6.00% Members Credit Union 60 Month Share Certificate

Members Credit Union is offering 6.00% apy on a 60 month share certificate. The minimum deposit for this certificate is $2,000. Among other avenues to membership, Field of membership in Members Credit Union is open to all by virtue of membership in a number of associations affiliated with the credit union. See link for details.

6.00% Burlington Northern Federal Credit Union 24 Month Share Certificate

Burlington Northern Federal Credit Union is offering 6.00% apy on a 24 month share certificate. This rate is good for both regular and IRA accounts.

Field of membership in Burlington Northern Federal Credit Union is extended to employees of the following select employer groups: Burlington Northern Railroad, Pepsi-Cola Co., Val-Dak Corporation, the International Union of Operating Engineers Local 49, IBEW Local 1426, Northern Valley Labor Council, AFL-CIO, American Crystal Sugar Co., Qwest, AT&T and Polar Communications. This credit union is based in Grand Forks, North Dakota.

Pentagon Federal Credit Union Certificate Rates Down, 6%+ Certificates Still Widely Available

The 6.00% Pentagon Federal Credit Union Share Certificates that I posted on here are no longer being offered. Current rates are 5.41% apy for a 3 year share certificate and 5.42% apy for 4 & 5 year share certificates. Even though these 6.00% certificates are no longer being offered, there are 6%+ cds available at other credit unions that anyone can join. Fort Belvoir Federal Credit Union is currently offering 6.17% apy on 3, 4, & 5 year share certificates. Patelco Credit Union is offering 6.00% apy on Flexible Term Bump certificates with terms between 12 - 23 months. Digital Federal Credit Union is offering 6.00% apy on a 16 month certificate with a minimum deposit of $500. Finally, NASA Federal Credit Union is offering 6.0% apy on a 7 month share certificate special.

6.15% Brush Wellman Federal Credit Union 6 Month Share Certificate Special

Brush Wellman Federal Credit Union is offering 6.15% apy on a 6 month share certificate special. Field of membership in Brush Wellman Federal Credit Union is limited to employees and retirees of Brush Wellman Inc. and it's affiliates in addition to their extended families.

6.17% Alloy Federal Credit Union 60 Month Share Certificate

Alloy Federal Credit Union is offering 6.17% apy on a 60 month share certificate. This certificate must be funded with money new to the credit union to obtain this rate. Field of membership in Alloy Federal Credit Union is extended to those who live, work, worship, or attend school in Fayette County, West Virginia.

6.00% BCS Community Credit Union 10 Month Share Certificate Special & Other High Rates

BCS Community Credit Union is offering 6.00% apy on a 10 month share certificate special. The miminum deposit for this special is $5,000 and this certificate must be funded with money new to the credit union. This offer expires October 5th. BCS Community Credit Union is also still offering 6.00% apy on their 36 month regular and IRA share certificate specials with a minimum deposit of $25,000. Their 60 month regular certificates earn 6.00% apy with a minimum deposit of $500 as well. See my previous post on these certificates here.

Field of membership in this credit union includes those who live, work or worship in Wheat Ridge, CO as well as employees of Burlington Northern Santa Fe, Union Pacific Railroad, and Amtrak. Immediate relatives of a current BCS member are also eligible for credit union membership.

6.00% MassMutual Federal Credit Union 11 Month Share Certificate

MassMutual Federal Credit Union is offering 6.00% apy on an 11 month share certificate. The minimum deposit for this certificate is $1,000 with a maximum deposit of $5,000. You must have a MassMutual Federal Credit Union checking account with direct deposit to qualify for this rate. Members who don't will earn 5.90% apy. These rates are good for both regular and IRA certificates. Field of membership in MassMutual Federal Credit Union is extended to the employees and retirees of the MassMutual Financial Group of Companies in addition to their families.

6.17% Fort Belvoir Federal Credit Union 36, 48, & 60 Month Share Certificates

Fort Belvoir Federal Credit Union is offering 6.17% apy on their 36, 48, & 60 share certificates. They are also offering 6.17% apy on their 36 month IRA share certificate. The minimum deposit for these certificates is $1,000. Field of membership in Virginia based Fort Belvoir Federal Credit Union is open to all active duty or retired US Armed Forces as well as a employees, members, worshipers, or volunteers of a number of organizations. See site for additional details.

7.00% USE Credit Union 7 Month Share Certificate

USE Credit Union is offering 7.00% apy on a 7 month share certificate. A deposit of exactly $2,500 in new money is required for this offer. In addition, you must have a $100 minimum deposit in the credit union's checking account and a $5.00 share account. Existing members who are unable to meet the new money requirement may qualify by referring a new member who takes advantage of this 7% certificate. Field of membership in USE Credit Unionis open to those who live, work, or worship in "Alameda, Sacramento, San Diego, Santa Clara, or Yolo County" as well as immediate family members and cohabitants of current USE Credit Union members. Members of certain select groups are eligible as well, including members of a local public television station, KPBS.

10% Discovery Federal Credit Union 6 Month Share Certificate Special, Now Through September 30

Discovery Federal Credit Union is offering 10% apy on a 6 month share certificate special. The minimum deposit for this certificate is $2,500 with a maximum deposit of $10,000. This special is available now through September 30 and must be funded with money new to the credit union. Field of membership in Discovery Federal Credit Union is extended to those who live, work, worship, attend school, or regularly conduct business in Berks County, Pennsylvania.

5.25% Pentagon Federal Credit Union 5/1 Adjustable Rate Mortage

Pentagon Federal Credit Union is offering 5.25% apr on their 5/1 Adjustable Rate Mortgage(ARM). This is a lower rate than they offer on their 1/1, 2/2, and 3/1 ARMs . They are also offering 5.375% apr on a 5/1 ARM with a forty year amortization. These rates are good for both regular and jumbo mortgages. Those paying .625 in points will receive a .25 point reduction to there mortgage rate. Most closing costs are waived for this loan and there is a 90 day rate lock option available. See site for additional information.

In addition to other avenues to membership, field of membership in Pentagon Federal Credit Union is open to those who work at the Pentagon, are active or retired from the U.S. Army, U.S. Air Force, or Coast Guard, or belong to certain select companies or organizations . Those who don't otherwise qualify for memberhsip in this credit union are eligible to join via membership in the National Military Family Association which anyone can join.

6.14% SLH Federal Credit Union 60 Month Bump Share Certificate

According to their website, SLH Federal Credit Union is offering 6.14% apy on a 60 month bump certificate. The posted minimum deposit for share certificates is $500. SLH Federal Credit Union is a hospital-based credit union with branches in Ft. Thomas and Florence, Kentucky.

6.01% American Spirit Federal Credit Union 9 Month Share Certificate Special

American Spirit Federal Credit Union is offering 6.01% apy on a 9 month certificate share special when you open a checking account with direct deposit. The minimum deposit for this special is $1,000 and this certificate must be funded with money new to the credit union. See site for additional details. Field of membership in American Spirit Federal Credit Union is extended to those who live, work, worship, attend school, or belong to an association located in Newark, DE.

8.0% Arizona Holsum Credit Union 8 Month Share Certificate Special & Other High Rates

Arizona Holsum Credit Union is offering 8.0% on an 8 month share certificate special. This special must be funded with money new to the credit union and you must have an "active checking account" to qualify for this rate. The minimum deposit for this special is $800 with a maximum of $8,000. This credit union is also offering high rates on a number of their share certificates with the highest being 5.98% apy on a 5 year IRA share certificate with a minimum deposit of $50,000. Field of membership in Arizona Holsum Credit Union is extended to neighbors, their family, and friends in the local community of Holsum Bakery as well as employees or business associates of Holsum Bakery. See site for details.

6.00% STCU Credit Union Share Certificates + Staples Gift Card Bonuses

STCU Credit Union is offering a couple of 6.00% apy certificates. The first is an 8 month share certificate that is available only at the credit union's Westfield branch and has a maximum deposit of $5,000. The second is an 11 month share certificate that requires a minimum deposit of $500 in money new to the credit union with a maximum deposit of $5,000. Deposits for this 11 month certificate of $2,500 or above also earn a Staples Gift Card up to $20. Refer a new member who opens a checking account and you can double the amount of the Staples Gift Card while the new member will receive their own $25 Staples Gift Card. See this link for additional information. Field of membership in STCU Credit Union is extended to employees of a number of Massachusetts based educational employers and associations. See site for details.

Capstone Federal Credit Union High Rate Certificates

Capstone Federal Credit Union is offering high rates on a number of their share certificates:

Term APY

3 Year 5.60%

4 Year 5.65%

5 Year 5.70%

These share certificates require a minimum deposit of $1,000. IRA share certificates add .15% to the above account rates while jumbo certificates of $100,000 or more add .20% to the above rates. Field of membership in Capstone Federal Credit Union is extended to those who work for any of a number of select employee groups. See site for details.

5.90% NBC Universal Employees Federal Credit Union 12 Month Share Certificate Special

NBC Universal Employees Federal Credit Union is offering 5.90% apy on a 12 month share certificate with a minimum deposit of $50,000. Field of membership in NBC Universal Employees Federal Credit Union is extended to those who work on the NBC Universal lot in Burbank or Universal City, those who work for KNSD San Diego or KNTV San Jose as well as those who work for a number of other select employee groups. See site for details.

10% First U.S. Community Credit Union 1 Year Share Certificate Special

First U.S. Community Credit Union is offering 10% apy on a 1 year certificate share special to California members of the National Active and Retired Federal Employees Association(NARFE) and their families. This special is not listed on their website. The maximum deposit for this special is $1,000. This special is good for new members only and you must open a share account with a deposit of at least $25.

8.00% Consumers Credit Union 7 Month Share Certificate Special

Consumers Credit Union is offering 8.00% apy on a 7 month share certificate special. The minimum deposit for this rate is $500 with a maximum deposit of $2,500. Certificates with deposits between $2,501 and $10,000 earn 6.00% apy. These certificates require a new checking account to earn the aforementioned rates. Field of membership is extended to those who live, work, worship, or are enrolled in post high school educational institutions in Allegan, Barry, Branch, Calhoun, Kalamazoo, Ottawa, St. Joseph, Van Buren, Kent, Cass or Berrien Counties in Michigan.

6.25% Missoula Federal Credit Union 6 Month Share Certificate Special, September 25-29 Only

Missoula Federal Credit Union is offering 6.25% apy on a 6 month share certificate special between September 25-29. The minimum deposit for this special is $500. Field of membership in Missoula Federal Credit Union is extended to those who live or work in Lake, Missoula, or Ravalli Counties in Montana.

6.00% Unitus Community Credit Union 13 Month Share Certificate Special

Unitus Community Credit Union is offering 6.00% apy on a 13 month share certificate special. The minimum deposit for this certificate is $500 and additional deposits of $100 or greater may be added to this certificate at anytime. To qualify for this rate, you must have a Unitus Community Credit Union checking account, debit card, and verified direct deposit into your credit union account of $250 or more. Field of membership in Unitus Community Credit Union is extended to those who live or work in Multnomah, Washington, Clackamas, Marion, Polk, or Yamhill Counties in Oregon.

6.25% Telcom Credit Union 61 Month Share Certificate Special

Telcom Credit Union is offering 6.25% apy on a 61 month share certificate special. In order to earn this rate, members must have a Telcom Credit Union checking account with direct deposit of at least $500 per month into their account. The minimum deposit for this special is $2,500 and this offer is restricted to Michigan residents eligible to open a Telcom Credit Union checking account. While there are a numer of ways to join Telcom Credit Union, Field of membership is open to anyone by virtue of a $2 donation to the Salvation Army Bed and Bread program.

6.17% GSA Federal Credit Union 48 & 60 Month Share Certificates + a $25 Cash Bonus

GSA Federal Credit Union is offering 6.17% apy on their 48 & 60 month share certificates. The minimum deposit for these certificates is $1,000. Plus, when you deposit $2,500 or more in money new to the credit union, you can receive a $25 bonus. Field of membership in GSA Federal Credit Union is extended to those who are employees and contractors of the GSA in a number of regions along with those who are employed by a small number of other organizations. See site for details.

6.55% Weld Schools Credit Union 70th Anniversary New Member Special Share Certificate

Weld Schools Credit Union is celebrating their 70th Anniversary. They are offering a .70 apy higher rate on their 3, 6, & 12 month share certificates to new members. The current non-promotional rate for a 12 month share certificate is 5.85 apy, so a .70 apy bonus would result in a rate of 6.55% apy. Other perks included in this new member offer include the waiver of the credit union's membership fee, a Visa Debit Card fee free for the first year, and a free box of checks. This new member offer is good through September 30th. Field of membership in this Colorado based credit union is extended to "Weld County public school employees, BOCES and Dayspring Christian School employees, the students of these public education providers and all of their immediate family".

America's Christian Credit Union Gas Gift Card Bonus Offer

America's Christian Credit Union is offering a $50 gas card when you deposit $5,000 or more into their 9 or 12 month share certificate specials. The 9 month certificate has a rate of 5.38 apy and the 12 month certificate has a rate of 5.54 apy. These certificates are available through September 30th or until the credit union has reached the 7 million dollar cap for this offer. Although the minimum deposit for these certificates is $1,000 in money new to the credit union, you must deposit $5,000 or more to receive the gas card. Field of membership in America's Christian Credit Union is extended to those members, attendees, or individuals who align themselves with Wesleyan Christian doctrine. This includes those associated with a number of Christian organizations, denominations, and employers which are listed on their website.

7.00% Erie Federal Credit Union 12 Month Share Certificate Special

Erie Federal Credit Union is offering 7.00% apy on a 12 month share certificate special. The minimum/maximum deposit for this special is $2,000. Field of membership in Erie Federal Credit Union is extended to those who live, work, worship, or attend school in Erie County, PA as well as business accounts and other legal entities within the county.

6.00% Desert Schools Federal Credit Union 14 Month Share Certificate

Desert Schools Federal Credit Union is offering 6.00% apy on a 14 month share certificate. The minimum deposit for this certificate is $500 and this account must be funded with money new to the credit union. Field of membership in Desert Schools Federal Credit Union is extended to those who live, work, worship or attend school in Gila, Maricopa, or Pinal Counties in Arizona. Businesses and other legal entities in these areas are also eligible. See site for details.

6.14% Norwalk Hospital Credit Union 12 & 24 Month Share Certificates

According to their website, Norwalk Hospital Credit Union is offering 6.14% apy on their 12 & 24 month share certificates with a minimum deposit of $10,000. Field of membership is extended to those who work, practice, or volunteer at Norwalk Hospital in addition to those who are healthcare providers or are employed in the healthcare industry in the greater Norwalk, CT area.

Proponent Federal Credit Union 6.00% Share Certificate Specials

Proponent Federal Credit Union is offering a couple of 6.00% share certificate specials. The first is a 7 month certificate that must be funded with money new to the credit union. The second is an 8 month certificate that requires a Proponent Federal Credit Union checking account with direct deposit. Both certificates require a minimum deposit of $1,000. This Proponent FCU has locations in New Jersey and North Carolina. Field of membership in this credit union is limited to employees and retirees of certain select employee groups. Contact Proponent FCU for more information.

6.00% Space Coast Credit Union 9 Month Existing Member Share Certificate Special

Space Coast Credit Union is offering 6.00% apy on a 9 month share certificate special for existing members as of 9/16. This certificate requires a minimum deposit of $500 and is limited to a maximum deposit of $100,000. This special must be funded with money new to the credit union with the exception that members who have been with the credit union for 5 years or longer may fund up to 50% of this certificate from an existing Space Coast Credit Union account. This is a limited time offer. Field of membership in Space Coast Credit Union is extended to those who live or work in Brevard, Volusia, Flagler or Indian River Counties in Florida.

7% San Diego County Credit Union 7 Month Share Certificate Special

San Diego County Credit Union is offering 7.00% apy on a 7 month share certificate special with a deposit of exactly $2,500. This certificate is being offered September 18-23 and there is a limit of one certificate per household. Field of membership in San Diego County Credit Union is extended to those who live or work in San Diego or Riverside Counties in California.

5.918% California Credit Union 17 Month Freedom Option Bump-up Share Certificate

California Credit Union is offering 5.918% apy on a 17 month Freedom Option Bump-up Share Certificate . This certificate special requires a minimum deposit of $10,000 and allows one change to it's rate during the term of the certificate to the then current regular 17-month certificate rate. This rate is available for both regular and IRA certificates. Among other routes to joining California Credit Union, membership is extended to those who are members of a Parent Teacher Association or Parent Teacher Student Association.

6.00% LBS Financial Credit Union 15 Month Share Certificate Special

LBS Financial Credit Union is offering 6.00% apy on a 15 month share certificate special. The minimum deposit for this rate is $90,000 and this account must be funded with money new to the credit union. Lesser deposits earn lower rates. Field of membership in LBS Financial Credit Union is extended to those who live or work in certain Los Angeles County cities in addition to Riverside or Orange County in California. Students, employees, and retirees of a number of California School Districts are also eligible. See site for details.

6.10 % GE Federal Credit Union Share Certificate Update

In addition to the 6.10% apy one year Jumbo IRA certificate I posted on here, according to their website, GE Federal Credit Union is now offering 6.10% apy on a 5 year share certificate. The minimum deposit for this rate is $500. Field of membership in GE Federal Credit Union is extended to those who either live or work in Sharonville, OH, are employees or pensioners of the General Electric Company in Greater Cincinnati, or are employees of one of more than 300 Cincinnati area organizations. There are a number of other ways to qualify for membership in this credit union. See site for additional information.

6.00% Teacher Federal Credit Union 12 Month Certificate Special

Teacher Federal Credit Union is offering 6.00% apy on a 12 month share certificate special. The minimum deposit for this special is $500 with a maximum of $100,000. You must have a checking account with direct deposit at this credit union to qualify for this rate. Those who don't can earn 5.50% apy on this account. See site for additional details. Field of membership in Teacher Federal Credit Union is extended to those who live, work, worship, or attend school in Minneapolis or St. Paul, Minnesota in addition to those who belong to a number of select employee groups, organizations, and associations. See site for more information.

6.27% SAFE Federal Credit Union 5 Year Jumbo IRA Certificate Share

SAFE Federal Credit Union is offering 6.27% apy on a 5 year jumbo IRA share certificate. The minimum deposit for this rate is $100,000. Lesser deposits earn lower rates. Field of membership in SAFE Federal Credit Union is extended to those who live, work, worship or attend school in Lee, Clarendon, or Sumter Counties as well as parts of Kershaw, Florence, Richland, or Lexington Counties in South Carolina. Those who work for any one of over 500 select employee groups are also eligibile. Contact SAFE FCU for more information.

6.00% Kirkwood Municipal Credit Union 59 Month Certificate Share Special Update

According to their website, Kirkwood Municipal Credit Union is still offering 6.00% apy on a 59 month certificate share special that I posted on back in May. They are also offering 5.75% apy on a 41 month certificate share special. The minimum deposit for these certificates is $5,000. Field of membership in Kirkwood Municipal Credit Union is extended to employees of any business located in Kirkwood, MO as well as certain family members of current members. See site for additional details.

6.19% State Department Federal Credit Union 5 year IRA certificate

State Department Federal Credit Union is offering 6.19% apy on a 5 year IRA certificate for those members who are in their Capital Club. To join the Capital Club, you must open a State Department FCU checking account and have your paycheck or annuity directly deposited. If direct deposit isn't available to you, you can also join the Capital Club by having a minimum of $500 in your regular share savings account. Field of membership is limited and is comprised of a number of select employee groups as well as employees and members of a number of other organizations. See site for details.

6.0% NASA Federal Credit Union 7 Month Share Certificate Special

NASA Federal Credit Union is offering 6.0% apy on a 7 month share certificate special. The minimum deposit for this certificate is $5,000. This special must be funded with money new to the credit union by September 30th. See site for more information. Field of membership in NASA Federal Credit Union is open to those who belong to any of a number of select employee groups in addition to those who belong to certain associations that anyone may join. See site for additional details.

Greater Alliance Credit Union HELOC With Rates as low as Prime -1.01% + up to 2% Cash Back

Greater Alliance Federal Credit Union is offering a HELOC with rates as low as Prime -1.01%. They are also offering 2% cash back up to $2,000 on the balance of a loan refinanced from another financial institution. Contact the credit union for more information. Field of membership in Greater Alliance Federal Credit Union is extended to those who live, work, worship, volunteer, or attend school in Bergen or Passaic County in NJ.

6.17% ASE Federal Credit Union 13 Month Share Certificate Special

ASE Federal Credit Union is offering 6.17% apy on a 13 month share certificate special. The minimum deposit for this certificate is $5,000 and this account must be funded with money new to the credit union. ASE Federal Credit Union is a Maryland based credit union with branches in Baltimore and Westminster. ASE FCU is a small credit union with less than 1,000 members.

6.14% & 6.40% Emery Federal Credit Union Share Certificates

Emery Federal Credit Union is offering rates of 6.14% apy and higher on a couple of their share certificates. They are offering 6.14% apy on a 60 month share certificate. Prime 50 accounts(for members 50 & older)receive a .25% higher dividend rate. They are also offering 6.40% apy on a 30 month Emerate Variable Rate share certificate. The minimum deposit for both of these certificates is $500 and these rates are good on both regular and IRA accounts. Emery Federal Credit Union serves the employees of over sixty companies with five branches in Ohio. Contact Emery FCU for more information.

Widely Available 6.00% Certificates

There are a number of credit unions that anyone can join that are offering certificates with a yield of 6.00% apy. Pentagon Federal Credit Union is offering 6.00% apy on 3, 4, & 5 year certificates with a minimum deposit of $1,000. Patelco Credit Union is offering 6.00% apy on Flexible Term Bump certificates with terms between 12 - 23 months with a minimum deposit of $1,000. These certificates have a one time option to bump up the rate to a rate currently being offered on Patelco’s regular 12- to 23-month certificates during the term of this certificate. Finally, Digital Federal Credit Union is offering 6.00% apy on a 16 month certificate with a minimum deposit of $500.

6.00% Mid-Atlantic Federal Credit Union 13 Month Share Certificate Special

Mid-Atlantic Federal Credit Union is offering 6.00% apy on a 13 month certificate special. The minimum deposit for this special is $5,000 with a maximum of $25,000 per member. This certificate must be funded with money new to the credit union. Field of membership in Mid-Atlantic Federal Credit Union is open to those who live, work, worship, or attend school in Montgomery County, MD.

Digital Credit Union American Dream Home-Ownership Program

Digital Federal Credit Union offers a unique deposit account called the American Dream Home-Ownership Program. This account pays a variable rate, currently 5.70% apy, which is adjusted quarterly and "will consistently be among the highest certificate rates offered on the longest term DCU Savings Certificate products". The minimum deposit for this account is $100 and additional deposits can be made any time up to a $25,000 account balance. This account has a 60 month term and will renew at maturity. Withdrawls may be made at any time without penalty when a Residential Purchase & Sale agreement or Offer to Purchase in the name of Prime and/or joint account owner is provided to the credit union. See the Terms of the American Dream Home-Ownership Program on Digital Federal Credit Union's website for more information.

Field of membership in this credit union is extended to those who live, work, worship, or attend school in certain Massachusetts and Georgia communities as well to those belonging to a number of sponsoring organizations and companies. A number of these sponsoring organizations are easy for anyone to join and are listed on Digital's website.

6.00% Cinfed Credit Union 15 & 60 Month Share Certificates

Cinfed Credit Union is offering 6.00% apy on a 15 month share certificate with a minimum deposit of $15,000. To qualify for this rate you must either have $25,000 on deposit with Cinfed or have direct deposit and a total of $10,000 on deposit with this credit union. Cinfed is also offering 6.00% apy on a 60 month share certificate. The minimum deposit for this certificate is $500. Field of membership in this credit union is extended to a number of Cincinnati and Northern Kentucky area employer groups as well as most federal employees and all employees of Hamilton County, Ohio. See site for additional details.

6.00% WesternHealthcare FCU 9 Month Share Certificate

Western Healthcare FCU is offering 6.00% on a 9 month share certificate. The minimum deposit for this special is $10,000 and this account must be funded with money new to the credit union. This special runs through October 31st. Field of membership is extended to those belonging to any one of a number of Concord, California area healthcare related businesses and organizations. See site for additional details.

6.00% Tyndall Federal Credit Union 18 Month Share Certificate

Tyndall Federal Credit Union is offering 6.00% apy on an 18 month share certificate. The minimum deposit for this rate is $1,000 for regular and IRA accounts. Tyndall Savers Youth certificates start at $250. Field of membership includes many Panama City, Florida employer based groups. See site additional details.

Navy Federal Credit Union Flagship Rewards Visa Credit Card

The Flagship Rewards Card is a Visa card that can earn rewards of up to 2.5% on each dollar you spend on the card. You can earn a variety of rewards with this card including airline tickets, gift cards, and cash back. You earn one point for every $1 in net retail purchases and the number of points you can earn annually is capped at 100,000. Fixed rates for this card are as low as 5.90% apr and credit lines range from $1,000 to $80,000. There is a $49 dollar annual fee for this card. See link for additional details.


Field of membership for Navy Federal includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application.

American First Credit Union High Rate 60 Month Share Certificate

American First Credit Union is offering 5.5274% apy on a 60 month share certificate. Those with over $30,000 in combined total deposit and loan balances with this credit union can receive a .30% higher rate. This rate is good for both regular and IRA certificates. The minimum deposit for this certificate is $1,000. Field of membership in American First Credit Union is extended to those who live, work, or worship in Orange County, Corona, or Chino Hills in California in addition to employees of over 100 select employer groups across the country.

6.00% West Virginia Federal Credit Union 21 Month Jumbo Share Certificate Special

West Virginia Federal Credit Union is offering 6.00% apy on a 21 month jumbo share certificate special. The minimum deposit for this rate is $100,000. Lesser deposits of $10,000 earn 5.75% apy. Field of membership in this credit union is extended to those "who live, work, worship, or attend school in, and businesses and other legal entities located in Kanawha or Putnam Counties, in West Virginia".

6.00% Florida State University Credit Union 24 Month Share Certificate

Florida State University Credit Union is offering 6.00% apy on a 24 month share certificate. The minimum deposit for this certificate is $1,000. Those who qualify for Champions' Choice - Platinum Level / Alumni Advantage receive a .25% higher rate. Field of membership in Florida State University Credit Union is extended to FSU Faculty, Staff, & Students in addition to those who belong to certain other select groups. See site for additional details.

United Services Credit Union Update: 6%+ apy Certificates & a Tiered Money Market Account with a Rate of up to 5.70%

United Services Credit Union is offering a number of high rate accounts. They are offering 6.25% apy on a 24 month Flex certificate and 6.00% apy on a 12 month Flex certificate. The minimum deposit for these certificates is $5,000 with a maximum of $100,000. You may add additional money and/or withdraw money 1 time from these accounts. This credit union is also offering a tiered money market account with a rate of 5.70% apy for account balances of $50,000 or greater. Lower tiers earn less. See site for details. Field of membership in United Services Credit Union is extended to those who are employees of any medical facility or medically related group in the Asheville, North Carolina area and the surrounding counties of Western North Carolina.

10% First Financial Federal Credit Union of Maryland Share Certificate

First Financial Federal Credit Union of Maryland is offering 10% apy on certificates with a term of up to 12 months and a maximum deposit of $1,000. You need to have a credit union checking account with direct deposit to qualify for this special. This special is being offered through the end of October. Field of membership in First Financial Federal Credit Union of Maryland is extended to a number of Baltimore area groups. See site for details.

Hillside Hospital Federal Credit Union Update, New 6.17% apy 9 Month Special & Other 6%+ Rates

Hillside Hospital Federal Credit Union is offering rates of 6% apy or higher on a number of certificate shares. They are currently offering 6.17% apy on a 9 month certificate share special with a minimum deposit of $5,000. This special must be funded with money new to the credit union. The credit union is also offering 6.01% apy on a 24 month jumbo certificate share, 6.12% apy on a 36 month jumbo certificate share, and 6.22% apy on a 48 month jumbo certificate share. The minimum deposit for these jumbo rates is $20,000.

The field of membership for this credit union includes employees, certain volunteers, and retirees of the "North Shore Long Island Jewish Health System, its satellite facilities and the Queen’s Hospital Center affiliation in Queens Village, West Hempstead, Bayside, Jamaica, Far Rockaway or New York, New York". Membership is also extended to "attending physicians and their staff of the above medical facilities" as well as residents of Bell Park Manor Terrace and family members of current members.

6.00% USA One National Credit Union 3 Year Certificate Share Special

USA One National Credit Union is offering 6.00% apy on a 3 year certificate share with a minimum deposit of $10,000. If after a year into this certificate a higher rate is being offered by USA One National Credit Union, you may upgrade the interest rate one time. See site for additional details.

Field of membership is open to those who live or work in a number of Chicago area communities or belong to one of over 400 Select Employer Groups.

This Credit Union is privately insured by American Share Insurance and is not federally insured.

6.43% Energen Credit Union 36 Month Share Certificate & 6.16% 14 Month Share Certificate Special

Energen Credit Union is offering two 6%+ share certificates. The first is a 6.43% apy 36 month certificate. The second is a 6.16% apy 14 month share certificate special that can only be funded with money new to the credit union.

Field of membership in Energen Credit Union is open to all employees of the Energen/Energen Resources/Alagasco Corporation as well as their family. See site for details.

6.00% Honeywell Federal Credit Union 13 Month Student Share Certificate Offer

Honeywell Federal Credit Union is offering 6.00% apy on a 13 month share certificate. The minimum deposit for this certificate is $1,000 with a $2,500 maximum. This special must be funded with money new to the credit union. There is a limit of one new account per eligible child under the age of 18. See site for details. Field of membership in Honeywell Federal Credit Union is extended to those who are employees or retirees of Honeywell as well as those who live, work, worship or attend school in either Brooklyn Center, Crystal, Golden Valley, Hopkins, Minneapolis, New Hope, Robbinsdale or St. Louis Park in Minnesota.

6.69% CAHP Credit Union 728 Day Variable Rate IRA Certificate & Other High Rates

CAHP Credit Union is offering 6.69% apy on a 728 Day variable rate IRA certificate in addition to a number of other 6%+ certificates. See link for more information about rates and terms.

Field of membership in Sacremento based CAHP Credit Union is extended to those who are employed by certain select California public safety organizations. See site for details.

This Credit Union is privately insured by American Share Insurance and is not federally insured. For more details about American Share Insurance, see the link above.

6.274% Hamilton Horizons Federal Credit Union & 6.00% 60 Month Regular Share Certificate

Hamilton Horizons Federal Credit Union is offering 6.274% apy on a 60 month IRA share certificate. 60 month regular share certificates earn 6.00% apy. Field of membership in Hamilton Horizons Federal Credit Union is extended to anyone who lives, works, worships or attends school in Hamilton Township in Mercer County, New Jersey.

FME Federal Credit Union 55 Plus Club Bonuses

FME Federal Credit Union is offering a number of bonuses for those in their 55 Plus Club. Members may add the equivalent of their age in apy basis points to any IRA certificate(ex. If you are 50 years old, your apy would increase by .50%). Additionally, 55 Plus Club members may add 1% apy to an FME IRA certificate for direct rollovers from another institution's IRA or from the direct rollover of a qualified pension plan. See site for additional details.

Field of membership in FME Federal Credit Union is limited to those who work for a dozen select employee groups including the Federal Mogul Corporation.

6.18% Kelly Tyler Federal Credit Union "Kidicate" 24 Month Youth Certificate

Kelly Tyler Federal Credit Union is offering 6.18% apy on a 24 month "Kidicate" youth certificate. This certificate can be opened for those 16 and under. The minimum deposit for this certificate is $100. Field of membership in Kelly Tyler Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in Smith County, Texas.

7% Town & Country Family Credit Union 2 Year Certificate Special, Today Only - Thursday September 7, 2006

Just a reminder that Town & Country Family Federal Credit Union is offering 7% apy on a 2 year certificate share today, September 7th, 2006. The minimum deposit for this share is $500. This special can be funded with new money only. Call for additional details. Field of membership is Michigan based and employees or members of employer groups or other organized groups located within 25 miles of CU are eligible for membership in addition to certain other groups. See site for more information.

6.35% Beach Municipal Federal Credit Union 6 Month Certificate Special

Beach Municipal Federal Credit Union is offering 6.35% apy on a 6 month Celebration Certificate special. The minimum deposit for this rate is $35,000. Lesser deposits starting at $3,500 earn 5.35% apy. This rate is available for new deposits and money from renewing certificates. Those who renew their Celebration Certificate at maturity for a 12 month or greater term can receive an additional 1% apy on their renewal certificate. This current offer is available through December 31. Field of membership in Beach Municipal Federal Credit Union is primarily open to those who fit within a defined association to the City of Virginia Beach. See site for details.

Metro Credit Union Certificate Specials With Rates up to 6.50%

According to their website, Metro Credit Union is offering a number of certificate specials with rates as high as 6.50% apy. Rates and certificate terms are as follows:

5.75% apy 11 Month Certificate
6.00% apy 22 Month Certificate
6.25% apy 33 Month Certificate
6.50% apy 60 Month Certificate

The minimum deposit for these rates is $500. These certificates must be funded with money new to the credit union.

Field of membership at Michigan based Metro Credit Union is varied. Individuals in the following groups may be eligible for membership: Those working for the cities of Warren or Center Line as well as workers for municipalities located within 25 miles of any METRO branch. Staff, students and alumni of Macomb Community College and a number of school districts. Retirees over the age of 55 that receive retirement benefits and live in Macomb County or any neighboring county. Companies and organizations that have Metro Credit Union Ambassador Group status. See site for further information.

7.00% Western Credit Union 7 Month Certificate Special

Western Credit Union is offering 7.00% apy on a 7 month certificate special. The minimum deposit for this special is $5,000 with a maximum of $100,000. This certificate must be funded with money new to the credit union. Field of membership in Western Credit Union is open to those who live, work, worship or attend school in a number of Ohio communities. Membership is also open to employees who work for any one of over 400 select employee groups. See site for details.

6.0% Peoples Trust Credit Union 1 Year Certificate Share Special

Peoples Trust Credit Union is offering 6.0% apy on a 1 year certificate share special. The minimum deposit for this special is $5,000 with a maximum of $100,000. This certificate must be funded with money new to the credit union. Field of membership in Peoples Trust Credit Union is primarily Michigan based. See site for details.

Fed Choice Federal Credit Union $100 Bonus to the First 500 New Members That Open A New FedChoice Checking Account

FedChoice Federal Credit Union is offering a $100 bonus to the first 500 new members who open a new FedChoice Checking Account. Details for this offer may be found here. Field of membership in FedChoice Federal Credit Union, formerly IR Federal Credit Union, is extended to all federal civilian employees, annuitants and their families in the Washington, D.C., Baltimore and Philadelphia Metropolitan areas. See site for more information.

6.00% Blue Cross Blue Shield of Minnesota Federal Credit Union Bonus Certificate

Blue Cross Blue Shield of Minnesota Federal Credit Union is offering 6.00% apy on a bonus 7 month certificate share when you open a regular certificate with a term of 12 months or greater. The balance of the regular certificate must be equal to or greater than the bonus certificate. The minimum deposit for this bonus certificate is $500 and this special must be funded with new money. See site for additional details. Field of membership is open to employees of Blue Cross Blue Shield of Minnesota and a number of Minnesota area health services organizations. See site for further information.

6.66% Appliance Credit Union 60 Month Certificate Share

According to their website, Appliance Credit Union is offering rates as high as 6.66% apy on their 60 month certificate share with a deposit of $75,000 or more. Good rates above 6.00% apy are available for certificates with shorter terms and lesser deposits. Field of membership is extended to all Maytag employees and family of current members.

6.30% Research Federal Credit Union 70 month certificate special

Research Federal Credit Union is currently offering 6.30% apy on a 70 month certificate special. To qualify for this certificate, you must have a Research FCU checking account with direct deposit. These rates apply to both IRA and regular certificates. The minimum deposit for this special is $5,000 with a $30,000 maximum. Field of membership includes employees and retirees of General Motors who are located at the following locations: the Renaissance Center Corporate Headquarters, the Warren Tech Center, and the Milford Proving Grounds. Membership is also extended to employees and retirees of companies that belong to either the Warren, Center Line, Sterling Heights, Huron Valley, or South Lyon Chamber of Commerce as well as immediate family of any of the aforementioned groups.

6.20% Chetco Federal Credit Union 12 Month Prime Time Variable IRA

Chetco Federal Credit Union is offering 6.20% apy on their 12 month Prime Time Variable IRA account. The minimum deposit for this certificate is $1,000. You may make additional deposits to this account in increments of $25. Field of membership for this credit union is extended to those who live, work or worship in Del Norte, Curry and Coos Counties in Oregon in addition to their family members.

6.00% Arizona Central Credit Union 10 Month Certificate Share Special

Arizona Central Credit Union is offering 6.00% apy on a 10 month certificate share special. The minimum deposit for this special is $5,000. This certificate must be funded with money new to the credit union. Field of membership includes a number of broad based groups such as those who are members of the Baptist or Mormon religion and Arizona residents who are 55 years of age or older. In addition, current members can sponsor individuals for credit union membership. See site for additional details.

6.25% Minnesota Valley Credit Union 73 Month Certificate Share

Minnesota Valley Credit Union is offering 6.25% apy on a 73 month share certificate. The minimum deposit for this certificate is $500. Field of membership in Minnesota Valley Credit Union is open to those who live, work, worship, volunteer, or attend school in the counties of Blue Earth, Nicollet, or LeSueur in Minnesota. Businesses and other legal entities located in these counties are also eligible for membership.

6.00% Lonestar Credit Union 6 Month Certificate Special

Lonestar Credit Union is offering 6.00% apy on a 6 Month Certificate Special. The minimum deposit for this certificate is $2,500 and this account must be funded with money new to the credit union. Field of membership in Lonestar Credit Union is extended to those who live or work within the Downstown Dallas Loop or the following counties: Hunt County, Rockwall County, Kaufman County, Delta County, Rains County, or Hopkins County, TX.

6.00% Cal State 9 Credit Union 7 Month Certificate Special

Cal State 9 Credit Union is offering 6.00% apy on a 7 month certificate special. The minimum deposit for this special is $5,000. This account must be funded with money new to the credit union. Field of membership in Cal State 9 Credit Union is extended to those who live, regularly work, or regularly attend school in Alameda, Contra Costa, San Francisco, Sacramento, or Santa Clara County in California in addition to those who belong to a number of select employer groups, organizations, or associations. See site for additional details.

6.35% Eastman Credit Union 7 Month Certificate Share Special

Eastman Credit Union is offering up to 6.35% apy on a 7 month certificate share special. The base rate for this special is 6.00% apy. Those who have an existing Beyond Free Checking Account or open one and have direct deposit or automatic debit receive an additional .25% apy. If you apply online, you receive an extra .10% apy in addition. The minimum deposit for this special is $2,500. Field of membership in Eastman Credit Union is extended to those who live, work, worship, attend school, operate a business in certain Texas, Tennesse, and Virginia communities. Membership is also extended to employee's of a number of select companies. See site for details.

6.0% First Tech Credit Union 7 Month Certificate Share Special

First Tech Credit Union is offering 6.0% apy on a 7 month certificate special. You must have a First Tech checking account with direct deposit to qualify for this rate. The minimum deposit for this special is $500. This certificate special is offered through October 31st. Field of membership is extended to those who work for the State of Oregon, live in Lane County, Oregon or any school district in Washington. Among others, meembership is also extended to those who work for certain sponsor companies. See site for details.

6.00% Patelco Credit Union Flexible Term Bump Certificate

Patelco Credit Union is offering 6.00% apy on their Flexible Term Bump Certificate. You may choose a term from 12-23 months for this certificate. The minimum deposit for this certificate is $1,000. You have a one time option to bump up the rate to a rate currently being offered on Patelco’s regular 12- to 23-month certificate during the term of this certificate. Existing funds at Patelco may fund up to 50% of this certificate.

Field of membership in Patelco Credit Union is open to a wide variety of groups and organizations. Anyone who isn't otherwise eligible for membership can become eligible by joining the California Association for Older Americans which is open to anyone regardless of age or geographic location. Simply indicate California Association for Older Americans on your application for Patelco credit union membership.

Patelco was ranked 11th by assests among credit unions by Cuna.org in 2005. Patelco Credit Union is privately insured by American Share Insurance up to $250,000 per account. This institution is not federally or state insured so if Patelco fails, there is no government guarantee that deposit account holders will get their money back. For more details about American Share Insurance, see the link above.

6.10% Greater Alliance Federal Credit Union 60 Month IRA Certificate

Greater Alliance Federal Credit Union is offering 6.10% apy on a 60 month IRA certificate share. Regular 60 month certificates earn 6.00% apy. The minimum deposit for these certificates is $500. Greater Alliance Federal Credit Union will also match the rate of any insured, solvent NJ financial institution. Field of membership in Greater Alliance Federal Credit Union is extended to those who live, work, worship, volunteer, or attend school in Bergen or Passaic county in NJ.

6.25% Columbus Metro Federal Credit Union Variable Rate Education Growth Fund Certificate

Columbus Metro Federal Credit Union is offering 6.25% apy on their Education Growth Fund Certificate. The minimum deposit for this account is $250 and the yield is the Prime Rate minus 2%. The Education Growth Fund Certificate matures on the date of your student's 18th birthday. Field of membership in Columbus Metro Federal Credit Union is extended to those who live, work, worship, volunteer, or attend school in Franklin County, OH.

8% Holston Methodist Federal Credit Union 8 Month Certificate Share Special

Holston Methodist Federal Credit Union(HMFCU) is offering 8.00% apy on an 8 month certificate share special. The minimum deposit for this special is $1,000 with a $5,000 maximum. This special must be funded with money new to the credit union. You must have or establish a HMFCU Classic Club Plus Sharedraft account and initiate $500 or more in recurring direct deposit to qualify for this special rate. Field of membership in HMFCU is extended to a number of groups related to the Methodist Holston Conference and certain educational institutions in addition to other groups. See site for details.

6.0% Ukrainian Federal Credit Union 6 Month Certificate Special

Ukrainian Federal Credit Union is offering 6.0% apy on a 6 month certificate special. The advertisement on their home page states that there is a minimum deposit of $1,000 and that this special is good through September 7th, although all rates are subject to change without prior notice. This certificate special must be funded with money new to the credit union and you must have direct deposit with Ukrainian Federal Credit Union to qualify for this rate. Field of membership in this credit union is extended to those who belong to a number of Ukrainian related organizations, churches, and associations. See site for details.