allegan, Kent, Muskegon or Ottawa. Membership is also extended to those who are over the age of 55 and receive a retirement payment(ex. Social Security, annuity, pension) and live in or belong to a retirement organization in the county or a county adjacent to where the credit union's main office is located.

Educational Systems Federal Credit Union Double Platinum Visa Card This Double Platinum Visa card earns 2 ScoreCard Rewards points for every $1 you spend on purchases. ScoreCard Rewards points can be redeemed for a variety of rewards including merchandise and travel. This card also currently offers a low apr of 1.9% apr for the first 12 months for new cardholders. Field of membership in Educational Systems Federal Credit Union includes students of PG County Public Schools, Charles County Public Schools, Calvert County Public Schools, and St. Mary's County Public Schools in Maryland as well as their immediate family. Employees of a number of certain select organizations are also eligible for membership in this credit union. See site for additional details.

Kinecta Federal Credit Union Platinum Visa This card earns DreamMiles. DreamMiles can be redeemed for merchandise, airline tickets, travel discounts, dining, and gift cards. Gift card redemptions give up to the equivalent of 1.66% cash back. This card offers credit limits of up to $50,000 and rates as low as Prime +2%. Field of membership in Kinecta Federal Credit Union is open to all by virtue of membership in the Consumers Cooperative Society of Santa Monica for $10.

NASA Federal Credit Union Visa Platinum Card with cashRewards. This card offers up to 2% cash back on purchases with no limit on the amount of cash back you can earn. Cash back on this card is determined by the card balance at the end of each monthly billing cycle. Balances of up to $1,000 earn 1% cash back, balances from $1,001 to $2,000 earn 1.25% cash back, and balances of $2,001 and up earn 2% cash back. Cash back is applied annually to the cardholders November statement. This card also features no annual fee and no balance transfer fees. Field of membership in NASA Federal Credit Union is open to all by virtue of membership in certain associations that anyone may join. See site for additional details.

BrightStar Credit Union Cash Rewards Platinum Visa Card. This card offers 1.25% cash back on purchases. Cash back is limited to $600 per year. There is no annual fee for this card and balances transfered within the first 10 days of account opening will earn a rate as low as 0% apr for the first 6 billing cycles. Field of membership in Bright Star Credit Union is extended to those who live, work, or attend school in Broward or Palm Beach County in Florida as well as family of those eligible for membership.

Agriculture Federal Credit Union 1.25% Cash Back Visa Platinum Card

Agriculture Federal Credit Union is offering their Visa Platinum Card. This card earns 1.25% cash back on all purchases. Rewards are paid out monthly. This card is currently offering balance transfers at 6.90%. There are no balance transfer fees for this card. Credit limits go as high as $30,000 and rates are as low as 12.9%. See site for additional details.

Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble. Membership in City Dance Ensemble is $20 and you can apply at the time you complete your online membership application for the credit union.

6.00% United Financial Credit Union Direct Rewards Checking Account

United Financial Credit Union is offering their free Direct Rewards Checking Account. This account is offering 6.00% apy on balances up to $25,000 when you make a minimum of 12 debit card transactions per month, receive e-statements, and have at least one Net Pay transaction per month. Balances over $25,000 earn 1.00% apy. See site for additional details.

Field of membership in Michigan based United Financial Credit Union is extended to those who belong to any of over 200 select employer groups. The credit union has branches located in Saginaw, Chesaning, and Freeland. See site for further information

Credit Union Youth Savings Accounts and Certificates

There are a number of credit unions that offer above average yields on savings accounts and share certificates to their youth membership. Below is a list of these accounts that I have come across:

8.00% apy Patelco "gr8 r8" Youth Share Savings Account Rate good up to the first $1,000. Open to all.

8.00% apy Watermark Credit Union High 5 Savings Account 8.00% apy on the first $500 in their High 5 Savings accounts for members 17 and under. Open to all.

6.00% Diablo Valley Federal Credit Union 7 Month Youth Share Certificate $10,000 max. California based Credit Union.

6.00% United Financial Credit Union 6 Month Youth Share Certificate $2,000 max. Michigan based Credit Union.

8.00% Southern Select Community Credit Union 18 Month Youth Share Certificates 8.00% on first $1,000. North Carolina based Credit Union.

6.00% Bethpage Federal Credit Union Youth Savings Account 6.00% on the first $1,000. Long Island, New York based Credit Union.

7.5% BECU's Youth Saver's Account 7.5% APY on the first $500. BECU is open to all WA residents and many other qualifying applicants.

Please leave a comment about any other high yielding youth account you have come across.

Mountain High Federal Credit Union Share Certificate Update, Yields up to 6.43%

Mountain High Federal Credit Union is offering yields of up to 6.43% apy on their share certificates. Yields for 18 month variable rate IRA share certificates are below:

Yield Minimum Deposit
6.43% $100,000+
5.90% $50,000+
5.38% $1,000+

Yields for regular share certificates are below:

Term Yield
12 Month 5.30%
18 Month 5.30%
24 Month 5.40%
36 Month 5.50%
48 Month 5.55%
60 Month 5.65%

The minimum deposit requirement for regular share certificates is $500.

Mountain High FCU is a Utah based credit union. Field of membership in this credit union is open to those who live, work, worship or study in Utah or Juab counties as well as immediate family of current members.

Garden Savings Federal Credit Union, Share Certificate Yields up to 5.33%

Garden Savings Federal Credit Union is offering yields of up to 5.33% apy on their share certificates. Yields are listed below:

Term Apy
12 Month 5.12% apy
18 Month 5.12% apy
24 Month 5.12% apy
36 Month 5.22% apy
48 Month 5.22% apy
60 Month 5.33% apy

The minimum deposit requirement for these certificates is $500.

Field of membership in Garden Savings Federal Credit Union is extended to those who live, work, worship, or attend school in Newark, Elizabeth, or Jersey City in the state of New Jersey. Membership is also open to those who belong to any of a number of certain select organizations. See site for details.

Pentagon Federal Credit Union Update, 20 Year Home Equity Loan Rates as low as 5.99%

Pentagon Federal Credit Union continues to offer rates as low as 5.99% apr on home equity loans with terms of up to 240 months. To qualify for this rate you must apply online. There are no points or closing costs for this offer.

Field of membership in Pentagon Federal Credit Union is offered to members of a large number of select organizations. If you dont qualify for membership through any of these organizations, you can become eligible for membership in Pentagon Federal Credit Union by virtue of membership in the National Military Family Association for $20.

USA Federal Credit Union, Jumbo Share Certificate Yields as High as 5.17%

USA Federal Credit Union is offering yields of up to 5.17% apy on their share certificates. Yields are listed below:

Term Yield
12 Month 4.80%
24 Month 4.85%
36 Month 4.91%
48 Month 5.01%
60 Month 5.17%

The minimum deposit requirement for these yields is $100,000. Regular share certificates are available with lower rates and lower minimum deposit requirements. See site for details.

Field of membership in USA Federal Credit Union includes those who are active or retired military as well as those who are members of many others organizations and employee groups. If you find that you don't fall under any of these groups, membership in the Prime Meridian Association is another avenue to membership. For more information on the Prime Meridian Association, you can contact USA FCU.

Redstone Credit Union, Get a $25 Gas Card When You Apply for a New Redstone Credit Card before December 15th & Your Application is Approved

Redstone Credit Union is offering a $25 Gas Card when you apply for a new Redstone Credit Card before December 15th and your application is approved. All credit card purchases and balance transfers made before December 31st will receive a rate of 8.99% apr through the end of 2008. Redstone Credit Cards feature no annual fee and credit limits up to $30,000. See site for further information.

Field of membership in Redstone Credit Union is extended to those who belong to any of a number of select organizations, some of which anyone may join. See site for details.

Lake Michigan Credit Union Platinum Prime Link Visa Credit Card

Lake Michigan Credit Union offers a Platinum Prime Link Visa Credit Card. This card offers a rate as low as Prime +0%. This card also features no annual fee, no balance transfer fees, and no cash advance fees. See site for additional details.

Field of membership in Lake Michigan Credit Union is extended to those who live, work, worship, or attend school in the Michigan Counties of Allegan, Kent, Muskegon or Ottawa. Membership is also extended to those who are over the age of 55 and receive a retirement payment(ex. Social Security, annuity, pension) and live in or belong to a retirement organization in the county or a county adjacent to where the credit union's main office is located.

GSA Federal Credit Union Share Certificates, Yields up to 5.50%

GSA Federal Credit Union is offering yields of up to 5.50% apy on their share certificates. Yields are listed below:

Term Yield
12 Month 5.12%
24 Month 5.25%
36 Month 5.35%
48 Month 5.40%
60 Month 5.50%

The minimum deposit requirement for these certificates is $1,000.

Field of membership in GSA Federal Credit Union is extended to those who are employees an d contractors of the GSA in a number of regions along with those who are employed by a small number of other organizations. See site for details.

America First Credit Union Share Certificate Update, Yields up to 5.20%

America First Credit Union is offering yields of up to 5.20% apy on their regular and IRA share certificates. Yields for share certificates with a maturity of 6 months are 4.875% apy and rise all the way up to 5.20% apy for a 60 month share certificate. The minimum deposit requirement for these certificates is $500.

Field of membership in America First Credit Union is extended to those who live, work, regularly conduct business, worship, attend school, or volunteer in Salt Lake County, Utah or within a 12 mile radius of the Mesquite Nevada Post Office. Membership is also extended to immediate family of current members, those who are eligible for membership, and those who died while within this credit union's field of membership.

5.15% Fort Belvoir Federal Credit Union 11 Month Share Certificate Special

Fort Belvoir Federal Credit Union is offering 5.15% apy on an 11 month share certificate. The minimum deposit requirement for this certificate is $2,500. This special is available through December 31st and must be funded with money new to the credit union.

Field of membership in Virginia based Fort Belvoir Federal Credit Union is open to all active duty or retired US Armed Forces as well as a employees, members, worshipers, or volunteers of a number of organizations. Membership is also extended to members of the Friends of Manassas National Battlefield Park which anyone can join for $15.

CFCU Community Credit Union, Share Certificate Yields up to 5.90%

CFCU Community Credit Union is offering yields of up to 5.90% apy on their share certificates now through December 31st, 2007. They are offering 5.90% apy on a 50 month jumbo share certificate as well as 5.38% apy on 10 & 20 month jumbo share certificates. You must have or open a Premiere Checking account with the credit union to earn these yields. The minimum deposit requirement for these yields is $100,000. Lesser deposit requirements are available for certificates with the same maturities at lower rates. See site for details.

Field of membership in CFCU Community Credit Union is extended to those who live, work or attend school in Tompkins or Cortland Counties in the State of New York. Businesses or organizations in this area are also eligible for membership.

Central One Federal Credit Union Senior Sense Share Certificates, Yields up to 5.40%

Central One Federal Credit Union is offering is offering 5.40% apy on a 5 year Senior Sense Certificate and 5.35% apy on a 3 year Senior share certificate. To qualify for these yields, you must have direct deposit of Social Security or a pension into a Central One Share Draft account. The minimum deposit requirement for these certificates is $10,000.

Field of membership for Central One FCU includes "persons who live, work, worship, go to school in, and business and legal entities in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlborough, Milford, Millbury, Northboro, Paxton, Princeton, Rutland, Shrewsbury, Southboro, Sterling, Upton, Westboro, West Boylston and Worcester" in Massachusetts as well as family members of existing members.

5.15% Eastern Financial Florida Credit Union 7 Month Share Certificate Special

Eastern Financial Florida Credit Union is offering 5.15% apy on a 7 month share certificate. The minimum deposit requirement for this certificate is $500. To qualify for this rate you must have direct deposit of at least $500.00 per month into any Eastern Financial Savings or Checking Account. Those without direct deposit will earn 4.90% apy. This certificate is available as a regular or an IRA share certificate.

Field of membership in Eastern Financial Florida Credit Union is extended to those who live or work in Miami-Dade, Broward, Palm Beach, Hillsborough or Pinellas County, Florida. Membership is also extended to those who belong to any of a number of certain select employee groups. See site for details.

6.25% Wescom Credit Union Transition IRA Account

Wescom Credit Union offers a Transition IRA account that yields 6.25% apy. This IRA account is for rollovers from a qualified retirement plan and has a 6 month term. The minimum deposit requirement for this account is $500. See site for details.

Field of membership in this Wescom Credit Union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

5.50% Apple Federal Credit Union 84 & 120 Month Share Certificates

Apple Federal Credit Union is offering 5.50% apy on their 84 & 120 month share certificates. The minimum deposit requirement for these certificates is $500. These accounts are available as either regular or an IRA share certificates.

Field of membership in Apple Federal Credit Union includes a variety of select employer groups, alumni and faculty groups, as well as members of a number of national associations. See site for additional details.

5.85% Hudson Valley Federal Credit Union 5 Month Jumbo IRA Share Certificate Special

Hudson Valley Federal Credit Union is offering 5.85% apy on a 5 month jumbo IRA share certificate. The minimum deposit requirement for this certificate is $100,000. 5 month IRA share certificates with lesser deposits and 5 month regular share certificates are also available at lower yields. See site for additional details.

Field of membership in Hudson Valley Federal Credit Union is extended to those who live, work, worship, volunteer, or attend school in Dutchess, Ulster, or Orange County, New York.

5.50% 90 Day Share Certificate & 5.30% 6 Month Share Certificate Specials

Hartford Postal Employees Credit Union is offering 5.50% apy on a 90 day share certificate and 5.30% apy on a 6 month share certificate. The minimum deposit requirement for these certificates is $1,000.

Field of membership in Hartford Postal Employees Credit Union is extended to employees and retirees from the U.S. Postal Service in Connecticut

5.43% NAPUS Federal Credit Union 5 Year Share Certificate Special

NAPUS Federal Credit Union is offering 5.43% apy on a 5 year share certificate. They are also offering competitive yields of 5.22% apy and 5.33% apy on their 2 and 3 year share certificates respectively. The minimum deposit requirement for these certificates is $500.

Field of membership in NAPUS Federal Credit Union is primarily extended to members of the National Association of Postmasters of the United States and their families. See site for details.

5.50% American Eagle Federal Credit Union 3 Month & 5.25% 6 Month Share Certificate Specials

American Eagle Federal Credit Union is offering 5.50% apy on a 3 month share certificate and 5.25% apy on a 6 month share certificate. The minimum deposit requirement for these specials is $1,000, $500 for Education IRA accounts.

Field of membership in American Eagle Federal Credit Union is extended to those who live, work, worship, or attend school in Hartford, Middlesex, or Tolland County in Connecticut. Businesses or other legal entities in these areas also qualify.

5.50% Visions Federal Credit Union 30-41 Month Share Certificates, Other High Yields Also Available

Visions Federal Credit Union is offering 5.50% apy on their 30-41 month share certificates. 12-29 month and 5 year share certificates earn 5.44% apy. These yields are good for both regular and IRA share certificates.

The credit union is also offering 5.55% apy on a 32 month IRA Super Saver share certificate special. The minimum deposit requirement for all of the aforementioned certificates is $500. To qualify for these yields, you must have a combination of other financial products with the credit union. For example, those who have a VisionsPlus Checking Account with a Visa Check Card and a Visions Gold or Platinum Card would qualify for this rate. Certain other product combinations will also qualify you for this rate. See site for details.

Field of membership in Visions Federal Credit Union is extended to those who live in the NY Counties of Broome, Chenango, Tioga, the City of Syracuse, NY, or Bradford County, PA. Certain residents of Chemung and Schuyler in New York are also eligible. Contact the credit union for more information.

United Federal Credit Union Double Rewards Visa Platinum CardPerks Promotion

United Federal Credit Union is offering double CardPerks rewards points on their Visa Gold or Visa Platinum Cards for purchases made during the months of November and December. CardPerks rewards points may be redeemed for travel or gift certificates. See site for additional details.

Field of membership in United Federal Credit Union is extended to those who live, work, or worship in Crawford County, Arkansas or LeFlore County or Sequoyah County in Oklahoma. Membership is also extended to those who belong to any of a number of select employee groups or associations which are located in many areas across the United States. See site for details.

5.40% Air Force Federal Credit Union 3 Year Jumbo Share Certificate

Air Force Federal Credit Union is offering 5.40% apy on a 3 year jumbo share certificate. They are also offering a competitive 5.30% apy on their 1, 2 & 5 year jumbo share certificates. The minimum deposit requirement for these certificates is $100,000.

Field of membership in Air Force Federal Credit Union is extended to those who are active duty or retired from any of the U.S. Armed Forces as well as their immediate family. See site for additional avenues to memberhip in this credit union.

5.25% Fort Knox Federal Credit Union 7-11 & 13-17 Month Pick-a-Term Share Certificates

Fort Knox Federal Credit Union is offering 5.25% apy on their Pick-a-Term share certificate. You may choose a term from 7 to 11 months and 13 to 17 months for this certificate special. The minimum deposit requirement for this special is $500.

Field of membership in Fort Knox Federal Credit Union is open to those who are members of certain select employer groups or those who live, work or worship in Boyle, Breckinridge, Grayson, Hart, LaRue, Meade or Nelson Counties in Kentucky. Membership is also extended to relatives of anyone who can currently become a member.

7.00% San Mateo Credit Union 7 Month Share Certificate Special, December 7th & 8th Only at the Westlake Branch

San Mateo Credit Union is offering 7.00% apy on a 7 month share certificate special. This special must be funded with money new to the credit union and is available only at the credit union's Westlake branch. You must be a new member or refer a new member to qualify for this special. There is a minimum/maximum deposit requirement for this certificate of $5,000. See site for additional details.

Field of membership in San Mateo Credit Union is extended to those who are a resident, employee, or student in San Mateo County or a member of a select employee group. See site for details.

5.00% Fort Belvoir Federal Credit Union 48 & 60 Month Share Certificates

Fort Belvoir Federal Credit Union is offering 5.00% apy on their 48 & 60 share certificates. The minimum deposit requirement for these certificates is $1,000. These certificates are available as both regular and IRA accounts.

Field of membership in Virginia based Fort Belvoir Federal Credit Union is open to all active duty or retired US Armed Forces as well as a employees, members, worshipers, or volunteers of a number of organizations. Membership is also extended to members of the Friends of Manassas National Battlefield Park which anyone can join for $15.

GE Federal Credit Union Platinum Visa Double Points Offer

GE Federal Credit Union is offering Double CU Rewards points on purchases and balance transfers through Feburary 1st, 2008. This card features no balance transfer fees and has no annual fee. CU Rewards points can be redeemed for merchandise and travel. See site for additional details.

Field of membership in GE Federal Credit Union is extended to those who either live or work in Sharonville, OH, are employees or pensioners of the General Electric Company in Greater Cincinnati, or are employees of one of more than 300 Cincinnati area organizations. There are a number of other ways to qualify for membership in this credit union. See site for more information.

5.00% Agriculture Federal Credit Union 60 Month Share Certificate

Agriculture Federal Credit Union is offering 5.00% apy on a 60 month share certificate. The minimum deposit for this certificate is $1,000. This yield is good for both regular and IRA share certificates.

Field of membership in Agriculture Federal Credit Union is open to all through membership in CityDance Ensemble. Membership in City Dance Ensemble is $20 and you can apply at the time you complete your online membership application for the credit union.

Premier America Credit Union Triple Points Premium Travel Mastercard Promotion

Premier America Credit Union is offering Triple points on purchases and balance transfers of $1,000 or more from November 2nd through January 15, 2008 when you are approved for a new Premier America Premium Travel Mastercard. You must make a balance transfer of at least $1,000 during this promotional period to qualify for this offer. Balance transfer fees are waived during this period. This card has a $50 annual fee. See site for additional details.

Field of membership in Premier America Credit Union is open to those who live, work, worship or attend school in Ventura County, San Fernando Valley, the Santa Clarita Valley, and a number of areas in Los Angeles County, California. Membership in Premier America Credit Union is open to all others by virtue of memberhip in the Alliance for the Advancement of Arts and Education. Membership is $25 and you can join this organization when you sign up for credit union membership online.

5.30% Navy Federal Credit Union 60 - 84 Month Jumbo Share Certificates

Navy Federal Credit Union is offering 5.30% apy on jumbo share certificates with terms ranging from 60 to 84 months. The minimum deposit requirement for this yield is $100,000. This yield applies to both regular jumbo and IRA jumbo share certificates.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application. See site for details.